Iwe Une Zvishongo Zvishongo, Anopesana Nezvakanaka Here? Funga nezvomugadziri
Chii chinonzi Inishuwarenzi Rider kana Kupihwa ?
Munhu akatasva pamba yako inshuwarisi yemutemo, iyo inozivikanwawo sekubvumirana, inokubvumira kuti uwedzere kuparidzirwa kumusoro uye kupfuura kwepamusoro yeinishuwarenzi yekuvhara .
Musha Inishuwarenzi Vanodzivirira Pfuma Yenyu-Yezvimwe Zvinhu
Chikonzero chekuti inshuwarisi yehutano yekugara inogadziriswa pazvinhu zvakakosha zvakakosha uye zvigadziriswa ndezvokuti imba yemishonga yveshuwarenzi yakanyorerwa kuti iwane huwandu hwemhuri. Nokuderedza kugoverana kune zvigadzirwa zvepanyama, mutengo wemutemo unogara wakanakira kumapesheni emhuri. Paunenge uine zvinhu zvepamusoro, kana pamusoro pevhareji yevanhu vakawanda vanofara nehurongwa hwekutanga, iwe une sarudzo yekuwedzera mutasvi kana kubvumirana kumba kwako inshuwarisi.
Unoda Zvechokwadi Mutasvi Pamba Yako Inishuwarenzi?
Kana uine vashandi veimba inoshuwarensi yakanaka , vanozotora nguva yekukubatsira kunzwisisa yako inshuwarisi nekubvunza mibvunzo yakawanda. Kunyange vashandi vakanaka havagone kuziva nezvezvinhu zvose zvaunazvo. Zvakakosha kuti iwe uzive izvo zvakaputirwa uye izvo zvisiri pamusha weunishuwarenzi weimba yako usati watoda kubvunza.
Zvinodhura Zvinhu zvakadai seOlyental Rugs, Jewelry, uye Fine Arts kana Antiques, Zvichida Ida Mutasvi
Kana iwe uine zvimwe zvezvinhu zvinodhura, zvakadai sezvishongo, mavheti ekumaodzanyemba, ma-antiques uye mafirimu akaisvonaka iwe ungada kufunga mutasvi weimba yako yeimba inshuwariti. Mutasviki kana kubvumirana kwakafanana ne "mini-inshuwarisi yenyika" yakawedzerwa kune weimba yako yemainishuwarenzi yemazuva ano uye ichapa kudzivirirwa kwakawedzerwa pane zvimwe zvinhu zvingave zvisingabvumirwi kana kuti zvive nemiganhu yakaderera kune weimba yako yveshuwarenzi.
Zvimwe Zvimwe KuInishuwarenzi Vatasviki: Kuwana High-Value Home Home Insurance
Kana iwe ukawana kuti une zvinhu zvakawanda zvisingakwanisi kana zvisingabatanidzwi pahuwandu hwekugoverana kwako, zvingava nguva yokuti iwe uongorore inshuwarisi kubva kune imwe yepamusoro-yunivisi yunivhesiti iyo inokupa iwe zviri nani kumba yveshuwarisi yekuchengetedzwa kwehupenyu hwako. Vanhu vakawanda vanofunga nezvehuwandu hunokosha hwehushuwarisi hwemusha huchadhura zvikuru, asi kana iwe uchifunga mari yekuti iwe ucharasikirwa zvakadini kana iwe uine mvumo uye usati wadzivirirwa zvakanaka, mari inenge isingakoshi. Iwe uchafanirwawo kuronga zvinhu zvishoma pane vatasvi kubva pamiganhu yavo yepamusoro yakakwirira nokuti vanoita uye vanofungidzira kuti iwe uchava nezvakawanda zvezvinhu izvi, kusanganisira hutano hwakaisvonaka, zvishongo, waini yakaunganidzwa, uye antiques. Mitemo yavo yakagadzirirwa kuti ivimbise vanhu vane zvinhu izvi.
Unoda kudzidza zvakawanda pamusoro pevatambi vakasiyana-siyana vanogona kunge varipo nekuda kwehutano hwako, kufanana nengoro yezvishongo?
Rwendo rweMunharaunda Yekugara Kwekugara Inishuwarenzi yePurisa Policy Riders kana Kubvumira
Kune marudzi akawanda evatasvi vanogona kuwedzerwa kune inshuwarisi yemhuri. Mutasvi weruzivo. kune inshuwarisi yako. Kuwedzerwa kwepamupiri, kubvumirwa kana mutasviki kunogona kuwedzerwa kuwedzera kwepurogiramu yako yezvinhu zvakakosha zvekuti unogona kuwedzera huri yunishuwarenzi yepamusoro nekuda kwekuti ingadai isina kukwana kana kusabviswa kubva kuinishuwarenzi yako.
