Kusarudza Renter's Insurance

Nei Vateresi Vanoda Inishuwarenzi uye Nzira Yokusarudza Nheyo Yakarurama

Nguva yekutanga vanhu vakawanda vanofunga nezve inshuwarisi ndeyeimba yavo yekutanga kana motokari. Kazhinji, izvi ndezvokuti mutemo kana bhandi inotitendera kuita kudaro. Kunyange zvazvo renter's inshuwarisi isingawanzodiwi, zvinenge zvakafanira kuva. Hakusi chete iyo inishuwarensi yemainiti inodzivirira zvinhu zvako , ichakupawo rubatsiro neimba yenguva pfupi uye kuchengetedzwa kwemhosva sekurapa kwezvokurapa kwevanhu vari pfuma yako kana gweta kana iwe wakasungwa nemumwe munhu asingaiti nemaune kukuvadzwa newe.

Kana waona kuti iwe unoda inshuwarisi yomu renter, kuziva zvaunogona kuita kuchakubatsira kusarudza mutemo wakanakisisa .

Sei Uchifanira Kuve neVanereji Inishuwarenzi?

Kana denga iri muimba yako yakakodzwa yakakanganiswa nemhepo kana chimvuramabwe mune dutu, zvechokwadi, denga rakafukidzwa nemwene weimba yako. Asi zvakadini nezvesimba yako itsva ye stereo uye TV yakange yakanganisa? Uyewo, apo denga riri kugadziriswa, une mari yakawanda here kuti uwane imwe nzvimbo kuti ugare? Iyi ndiyo mhando yezvinhu zvinogona kuvharwa neimba yako yerinishuwarenzi. Pamwe pamwe nehupfumi hwehupfumi uye mararamiro ehupenyu, renti yako yunivisi yunivisi ichavharawo chikwereti chako kana kukuvadza kunokonzera kune vamwe kana pfuma yavo. Semuenzaniso, musikana wenyu anouya kuzotarisa uye anonyorera pamusoro pechando kunze kwemukova wako. Nzira imwe chete iyo ndiyo yako yekuchengeta kuchengeta! Mhandara yako inoda kurapwa uye inosarudza kukupomera!

Inishuwarenzi yeLoyer haigone kubatsira nemoyo wako wakaputsika, asi ichakubatsira iwe kubhadhara yako yekare yekare yekurapa mari uye gweta.

Zvinhu Zvinokosha Zvevashandi Inishuwarenzi

Iye zvino zvawakasarudza renter's inshurenzi ndeyako, pane zvimwe zvinhu zvaunofanira kufunga paunenge uchitenga renti yako inshuwarisi mutemo:

1. Dollar Nhamba Yekubatsira: Ichi ndicho chinonyanya kukosha mumutengo uye kugoverwa . Dhora rekuda haisi kuiswa pane chimwe nechimwe cheimba, panzvimbo iyo, mari yakatarwa yezvinhu zvako zvose ichagadziriswa. Zvechokwadi, iyo inowedzera kugoverwa kwaunotenga, yakasimudza mutengo wemutemo.

2. Deductible: Ichi chichange chiri chikonzero chikuru chekufungisisa mumutengo uye kuti iwe unoda kubhadhara sei muhomwe isati yako inshuwarisi inopinda mukati.

3. ACV (Zvechokwadi Cash Value) kana Kudzokorora Mari : Kana kambani ye inshuwarisi inouya kuzokudzorera iwe zve stereo yako neTV izvo zvavanokupa zvinogadziriswa nezvizvi. Nheyo inokosha ichabhadhara iwe ACV, iyo inokosha yeimba panguva yekurasikirwa. Asi, kana ukasarudza kutenga mari inoshandiswa iwe uchawana mhinduro chaiyo. Semuenzaniso, stereo yako yemakore mashanu ichashandurwa nemari yakawanda sezvaizodhura iwe kuti utenge stereo itsva yakafanana. Zvinhu zvakadhura zvinowanzoitwa kubavha zvakadai sezvishongo uye mabhuti, uye zvimwe zvinhu zvaunogona kuva nazvo zvine ruzivo rwakawandisa saka kuchenjera kuisa zvinhu izvi kune munhu anotengesa inshuwarisi nekuwedzera kubvumirana . Mari yakashandurwa yakakodzera zvakakwana zvishoma zvingaita mari yako.

1. Nzvimbo uye Zvichida Zvichida : Kana iwe uchikwereta munzvimbo yakatarwa neupfumi iwe uchada kubhadhara mari yako yehushuwarisi uye kana iwe kana munhu wepakutanga kana vavakidzani vave nezvikwereti zvakawanda zvemhosva, izvi zvinogona kukonzera mari yemutemo wako. Ivhareji mari yevashandi inshuwarisi yakanaka kwazvo, uye zvimwe zvekubatsira iwe unogona kuwana nguva yakareba kuburikidza nekutenga renster inshuwarisi ikozvino, kazhinji inobhadhara mari.

Kunyange kana iwe uchinzwa kuti pfuma yako haifaniri kukwana kuvhara, kukosha kwekuva nekodzero yekugadzirisa zvakanaka kunobhadhara renter's inshuwarisi. Yeuka, semamwe ose emishuwarenzi , chengetedza newaini yako pane zvimwe zvikamu. Mutemo wega wega unogona kusiyana pakati pekambani nehurumende.