1. The Entrepreneur
Vashambadziri nevadzimai vemabhizimisi maduku havafungi nezvekurega basa mumitauro. Vane chiratidzo chebhizimisi ravo uye vanoisa simba ravo rose nemari mune bhizinesi.
Vanonyatsoziva kuti ichashanda. Vashambadziri vanofanira kuchengetedza iyo yehutano chechokwadi nekuchengetedza imba yavo yezvemari.
Mari Yakawedzerwa Kukuru Kwevatengesi
- Kubhadhara mari yekurasira mari yekugadzirisa mari yebhizimisi.
- Kushandisa chikwereti chakawanda.
- Kubva kumashure pamitero, kunyanya kubhadhara mitero yebasa.
Dzidza zvakawanda: Zvaunofanira Kuziva Usati Uchitsvaga Wako 401k
Zano Rakanakisisa kune Vezinyanzvi
- Chengetedza mari yakakwana yekukurumidzira iwe pachako uye yebhizimisi.
- Kushandisa chikwereti nekuchenjera kubhadhara mari yekuwana kana kutanga-bhizinesi kuburikidza nekugadzira hurongwa hwezvakanaka hwebhizimisi uye kuratidzwa kwemari uye mari. Usakwereta kusvikira wapedza izvi.
- Ipa michero kune chirongwa chokubvisa basa gore roga roga kunyange kana iri shomanana madhora zviuru kusvika kuIRA kana ROTH IRA.
- Iva nhaurirano yakanaka uye usangane navo kuti ugadzire mutero wekotekisi yemutero.
Dzidza zvakawanda: Business Finance
2. Simba sezvavanoenda
Kana iwe uri muponesi akakurumbira uye uchishandisa mukati mako, iwe unowira munharaunda iyi.
Semuenzaniso, unonyatsotsigira IRA yako kana 401k nenyaya gore negore, uye unogara uine mari mubhangi? Wakambogara mubasa rimwechete kwenguva shoma here? Iwe une kambani inobatsira uye zvichida mupeni? Kana iwe uchinge uri munharaunda yakasimba-se-ivo-kuenda chikamu ingangodaro iwe uchakwanisa kupedza basa pane vezera rako vakawanda.
Zvichida iwe unonakidzwa nekurasikirwa nemari kuburikidza nemari yako.
Yakawedzerwa Mari Zvikanganiso
- Kana iwe uri mutsigiri-se-ivo-kuenda, kutendeseka, hapana zvakawanda zvaunoda kutarisa. Iwe unogona kunge wakawana imba yako yezvemari mukuita.
Mazano Akanakisisa
- Runha mari inofungidzirwa. Unogona kuona kuti haufaniri kuchengetedza zvakanyanya. Zvichida pane zvakakwana kuita zvimwe zvimwe zvinhu zvinonakidza munzira.
3. MuProfessor High Income Earner
Vanachiremba, avo vezvematongerwo enyika, vanyori, mabhiiji uye mamwe mabasa akafanana anofanirwa kuwira mumapoka maviri. Zvimwe zvipfeko zvakanakisisa, zvakanyanya seboka rakasimba-se-ivo-kuenda kumusoro. Vamwe vanoita mari yakawanda, uye vanovandudza mararamiro makuru ekufananidza. Imari yakawanda / mararamiro makuru ehupenyu ane matambudziko mukurasira. Havana kuchengetedza zvakakwana kuti vakwanise kuchengetedza mararamiro avo. Zvinoshamisika kwavari pavanoona kuti vanofanirwa kushanda kwenguva yakareba kupfuura zvavakatarisira kana kuita shanduko huru mumamiriro avo ehupenyu kuti vawane zvakakwana.
Yakawedzerwa Mari Zvikanganiso
- Usingazivi kuti kana iwe ukaita zvakawanda, iwe unofanirawo kuchengetedza zvakawanda kuti urambe uine mararamiro iwayo gare gare muupenyu.
- Kubvumira kukurudzira kushandisa mari yako zvisarudzo.
- Kushandisa chikwereti chikuru chevatengi sehombe yemari yemari uye chikwereti chemari.
Mazano Akanakisisa
- Zvichengetere iwe pachako kuisa pachedu mari yakazvitsaurira kuenda kune mari usati watenga nicer motokari, imba huru kana kusarudza pachikoro chega chevana.
- Ramba urongwa kuitira kuti uzive kuti unoda zvakadini kuchengetedza kuchengetedza mararamiro ako. Kana iwe usingadi kusiya mararamiro ako zvino, ona kuti iwe uchamanikidzwa kuderedza zvinhu zvose gare gare.
- Isa mari yekushandisa kwemwedzi.
Dzidza zvimwe:
Best PayOff Debt Calculators yeWebhu
Chii Chingaita Kana Wakagadzirirwa Kuita Uye Kuunganidza Chikwereti?
4. Ndinoziva Ndinofanira, Asi
Save? Chii, ini ndinoda kuchengetedza? Kana iwe uchipedza iyo pakarepo pazvinenge zviri mubhengi rako rebhangi, izvi ndizvo zvauri iwe. Kana iwe usingashanduri nzira dzako iwe uchada kuronga paushanda kusvikira iwe utora kunonoka Social Security pa70.
Yakawedzerwa Mari Zvikanganiso
- Kwete kuponesa chero chinhu.
- Kuita kwete kuronga kwemari chero ipi zvayo.
Mazano Akanakisisa
- Zvinonzwa zvakanaka kuti uwane mari mubhangi - chaizvoizvo, yakanaka chaizvo. Ingoiedza. Kana ikangovapo, kana iwe usingadi, unogona nguva dzose kuenda.
- Edza mari inokurumidza . Ndiyo imwe yenzira dzakanakisisa dzekutora kushanda pakushandisa.
Dzidza zvakawanda: Zvinyorwa Zvisiri Zvokuchengetedza Mari Yakawanda
5. Kuita Ok, Zvaunofara Munzira
Kana iwe ukachengetedza vamwe uye ukapedza zvimwe iwe unowira muboka iri. Unogona kufunga kuti 'Hapana anoziva zvichaitika mune ramangwana.' Iwe zviri nani kutora rwendo urwu iko zvino kana kutenga iyo cabin kana chikepe ... uye zvakanaka nokuti iwe uri kupawo mari yekuchengeta nguva dzose. Uye dzimwe nguva zvakanaka; dzimwe nguva kushandiswa kunogona kukonzera kuponeswa uye kubata newe gare gare.
Inonyanya Kukosha Mari Mistake
- Kunyatsokubhadhara mari yemitero yakaremberedzwa yakafanana neyakarongwa 401k, asi isina chekuripa mutero.
- Kurindira kusvikira makore mashomanana kubva pakubata basa kuti uite mari inoratidzira iyo inokuratidza kuti mari yako yekusarura ingaita sei.
Dzidza zvakawanda: Apo Mitero Yakasarudzwa Imitemo Inogona Kukukuvadza
Mazano Akanakisisa
- Iva nemudzidzisi wezvemari. Iwe unogona nyore nyore kupinda muboka rakasimba-se-ivo-kuenda nechinangwa chiduku.
- Ita muyero wekusungirwa kwemitero yakasarudzwa uye mushure mekutevedzera mutero. Paunenge uchirega basa, kana mari yako yose inofanira kubuda pabhesi yakatarwa nemitero, mitero inotora hukuru hwakanyanya kupfuura iwe unogona kufunga.
Dzidza zvakawanda:
Nhepfenyuro yeChepfenyuro vs Investment Advice vs Retirement Planning - Chii Chaunoda