Nekudaro, kwete chete kugoverwa kwekugoverwa kunokubvumira kuenzanisa zvibereko zvemari pane mari yekutsinhanisa kune mari yekuiswa muzvisungo , asi inogona kupa kuenzanisa kunobatsira kune zvigwaro zvekuisa, mari yemakethe yemari, mari yemusika mutual funds , naizvo.
Nzira yekuverenga mugove wekugovera haisi yakarurama, asi kune mazano mashomanana uye matanho zvandichapfuura zvinogona kukubatsira kuti uite pfungwa dzakanaka yezvikonzero zvikamu zvekugoverwa kwezvinhu uye kuti zvikamu zvakafananidzirei zvinofanira kuenzaniswa nemamwe magwaro ekuwana mari .
Tsanangudzo yeChipariti Inobereka
Apo kambani inounza purofiti, bhodhi revatungamiri rinowanzosarudza kutumira zvimwe zvezvikwereti kune veneti. Somuenzaniso, pandakatanga kunyora nyaya iyi musi waJanuary 28th, 2014, pamusoro pemwedzi 12 yapfuura, chikamu chimwe nechimwe cheMcDonald's Corporation chakanga chaita $ 5.55 mukutora mitero, uye bhodhi rakasarudza kutumira $ 3.24 pabasa kune avo vanochengeta mari . Kana iwe uine zvikamu zana, iwe ungadai wakagamuchira cheki kana zvakananga mari ye $ 324. Kana iwe uine mamiriyoni zana, iwe ungadai wakagamuchira cheki kana zvakananga mari ye $ 324,000.
Mari inotumirwa kune veneti inonzi chikamu .
Mugove wekugoverwa ndeyekuverenga mari inokuudza kuti mari yaunowana mari ye dollar imwe neimwe inotengeswa mumatengo pamutengo wemazuva ano zvichienderana nehuwandu hweparadget nhasi. (Chimwe chirevo chinonakidza chimwe chinhu chinozivikanwa sekugoverwa kwekugoverwa pamari, iyo yatinotaura nezvayo.)
Nzira Yokuverenga Kugoverwa Kwekugoverwa
Kuti uverenge chimiro chakajairika chekugoverwa kwekugovera, iwe unotora chikamu chimwe chega mari chikamu - kuchengeta muenzaniso wedu McDonald kubva kumakore akapfuura apfuura, ingadai yakave $ 3.24 - uye igovhura mumutengo wemusika wezviyo.
Apo izvi zvakaenda kumichina ye digital, zvikamu zveushe hwe cheeseburger yakavharwa pa $ 94.07. Nokudaro, kuverenga mugove wekugovera tinogona kutora:
$ 3.24 cash dividend
--------- (akaparadzaniswa) ---------
$ 94.07 mutengo wemari
Mhinduro ndeye 0.0344, kana 3.44%. Izvi zvinokuudza kuti kana iwe ukaisa $ 10,000 muMicDonald's shares, unotarisira kutora $ 344 muzvikamu gore negore parizvino. Kana iwe ukaisa $ 1 000 000 muMcDonald's, iwe unotarisira kuunganidza $ 34,400 muchikamu chekugoverwa pamwaka parizvino. Chibereko chemakore gumi chezvivigiro zveMarivha, zvakasiyana, chakanga chiri kupa kudzoka kwe 2.78% panguva imwe chete.
Kugoverwa Kugovera Pamusika vs. Kugoverwa Kupa Mari
Ikozvino chikamu chekugoverwa chiri hafu yengano. Kusiyana nehutano huripo, hunovakirwa pachibvumirano chekubhadhara chikamu chakanaka chekufarira kwehupenyu hwehutano, zvikamu zvekambani dzakabudirira dzakawanda nekuwedzerwa kwenguva. Ngatirambei tichishandisa McDonald's semuenzaniso unodzidza nyaya. Chimboona chikamu icho chakagoverwa kune veneimba kwemakore masere apfuura isati yasvika yatakakurukura (2013).
