Nzwisisiro imwechete Inogona Kubatsira Rational Investors Kuvaka Fortune
Kusiyanisa pakati peIndrinsic uye Market Market
- Kukosha kwemukati: Nhamba yakakosha yezvino inotevera yemutero, kutengesa kwezvokugadzirisa zvinhu kwakagadziriswa kuderedzwa mari inoyerera pakati pezvino nekuguma kwemazuva
- Kukosha kwemusika: Ndeupi vamwe vanhu vanoda kukubhadhara nekuda kwemari chero ipi zvayo
Kukosha kwemukati uye kukosha kwemusika kunowanzokwirirana pamusoro penguva nokuti vanhu vazhinji vanonzwisisa kana hupenyu hwakadzikama uye hapana chinhu chinoshamisa chinoitika munyika, asi kune nguva kana mamiriro ezvinhu avanoparadzanisa.
Unoziva izvi pane imwe nzvimbo, kana iwe uchizviziva kana kwete. Chimbofungidzira iwe une imwe nguva ice cream yakamira pedyo nematarenda anozivikanwa mune rimwe guta guru. Kubva kutengesa kusinhira, malts, bhanana kuparadzaniswa, ice cream cones, imbwa inopisa, uye Coca-Cola, inobhadhara $ 30,000 pagore mushure mushure mekubhadhara mutero pamutengo unokosha we $ 30,000; kunwisa-100% kudzoka. Zvose zhizha, unobhadhara vechidiki vashoma kuti vashandise, ita nechokwadi kuti zvinhu zviri kufamba zvakanaka, uye kuunganidza ruzivo rwekuwana.
Hazvizomboregi kukura zvakanyanya kudarika kuwedzera, asi iyo inobhadhara, kana iri duku, basa.
Zvino, fungidzira mumwe munhu anosvika kwauri uye anokupa $ 5,000 kuti uzvitenge. Iwe unoseka muzviso zvavo. Sei? Kunyangwe iwe usina kunetseka kuti uite chaiyo chaiyo kukosha kwekuverenga, iwe unotoziva kuti kukosha kwemusika iye zvaari kupa chiri chikamu chiduku chezvinhu izvo zvakakosha.
Hapana nzira yauchazogamuchira nayo chimwe chinhu chisina kukodzera. Zvino, fungidzira munhu uyu achikupa $ 3,000,000. Iwe unosvetuka pairi mumoyo wekuti nekuti kunyange usina kutora chikwata, unoziva mutengo wemusika uri kugoverwa kupfuura kudarika kwemukati. Iwe haungambofi wakaita zvakawanda zvakadaro kubva kuma ice cream saka iwe uri nani kubva kutora mari uye uchiiisa pane chimwe chinhu.
Zvibereko Zvinobudirira
Zvinhu zvose zvinobudirira zviri munyika zvakafanana. Nzvimbo dzakangoita uwandu hwehuyo mumabhizimisi sechimiro chema ice cream. Iwe unofanirwa kutarisa zvaunowana pamutengo wemusika pane chero nguva (uye usakurumidza kutengesa kubata kukuru nokuti mutengo wemusika unogona kudarika kukosha kwemukati kune imwe nguva chaiwo; mari chaiyo - yeupenyu- kuchinja, hupfumi hwehupfumi - hunowanzoitwa nekugadzira fantastic cash generator kupfuura 25+ gore nguva, kwete kutengesa). Kana iwe uchikahadzika, ndinogona kukupikisa kuti hauri kubhadhara zvakanyanya masvomhu kana nhoroondo. Vanhu vangani vakazvitutumadza pamusoro pekukurumidza 20% kuwana pfuma yakadai seCoca-Cola pamutengo mumwe uye kuitengesa kune imwe, vachiedza nguva dzose kuifungidzira sokunge yaiva chikamu che rundown real estate? Pane kudaro, dai vakamira imwe chete $ 10 000 muhomwe musi wandakazvarwa , vakadzorera zvikwereti zvavo , uye havana kuita chimwe chinhu, vangadai vakagara pa $ 1,020,939 vari muzvitoro, vakatarisa nzvimbo yavo yakasimuka 10 109.39%, uye vakafara a 15,9% muzana yegore rekuwedzera kwehuwandu .
Kana vakadhara $ 10 000 pagore muzvinyorwa izvi, zvitubu zvezvikwata zveAtlanta-based juggernaut, nhamba dzaizova dzakanaka.
