Iwe Haufaniri Kuva Mune Genius Kuti Uite Mari Kubva Kumari
1. Vanokwereta Vanotsvaga Vanotengesa Kutenga Stock paMuganhu
Paunotenga zvikwereti pamucheto , iwe unokwereta mari kubva kune ako mutengesi kuti uvhare mutengo wekutenga. Iyo mutengesi anokwereta iwe unofarira uye ane kodzero yekukumanikidza iwe kuti uuye nezvakawanda zvekuchengetedza, kana kutokwanisa kubhadhara chikwereti chose chemari chikwereti, panguva yekucherechedza kwechinguva. Kutaura zvazviri, mutengesi anogona kuenda kusvika pakuvhara kese yako yose, kusanganisira zvisiri izvo zvakachengetedzwa, kubhadhara chikwereti chemajeri pasina kukupa chero nyevero zvachose; kwete kunyange mukana wekuuya nemamwe mari. Apo njodzi inotanga-uye inogara ichirova, ingave kuparara kwechigamba kana kurwisa kwegandanga-iwe unogona kuwana hutano hwako hwose hwakaparadzwa pasina nguva. Kunyanya kuipa, chikwereti chakasara chisina kubhadharwa chikwereti chako chaunoda kubhadhara kunze kwekuti iwe uchida kuiswa muchikwereti che bankruptcy.
2. Vanotsvaga Vashoma Vanowanzotenga Stock Pasina Kuverenga 10-K
Zvine zvishoma zvishoma, kana usina kunetseka kutsvakurudza kambani yakakwana yekufamba kuburikidza ne-10-K , kuongorora mushumo wemari uye bhadha (pakati pezvimwe zvizaruriro), iwe hauna bhizinesi kuisa mumatanda zvakananga .
Kanda mucheriri, utengese mari yakaderera index , uye ufare. Izvi hazvisi kutaurirana. Iwe uri kuzviisa pangozi yakaipa kana iwe uchifunga kuti unogona kubva kure neuhu uhu uhwu nekusingaperi nokuti mashizha, pakupedzisira, haafaniri kukoshesa, uye kwete, kunze kwekukosha kwemukati wekodzero yemari inoyerera ivo pachavo.
Iko mari yekutengesa ichauya nguva dzose kuratidza kuti pakupedzisira. Izvo zvose zvakagadziriswa zvehupfumi zvemazuva ano uye mari. Izvo zvave zvichibudiswa nehupenyu hwezvizvarwa zvakawanda munguva dzemazana mashoma apfuura.
3. Kutengeserana Kwevanhu Vasingazivikanwi Kazhinji uye Kubhadhara Mitero, Mari, uye Mitero
Kudzidza mushure mekudzidza kwave kuri kuitwa pamitadzo inowanikwa nevashambadzi vepakati. Kana vachinge vachitengesa, zvakanyanya kuita. Vafumi, zvakasiyana, havatongotengesi chero chinhu. Vanotenga zvinhu zvakawanda, pamatengo akanaka, uye vanoenderera mberi kuti vagare pachirevo chavo mushure me10, 20, 50+ makore, vachidhura chikamu chemabhizimisi asinganzwisisiki seCoca-Cola kana Hershey kuvana vavo uye vazukuru saka ivo, vanogona kunakidzwa nerukova rwezvikamu . Izvi zvinobvumira avo vane ruzivo kuti vadzivise kutengesa mari ; kuvakira matarenda makuru emitero, ayo anoshanda kumashandiro avo ; kuti ave nemitero yakatarwa yakakanganwirwa panguva yekufa kuburikidza nekushandisa zvakasimudzwa .
4. Vanokwereta Vanotsvaga Vanokwidzwa Mukutya uye Makaro
Bhizimisi Billionaire Warren Buffett akamboti misika yekutengesa inogara iri hondo pakati pekuwedzera kwekutya nemakaro. Izvo mapenzi kuona kuti kusanzwisisika kunotyisa, kana kupindira kwaro, kuvhiringidzika kusina kudzivirirwa, kunogona kukonzera vanhu vakanaka kuti vaite zvinhu zvenyika.
Muna 2014, ndakanyora kuongororwa kwemamiriro ezvinhu akadaro pabhuku rangu rega, kuongorora bhodhi yemashoko ekutumirwa kweboka revarume nevakadzi avo vakarasikirwa nechinhu chose (uyezve vamwe, mune dzimwe nguva) kubheji pamatengo ebhizimisi rimwe chete rainzi GT Advanced Technologies. Zvose zvaizoitika zvakaparadzwa munyaya yemaminitsi. Kuponesa kwakatora makumi emakore kuti aende, akaenda. Iyi haisi nzira yakangwara yekurarama. Pamusoro pezvose, ramba uine mazano pazvinosvika kune iwe wekusimudzira mari yako. Ndiyo nhare yako yakasimba yekudzivirira.
5. Zvikwereti Zvokutengeserana Vasingaregi Vasinganzwisisi
Hazviregi kundishamisika kuti vashandi vatsva, avo vasina zvikamu zvezvikwereti zvemugodhi kwemaminitsi mashanu, nyora bhokisi rangu rekunyora rumbidzo pamusoro pekuti vari kutambisa sei mune zvigadzirwa zvakadai sekusarudza kwezvitoro. Hazvina kukodzera zvachose mumatambudziko akawanda uye zvinowanzoitika kupfuura zvisingagumi mukukundikana.
Nepo kune dzimwe nzira dzinogona kuderedzera njodzi nekuvandudza mitsva-kunyorwa kusarudza nzira nenguva nenguva kuti ubhadzwe kutenga zvigadzirwa zvaunenge usina kutenga, chero zvakadaro, chimwe chezvinhu zvandinoda-zviri nyore kutenga zvigaro mune fantastic mabhizinesi, kutora nguva inoramba ichikura yezvikamu zvegore negore, uye rega kuedza kuva akachenjera. Iwe unogona kuenda kuputsa nenzira iyo.
6. Vasingaregi Vanotsvaga Vanotenga Zvinhu Zvavasingazvinzwisisi
Kana iwe usingakwanisi kutsanangura kuti mari yakadini inogadzira mari-iyo chaiye, inobata basa-kune munhu anonzwisisa 2 wechidiki mumashure memaminitsi gumi, hauna bhizimisi kuisa pfuma yako yakaoma-yakawanda. Kana iwe usingakwanisi kunzwisisa zano rakarondedzerwa mune mutual fund prospectus , iwe hauna bhizinesi risinga pfuma yako yakaoma-yakawanikwa. Izvi zvinofanira kunge zvisinganzwisisiki. Usambokanganwa kuti shoko rinokosha kupfuura mamwe ose mumutauro wako nderokuti "Kwete". Usatya kuzvishandisa. Zviri nani kuti uende kubva kumangwana yeMicrosoft, uye unopedzisira uine mari yakazvimiririra pane kuti upinde muEnron kana Lehman Brothers.