Cherechedza: Kana ukawana chiitiko ichi pane imwe nguva mune ramangwana, usanetseka nokuti hapana chikonzero chekugadzirisa zviyero sezvo pfungwa huru shure kwekugovera zvikwereti zvinoramba zvakafanana pasinei negore uye zvisinei nokuti chikamu chinokwana iwe kuzarura mukutsvaga kwekutsvaga kwekutsvaga :
- 2007 = $ 1.50 chikamu
- 2008 = $ 1.63 chikamu
- 2009 = $ 2.05 chikamu
- 2010 = $ 2.26 chikamu
- 2011 = $ 2.53 chikamu
- 2012 = $ 2.87 chikamu
Kudai wainge watenga chikoro cheMcDonald muna 2007, wakatarisa zvikamu zvako zvichiwedzerwa gore negore. Iwe uri kuunganidza zvakanyanya kupfuura iwe zvawakatarisira kare zvichienderana negovera chikwereti musi wekutenga. Zvechokwadi, mugore iroro, mari yakawanda inenge yakaita madhora 53 nehafu, saka fungidzira iwe wakatenga chikamu chimwe chete.
Pazuva rawakabhadhara mari yako, iwe waive uchiunganidza $ 1.50 muzvikamu zve $ 53.00 chikwata, icho chibereko chekugoverwa kwe 2.83%. Kwemwedzi 12 yapfuura, waunganidza chikamu che $ 3.24. Kuenzanisa iyo $ 3.24 kusvika pamutengo wekutenga panzvimbo yemutengo wemusika , unogona kuverenga chimwe chinhu chinozivikanwa se "chikamu chekugovera pamari". Muchiitiko ichi, iwe uri kuwana mari yakakwana ye6.11% pagore pamari yako yepakutanga.
Izvi zvinogona kushanda semutungamiri mukuru wekuchinja mumutengo wematengo.
Makambani anoita kuti varidzi varo vapfume vachidaro nokugara vachiwana mari yakawanda. Kazhinji, mabhizimisi aya ane mamwe marudzi ehupfumi huripo, saCoca-Colas wenyika, iyo inogona kusimudza mutengo kana kuwedzera mumisika itsva.
Vatengi vechokwadi vanobhadhara paWall Street, mabhizinesi aya akawedzera mari yavo yebhadharo kune vadziri gore negore, pasina kukanganisa, kwemakore 25 kana kupfuura, vanowana zita ravanovabvumira kunzi "Dividend Aristocrat".
McDonald's akaratidzira kuzvipira kuwedzera chikamu chayo, chaizvoizvo, kuti tiri kutosvika makore makumi mana mumutsara kuti yakatumira cheki dzakawanda kune vanochengetedza. Izvo zvinozviisa munyaya yezvayo pakati pezvimwe zvebhuruu paWall Street. Zvimwe zvishomanana zvemamwe mafemu zvinogona kuzvirumbidza zvakakosha zvakadaro.
Kuvandudza: Sezvandinozodzoka uye ndinononoka nyaya ino musi waNovember 27, 2016, ndinofanira kuratidza kuti McDonald's yakaramba ichiita tsika yekuwedzera chikamu chayo gore negore. Sezvakangoitika, heino nhoroondo yakatevera:
- 2013 = $ 3.12
- 2014 = $ 3.28
- 2015 = $ 3.44
- 2016 = $ 3.61
Icho chinoreva kuti isu taimbova nemari inotengesa mari yatakatenga muhomwe pa $ 53.00 muchikamu chekare muna 2007 iko zvino yakaunganidza $ 26.29. Izvozvo zvinoreva kuti akaunganidza 49,6% yemari yepakutanga yemari yeimba yake pachake mu McDonald mushure mekuita kwezvikamu.