Kuita Mari neChirangaridzo chePodfolio
Kunyange kana iwe pane dzimwe nguva uine bhizimusi kubhadhara, sezvaunenge uchiverenga zvishoma, iwe unogona kugadzirisa mari mune imwe nzvimbo yakasiyana-siyana pamusana pezvidzidzo zvekusiyana. Kupa mufananidzo-chaiwo wepasi pose, mutengi wekugara kwenguva yakareba mune imwe shandi yakafanana neEastman Kodak panguva iyo yaifara nekukwirira kwekurumbira kwayo ingadai isina kufamba kubva isina chinhu kunyange zvazvo shamba iri kusvika $ 0 nekuda kwezvikamu uye kutsvaga kwemakemikari. (Icho chaicho chekurasikirwa chinoenderana nokuti iwe wakadzorera zvikamu zvakare kuEastman Kodak pachayo kana kuti chikamu chepodfolio.
Izvo zvinokonzerwa nematambudziko / mubairo pakati peCoca-Colas neEastman Kodaks yenyika zvinogona kukomberedzwa kuburikidza nekushandiswa kwekugadzirisazve mapurisa .)
Maonero Ako Maonero Okukosha Kwemhuri Yangu, Bhizimisi, uye Dzimwe Mamwe Mapurisa Mukutonga Kwangu
Zvingave zvedu, mapepatiko emhuri yedu, mapotikoti emakambani ekushanda atinayo uye kutonga, kana mapepafoliyo emhuri neshamwari vakatikumbira kuchengetedza hupenyu hwavo hwemari kuburikidza nekuchengeta mararamiro avo, mumitsipa yedu iyo huni, tine nzira dzinoverengeka dzekuchengetedza chinangwa pazvinofanira kuve: Kuwana zvakanyanya kukosha kwatinoita isu tinokwanisa kubva ipapo takagara mairi kwemakumi emakore. Ihwo huzivi hwakatishandira zvakawandisa zvakanaka uye hwakatitendera kuti tive nekuzvimiririra zvemari zvishoma kudarika vazhinji vari parwendo.
- Sezvo shanduro chaiyo yepasperesheti inotiratidza kwatiri chaizvoizvo inotengeswa kupi,, dhigo rega rega mune bhizinesi rinosimudza mugove wedu wekutsvaga, kutora, zvikwereti, nekuchengetwa kwekuwana, pamwe chete nemari yemusika. Nzvimbo yacho inongororwa nemari yekutengeswa inonyanya kutaurwa kuti "Mr. Market" kubva mukufananidzira kwaBenjamin Graham . Kunze kwekuti isu tisinganzwisisiki mubhizimisi webhizimisi ari kutitaurira zvisingatauriki zvatinoda kuti titengese matanda edu, isu hatifariri. Mune zvimwe zviitiko, isu hatifariri kutengesa zvachose (sezvave zvichiwanzogadziriswa nevashambadzi vezvinyorwa, kusanganisira Warren Buffett , nechisimba chipi chaungagona kutsiva Coca-Cola uye unogamuchira zvakafanana kuti zvichaita zvakanaka mu zana rinouya?). Kunewo mahwendefa anoratidza mari yedu yekukohwa uye zvikamu zvekugoverwa zvemazuva mashoma apo magetsi achiderera, tinotanga kuona kuwedzera kwekudzoka kwemazuva anouya, kuita kuti nzvimbo dzedu dzive dzakakosha chero bedzi bhizinesi riri pasi rinoramba rakagadzikana.
- Tinogara tichizvibvunza nezvekambani imwe neimwe yatinochengetedza mari, "Bhizinesi iri rinoita sei mari?" Ndezvipi izvo zvinoita kuti zvive nyore, Ndezvipi izvo zvinotyisidzira? Ndeipi mikana yekuita zvakawanda? mukana wehupenyu hunofadza sezvo muridzi akapa mutengo watinofanira kubhadhara maererano nemuridzi wemari? " Kana tisingagoni kukuudza kuti mari iri kupi uye kuti inoita sei nzira yedu mumaoko edu, tinoti, "Ndinotenda, asi kwete thanks."
