Dzidza Kuti CD Inoshandisa Sei

Gadzirira Zvinhu Zvisingatarisirwi Zvokutengesa uye Nhamba Dzakanaka

Chikwangwani chekuisa (CD) chinogona kukubatsira kuti uwedzere mari yako yebhangi , asi iwe unofanira kuvhara mari yako kwemwedzi yakawanda kana makore. Nenzira yakanaka, CD yekusimudza nzira inogona kukubatsira kuti urambe uchigadzirisa uye unogona kuwedzera mari yako.

Tichapfuura nemifananidzo yakazara pasi, asi pfungwa iri shure kweCD ndiyo kuti iwe unotenga maCD akawanda nemazuva ekukura panguva dzakasiyana-siyana munguva yemberi.

Batsiro reCD Ladders

CDs inouya nemaketani akabatanidzwa: Unofanira kutarisira kusvikira CD ikura iwe usati wabvisa mari kunze. Kana iwe ukabvisa mari kare, iwe uchabhadhara chirango - zvichida kupfuura iwe wawakatora mune zvekuda. Unogona kutenga "liquid" CD dzinokubvumira kubvisa mari panguva ipi zvayo , asi izvo zvigadzirwa zvinowanzobhadhara zvishoma pane zvemaCD.

CD inowedzero iri nyore yekugadzirisa matambudziko ekutsvaga mari mumaCD.

Kuda mari: Kana uchida mari kubva kumaCD yako, ungasafanira kumirira kwenguva yakareba kana uri kushandisa lera. Imwe yeCD yako inofanira kukura nokukurumidza - kupa mari yemvura pasina chirango - uye tarisiro, hauzodi mari yako yose kamwechete.

Kuchinja kudiwa kwezvikwereti: Paunoshandisa mari muCD, iwe unowanzobatwa nechikwereti chinowanika paunenge watenga CD. Kana mitengo yakakwirira, iyo inoshanda mukunaka kwako, asi zvinosuruvarisa kuona zvikwereti zvichikwira mushure mekunge mavhara muzinga rakaderera.

NeCD pane, iwe ucharamba uchitsvaga kwenguva, saka iwe uchavandudza chiyero chako nguva nenguva.

CD Ladder Example

CD ine nhepfenyuro yeCD dzakasangana kuti dzive dzakakura munguva. Semuenzaniso, unogona kunge uine $ 10 000 kuti uwane mari muCD, asi iwe haudi kubatisisa mitero yanhasi kana kusunga mari yako yose kwemakore akawanda.

Iwe unogona kuvaka kera uchishandisa nzira inotevera:

1. $ 2,500 inopinda muCD yemakore rimwe chete.
2. $ 2,500 inopinda muCD yemakore maviri.
3. $ 2,500 inopinda muCD yemakore matatu.
4. $ 2,500 inopinda muCD yemakore mana.

Gore roga rega (kutanga mushure megore rimwechete CD), iwe unofambisa mari yako yekukura zvakare kumucheto wakareba wemanera. Kuenderera mberi nemuenzaniso uri pamusoro apa, CD yekutanga makore maviri chete ine gore rimwe chete rakasara kusvika pakukura, CD yepakutanga yemakore matatu iine makore maviri akasara, nezvimwe zvakadaro. Kuti udzoke kune yako yekutanga makanho akagadzirwa, iwe unongoda kutora CD yemakore mana. Gore roga roga, kuenderera mberi kunopfuurira, uye iwe unogona kungodzokorora hurongwa (kuwedzera CD itsva yemakore mana pamagumo emanamato ako).

Muenzaniso uri pamusoro apa unomwero wakareruka, asi unogona kuwana zvakaoma kana iwe uchida-kuwedzera nguva yemwedzi mitanhatu kana maCD emakore akawanda. Zvisinei, kuchengetedza makera kunowedzera kuoma sezvaunowedzera kuoma. Iwe unogona kunge uine nguva uye chido chekuvaka nhambwe yakaoma ikozvino, asi zvinhu zvinogona kuchinja munguva yemberi.

CD Ladder Length

Inguva yakadini CD yako inofanira kuenda? Inobva pane zvauri kuedza kuita. Vanhu vazhinji vanomira pamakore matatu kusvika mashanu. MaCD ane marefu akawanda anokwidza mari yakakwirira nokuti uri kutora mari yakawanda-yehuwandu uye yehuwandu hwehuwandu hwemari, saka yakareba CD inofanira kukuwana iwe zvishoma zvishoma.

Izvozvo zvakati, kana iwe ukamisa dare refu-refu apo chido chekuderera chiri pasi, iwe unogona kuwana mari shoma kana maitirwo achikwira nokukurumidza - zvinongobva pane nguva yako uye kuti ramangwana rinotanga sei.