Kuchitarisa kune imwe nzira (uye iyi inongova mudzidzi wekudzidzisa semutero wemutero wakasiyana), funga nezvekambani yekutenga mutengo se $ 53.00 - $ 26.29 = $ 26.71.
Zvine chikamu chinotarisirwa kuti chikwanise $ 3.80 muchikamu chimwe chete muna 2017 - nhamba chaiyo haizogadziriswa pasi pechikamu chekupedzisira chegore rinouya sezvo McDonald's aine tsika yekuwedzera chikamu chake mugore rekusvitsa - mutyairi wedu angangodaro achitarisa chikamu chinotangira inobereka pamutengo we 14.2%.
Zvinoshamisa here kuti vanhu vakawanda vanofarira zvikwereti? Fungidzira McDonald's ainge apera - inenge isingambofungidziri inogona kupiwa simba rayo rezvemari uye nzvimbo dzakasiyana-siyana dzakasiyana-siyana asi imwe inogona kuitika munharaunda yakasununguka-zvingangoenda $ $.
Muchiitiko ichi, mutengesi wedu aiva ne $ 26.29 iyo mari yaakaunganidza kubva kune zvikamu. Kunyange zvazvo ichiri chaiyo, izvi zvinoreva kurasikirwa pachako kwaisave kwakangoita sekurwadziwa. (Muzvokwadi, mutengo wemari iye zvino uri $ 120.66 muchikamu chega sezvo marcheni akashandura kuratidza kuwedzerwa kubatsirwa kwave kuchiitika munguva ino.
Izvi zvinoreva kuti mutengesi wedu angadai asina kufarira $ 26.29 chete mumari yemari asi $ 67.66 mune zvisingabatsirwi mari inowanikwa yekubhadhara mari yose ye $ 96.92 pane imwe neimwe $ 53.00 inotengeswa. Kuti udzidze zvakawanda pamusoro peiyi pfungwa, verenga Kuisa Pfungwa yeInvestment Yese Inodzokera Kwete Mamwe Mapato .)
Mamwe Mashomanana Akaparadzana Akave Misungo Pasinei Nekuda Kuparadzana Kugovera Kuverenga
Pamusoro peflip nechokuita kweiyo equation ndiyo misungo inoparadzanisa iyo inobata vatengesi vasina ruzivo. Izvi ndezvikambani zvinotaridzika kuti zvichakuita mari yakawanda nekuzvirumbidza zvakakosha zvikuru chikamu chekugovera - kazhinji kakawanda izvo zvinotengeswa mumatengesi zvakakwana zvinopa.
Kunyange zvakadaro, vatengesi vanoyevedza havasi mapenzi. Vari kudzivisa bhizinesi nokuda kwechikonzero. Zvichida pane mutemo mukuru wemutemo unogona kuparadza kambani. Zvichida mari yehupfumi inoratidza kuti chikamu hachina kugadzikana uye chinofanira kutemwa.
Imwe kudzivirira kufamba mumamiriro ezvinhu akadai ndekutarisa chikamu chekugovera kwekambani kune vamwe vari mumhizha. Kana paine mudzidzi mumwe chete anopa musha anopa 14% mugove wekugovera, chimwe chinhu hachina kunaka. Chero ivo vari mune dambudziko rezvemari, pane nguva imwechete yerudzikinuro isingazodzokororwa, kana pane chimwe chinhu chaunoda kutsvakurudza; Nhamba yekutengesa yega inenge isina kukwana.
Iko Balance haisi kupa mutero, utsvaga, kana mari yemari uye mazano. Mashoko aya ari kuendeswa asina kufunga nezvezvinangwa zvekutsvaga, kushivirira kune ngozi, kana mamiriro emari yemumwe mutengesi chaiyo uye angave asina kukodzera kune varairi vese. Basa rekare harisi kuratidza migumisiro yemangwana. Kuisa mari kunosanganisira njodzi dzinosanganisira kurasikirwa kwatinoitwa mukuru.