- Isu tinogara tichiongorora purojekti uye tinozvibvunza isu, "Kana misika yekutengesera yaive yakavhara kwemakore mashanu akatevera, uye tisingagoni kutenga kana kutengesa chero chinhu, tingarara zvakanaka usiku tichitora zvatinoita, mumari yatinoita? " Kana mhinduro yacho ichiti, "Kwete", kuchinja kunoitwa. Zvinhu zvakashata zvinoitika, kubva pakubhururuka kwegandanga kusvika kuhondo yepasi rose. Kunyange zvazvo vamwe vangave vachida kurarama nenzira ine ngozi, ini nomurume wangu takakura musina chevhavha yesirivha uye taifanira kushanda tichienda kuchikoroji, yekutanga mumhuri dzedu kuwana dhigirii. Isu tinonyatsoziva nezvemazwi akare, "Iwe unongofanira kupfuma kamwe". Hatina chido che "kudzokera shure", sezvazvakanga zvakaita. Kana tikaita kuti isu tive mberi kwedu kurega kurasikirwa nemari, tinogona kuparadzanisa kuchinja kwemashamba emari (kuona bhizinesi chaiyo pasi 40% pamapepa, izvo kazhinji zvisingatauri zvakawanda) kubva muhutano hwemukati (kuona injini yezvemari inoparara mubhizimisi nekuda kwekuchinja kana zvinetso zvakasimba-zvakananga, izvo zvinofananidzira zvakakwana, kurasikirwa kwekusingaperi). Muenzaniso wekare: Tarisa pane zviri kuitika kune zvikamu zvemafuta mazoro ikozvino, izvo zvandakanyora pamusoro pese pa blog yangu. Chipupu chebhuruu chakafanana neExxMobil chakapwanya S & P 500 mumakore makumi matatu adarika, kunyangwe nenguva yekuguma inoyerwa pazvino pfupi kusununguka kunenge kusina kuitika (izvo zvinokuudza kuti zvakanyanya sei zvakabuda kunze) asi, munzira, waifanira kupedza nguva we3, 5, kana makore manomwe pawakaona 25% kusvika ku50% kurasikirwa pamashoko ekutengeserana kwako.
- Takapedza mabasa edu ose tichidzidza zvinhu zvakadai semitemo yeGAP uye mari yehurumende. Isu tinoshandisa unyanzvi uhwu kuumba mu 10-K kutora uye mushumo wegore wekutsvaga zviratidzo zvinonyevera, sekuwedzera kwechisimba maererano nehuwandu hwemari inoshandiswa kana mimwe miitiro isinganzwisisiki sekusakwanisa kurasikirwa nekugadziriswa kwekuchengetwa kwepfuma uye kuurawa kwekambani dzeshuwarenzi. Kune nguva dzatichapfuura pane bhizinesi iro risati ratarisa rinonzwisisika nekuti pane chimwe chinhu chinotisiya isu kunzwa kusashamiswa kwakavigwa mazana mapeji mune zvinyorwa.
- Kunyangwe tisiri vagoveri vatengesi pachedu-takaita mari yakawanda kutenga zvigadzirwa zvisingabhadhari zvikamu - tinogona kuva nemoyo murefu kana zvichitorera makore kuti tsananguro yedu ishande nokuti kakawanda kupfuura kwete, tinogara pasi uye kuunganidza mitsva yemari, pakupedzisira kuwana sangano redu pasina nekuda kwezvikwereti, izvo zvinoita sezvikwereti pamutengo wemutengo, kudzokera kwekuda kwemari yatakaisa uye kutitumira kuti tifambe kune imwe nzvimbo. Iwe haugone kuvhara mari. Cheketi yacho inosvika kana haina. Mari yakabhadharwa pachikamu chimwe nechimwe inowedzera nekukurumidza kudarika kuwedzera kwenyika kana kuti haina.
Kutorwa pamwechete, kunotibatsira kuti tirambe tichifunga nezvezvinhu zvinonyanya kukosha. Hatinorasikirwa nehope apo misika yepamusoro inoparara . Isu tinogara tichiziva kuti mari yakawanda sei yatinogara mudutiroti yedu . Tinowanzodzivirira chikwereti chemajeri mumamiriro ezvinhu akawanda uye hatizomboshandisi ichi kusvika pane imwe nguva zvingava dambudziko. Isuwo tinewo hukama, zvinoreva kuti hakuna munhu anogona kutipisa isu kana tichida kutora makore mashanu kusvika kune gumi kuti tishandire pane pfungwa yakanaka iyo inogona kutarisa zvakaipa pamapepa kwekanguva. Takaronga zvikwata zvedu zvose uye mararamiro anotenderera zvirongwa zvinotibvumira kushandisa maitiro ekufungidzira kwenguva refu. Iwe unogona, zvakare, kana iwe uchida chaizvo.