Kuti uende kwenguva yakareba, iwe unofanirwa kuva wakasununguka nekuvhara mari. Nokuda kwezvinangwa zvenguva refu, kuchenjera kutaura neChipupurirwe Chekuita Kwemari kuti uongorore mazano api nguva refu anokodzera zvinangwa zvako.

Kusvikira Papi?

Iwewo unofanirwa kusarudza kuti kure zvakasiyana sei imwe neimwe inofanira kuva. Unofanira kushandisa maCD emwedzi mitatu kana maCD maviri emakore here? Vanhu vazhinji vanogara pamwedzi mitanhatu kana kuti rimwe chete kwegore rimwe chete mukati meCD. Kana iwe uchienda chero pfupi, CD inowanzova chirongwa chekuchengetedza zvakakwirira (uye iwe hausi kuzowedzera kuenderera mberi). Zvisinei, iwe unogona kugadzira zvigadzirwa neCD makera kuti uite chero chinangwa chaunacho. Semuenzaniso, iwe unogona nguva nguva yekushambadzira kufananidza mari inofanirwa kudhura sebhasidzo yekubhadhara.

Apo CD Ladders Inoratidza Kuoma

CD makedhi anogona kukubatsira iwe kuisa maCD mukutarisira zvikwereti zvisingatarisirwi mari kana kuwedzerwa kwezvibereko. Zvisinei, kune mamiriyoni mamiriro ezvinhu apo ivo vanonyanya kudzivirirwa.

Kushandiswa kwenguva pfupi: Dhadhi yeCD ndiyo chirongwa chenguva refu. Kana iwe usingadi kubatana nepurogiramu, pane dzimwe nzira dzakanaka. Kana iwe uchifunga kuti uchafanira kuputsa makera uye mari, kunze kwekupihwa-kutora chirango kunogona kupfuudza zvido zvinowanikwa iwe. Nhoroondo yekuchengetedza kana kambani yemari yemari ichava yakawanda uye inobvumira kusunungurwa kusingabhadharwi.

Mitengo iri kufamba: Dhidhi yeCD inokubvumira kuti usadzivisa kufanirwa pamusoro pekufambisa kwevanhu vanofarira - pose paunenge uchienda, ndizvo zvaunotanga kuwana. Zvisinei, kana iwe uchikwanisa kufanotaura kuti mitengo iri kuda kukwira, inogona kubhadhara kumirira kuvaka imba yako kana kuchengetedza matanho pamagumo ekupedzisira. Saizvozvowo, kana iwe uchiziva kuti mitsva yava kuda kuwira, danho rinotsvaga kutarisa kwenguva refu rinogona kuva rakanzwisisika.

Pfungwa yekushandisa maCD makanga musingafungi nezvezvinhu izvi, asi pane nguva inogona kuuya apo iwe unogona kufungidzira kuti chii chinodiwa neCD.

• Chii Chinotarisa Bhizinesi CD MaCD?

Zvimwe zvinogona kuendeswa kuDVD Ladders

Kana ukasarudza kusashandisa CD, iwe ndezvipi zvimwe ungaisa mari?

Nheyo dzepamusoro-kutora: Majiji ekuchengetera angangodaro mamwe maitiro akakodzera. Mabhanki epaIndaneti anogona kubhadhara zvakanyanya sekumwe maCD, uye mari yemakakani maakaita anogona kuva pakati pepakati peCD uye mari yekuchengetedza. Iwe unogonawo kutarisa mu 'mubairo' kana kufarira kuverenga mabhuku , iyo inobhadhara chikwereti chikuru pamari yemvura. Dambudziko rine dzimwe nzira ndeyokuti hauna kuwana dhigiriro yakatarwa. Nharaunda dzinofadza dzichachinja, uye kana dzichikwira pasi, iwe unogona kunge uri nani pane CD.

Bullet strategy: Kana iwe uchiziva kuti iwe unoda mari yako yose kubva kumaCD uye iwe haudi kuramba uchienda mabhasikoro, urongwa hwekutsvaga bhomba hunogona kukushandira iwe. Kuti uwane nzira iyi, tenga zvose zveCD yako kuitira kuti vakure panguva imwechete. Iwe unogona kutenga maCD acho kwemazana emakore, asi iwe uchasarudza maturities anoitika panguva yakafanana panguva imwe chete. Iyi sarudzo inogona kubatsira kune mari inozivikanwa.

Shanduro yeBharbell: Nekushandisa nzira dzekushandisa, unotenga mabhii maviri emaCD - nguva shomanana uye kwenguva refu. Panzvimbo yekuparadzira kukura kwako nguva kubva pane nguva, iwe unonamatira pane zvakasara uye zviduku pane zvaunowanikwa (paunenge uchibhururuka mukati memakore masikati CD). Semuenzaniso, mabhizimisi ako angangosanganisira maCD emwedzi matanhatu nemakodhi emakore mana, nehafu yenguva yako mune imwe neimwe.