Jewelry Rider
Misimboti yepamusha yeimbaji inogona kuvhara zvishoma se $ 1 000 nokuda kwezvishongo. Kutenga muchengeti wezvishongo zvishongo hazvibatsiri uye kunodzivirira mumwe nomumwe rutivi rwezvishongo zvaunenge uine kwete kwete chete nekukuvadza asi kubba uye pane dzimwe nguva kunyange kunyangarika kusinganzwisisiki. Vamwe vakagadzirwa nepamusoro-soro mabheji vatengesi vanozobatanidza kugoverwa kwechigamba chisipo kana dombo kana gem rinowira mairi. Kambani yese yehushuwarenzi yakasiyana naizvozvo iva nechokwadi uye mubvunze chaizvo kuti mutasvi wako achakudzivirira sei uye kana iwe uchizove wakabviswa.
- Zvishongo Zvishongo Rider Tips
Iva nechokwadi chekuti iwe paunowana purogiramu yako yega yechinhu chinokosha chezvishongo zvaunayo zvine kubvumirana pamusoro pezvakakosha zvinoratidzwa mumutemo, saka hapana kukakavara kana iwe uchida kubvunza.
Kana iwe uchengetedza zvinhu zvako zvinokosha mune chekuchengetedzwa kwekuchengetedza bhokisi kana moto wakachengeteka bhokisi, unogona kukwanisawo kuwana zvikwereti zvekare kana vatasvi vakasiyana. Zvishongo hazvirevi chete maitiro ako chaiwo emaparesi kana mashizha edayimani asi inofanirawo kusanganisira chero maziso anokosha akakwirira. Vanhu vanofunga nezvezvishongo uye vanogara vachifunga nezvezvishongo zvevakadzi, asi yeuka kuti varume vane zvishongo zvakare, paunoverenga zvinhu zvose $ 1000 muganhu haugoni kukuendesa kure.
Mifananidzo neAntiques Rider
Mutasvi wemifananidzo uye yekare anonyanya kutengesa, saka zvakakodzera kubhadhara mari yekuwedzera kumatongerwo ako. Imwe yezvinetso nemitemo yakazara ndeyekuti zvinhu izvo zvakasikwa zvisingagoni kuchinjwa kana kugadziriswa zvinogona kubhadharwa chete pamutengo wavo chaiyo wekubhadhara panguva yekurasikirwa, iyo inogona kududzirwa sehuwandu hwakakosha. Unyanzvi uye zvekare zvinowanzokoshesa kudarika nguva, saka kutaura kwemirairo kunonyanya kukosha kana uine unyanzvi hwakawanda kana zvekare. Iva nechokwadi chekukurukura zvisingakwaniswi neainishuwarenzi yako uye kunyatsonzwisisa chikonzero chekugadzirisa kudai kwezvinhu izvi, uye edza uye kuvatsigira kune mutasvi, nokuda kwekubvumirana kunobvumirana kana kukosha kwekutsvaga. Iwe unofanirwa kutarisira kuti uvewo nekuongororwa kana zvikwangwani zvezvokwadi kuratidzira kurasikirwa kwako mukutora uye kuongorora kukosha.
Sirivha uye Furs
Nzira yekuvhara sirivha uye furs inogonawo kuva mumiganhu inokosha yemutemo wako wekumba. Kana iwe une chikwereti, iwe haungagamuchiri kugadzirisa kwakakwana kwehuwandu hunokosha hwefurs uye silverware kana iwe usina ivo kune mutasvi. Nekuchinja kwemararamiro, sirivha uye furs hazvizivikanwi sezvazvakanga zvakaita kare, asi vanhu vazhinji vachiri nezvinhu izvi, kazhinji senhaka.
Oriental Rugs
Mavhiri eEastental angavewo ane ruzivo rwakawanda pasi pevaridzi vepamba yemishonga inshuwarisi. Vashandi veimba inoshuwarenzi vanoziva kumabvazuva mashizha zvinodhura uye vanowanzozvibatanidza mumutemo wenyu. Zvichienderana nekambani yako yeinishuwarenzi, kugoverwa kungave kwakakwana. Kana iwe uchida kuve nechokwadi kuti mari yevheji yako yekumavirira inotsiviwa kana yakakanganiswa, saka iwe unofanirwa kutenga mutengesi wechuwarisi kwavari.