Kuwana Mupfumi Nokutsvaga MuBhizimisi Rakanaka

Unhu hwekambani hunoita kuti huve nehuwandu hwehuwandu hwekutsvaga mari

Chimwe chezvinhu zvinonakidza zvikuru pamusoro pekuva mutengesi kwenguva refu ndeyekuti nhoroondo yakaratidza nguva uye nguva kuti mibairo yekuva nebhizimisi rakanaka mune nzira inobhadhara mitero inogona kuva zvakanaka upenyu huri kuchinja. Izwi iri rakapfupiswa nevashambadzi venhau Warren Buffett naCharlie Munger pamusangano weBerkshire Hathaway muna 1996 pavakataura kuti, "Kana ukawana mabhizimisi matatu akanaka muupenyu hwako, uchava akapfuma kwazvo." Rimwe gore gare gare, muna 1997, Warren akati, "Chikanganiso chikuru chandakaita ndechekuti ndakanga ndisingadi kubhadhara mabhizinesi akaisvonaka."

Sezvo muridzi wezvemari, iwe unogona pano apa uye unoshamisika, "Hungu, Joshua, asi chii icho icho chinoita kuti kambani ibhizimisi rakanaka? Ndingataura sei pandinoona imwe? "

Kunyange zvazvo musoro iwoyo - maitiro ekuwana mabhizimisi akakurumbira mune zvekutsvaga - inowedzera zvakanyanya kupfuura imwe nyaya imwe chete inogona kutarisira kuvhara (zvinotora makore kumatsanangurira zvakakwana, kusanganisira kutonga kwemashoko ekuwana uye bhadha reji ), kuti kukubatsira kuti unzwisise maitiro ebhizimisi rakanakisa, ndaisa pamwe zvimwe zvinhu zvingakupa pfungwa yezvaunofanirwa kutarisa mune bhizinesi rega rega kana paunowana zvikamu zvekutengesa . Ndakaedzawo kuisa zvikonzero izvo zvinhu izvi zvakakosha. Uine ruzivo urwu, nekufamba kwenguva, ndinotenda iwe une mukana wekubudirira zvakanyanya mukutsvaka kwako kuvaka pfuma yepfuma-kuunza zvinhu zvinogona kupa rusununguko rwezvemari nekuchengeteka iwe nemhuri yako.

Iwe Unoda Kuzviisa MuZakanaka Mabhizimisi Anowanikwa Kudzoka Kudzoka Pamusoro peGuta Guru neCheche kana Chekwereti

Ikoko kunoratidzika kunge kusina mubvunzo, zvichibva pauchapupu, kuti zviri nyore kuvaka mambure makuru anokosha kuburikidza nekukosha kwekuisa mari - kureva, kutengesa kutengwa kwezvivimbiso nezvimwe zvinhu zvinoita sekutengesa pane zvakanyanya kutengesa kune imwe nyanzvi yeruzivo hwekukosha kwemukati (kana kuti "chaiye" kukosha kwebhizimisi).

Funga nezvazvo sokunge iwe unoziva kuti motokari yemunharaunda yako yaive negoridhe yakaiswa pasi payo. Munhu wacho angave achikumbira $ 800 000 nokuda kwenyika uye basa, asi iwe unonyatsoziva kuti iwe unogona kubhadhara zvakanyanya, kwete kungoita bhizimisi chete, asiwo kutengesa ndarama yawakachera pamusika. Nokudaro, waive nechikonzero chekutenda kuti chakanga chiri kutengeswa zvishoma kudarika kukosha kwayo.

Chimwe chekukanganisa kukuru kweyi nzira ndeyokuti mari inowanikwa pamutengo unodhura inofanira kutengeswa kana inosvika kukosha kwepfuma kunze kwekuti iine bhizimisi rakanaka. Sezvo Charlie Munger ataura, pane nguva refu, nguva yekudzoka iyo mubhadharo anowana inogona kunge yava pedyo zvikuru nekudzoka kwega kwega kwemari inokonzerwa nekambani, yakagadziriswa yekudzikinura mune zvikamu zvakakosha . Saka, iwe unogona kuita zviri nani kubhadhara mari yakakwana yebhizimisi inogona kudzorera huwandu wayo pahuwandu hwekudzorera - inoti, kupfuura 15% kusvika 20% pagore - pane kutenga zvishoma zvebhizimisi rekutengesa pane zviduku zvishoma kusvika kubhuku rayo rinokosha .

Kuti uwane mamwe mashoko, verenga nyaya yangu Business-Like Investing: Kufunga SeMuridzi . Mariri, uchawana ruzivo pamusoro pokuti nei uchidzoka kune nhau huru. Vanhu vakawanda vakawana matenga ekutengesa ane maturo anoramba achidzoka pahutano .

Iwe Unoda Kuzviisa Mumabhizimisi Akanaka Anogara Asingaperi Makwikwi Anobatsira

Kana wakanga uine mari isingagumi, unonyatsodavira here kuti pamwe nekutora kwakanakisisa kune mutungamiriri wega munyika, unogona kusunungura Coca-Cola semutungamiri asingakanganisi mumudhizimusi wezvinwiwa? Zvakadini naJohnson & Johnson ane mabhii ayo akawanda, mabhizimisi, uye mazita emagetsi? Chinoita kuti mabhizimisi aya akwanise kubudirira zvakanaka ndeokuti ivo vane nguva refu yekukwikwidzana-zvinhu izvo vadzikwi vavo vasingakwanisi kubereka.

Dzimwe nguva zvikomborero izvi zviri nyore kuona, sezvinoitika kune Coca-Cola, iro ndiro rechipiri rinonyanya kuzivikanwa pasi pano riri "rakanaka". Zvisinei, zvinokwanisika kuti izvi zvigadzirire zvekukwikwidzana zvakasimba kuti varambe vakachengetwa, kunze kwekuona uye kunze kwangu. Chimwe chezvinhu zvakavanzika zvekubudirira kunoshamisa kweWal-Mart ndeyekuti Sam Walton akavaka shanduro yehurongwa nemagetsi ekugonesa ayo akamubvumira kuderedza mari yekufambisa yekufambisa zvinhu kune zvake.

Izvozvi mari shoma dzokufambisa dzakakonzera kuwana mari yakawanda pane chimwe nechimwe pane vadzikwi vake vaizogona kuwana, kunyange kana avo vakwikwidzana vakanga vachitengesa pamutengo wakakwirira. Iye nevamwe vake vagoveri vakakunda kubva kuwedzera mari apo vatengi vakakunda kubva kumatengo ezasi. Masimba aya akashanda pamwe chete, achisimbisa uye achikurudzira mitsara yakawanda zvokuti zviduku zvishanu neyima zvakakura zvikazova mutengesi mukuru pasi rose akamboona uye asi akawandisa uye vakwikwidzi vakawanda vari kunze kwebhizimisi. Pakupedzisira, ani zvake aida kuramba ari mubhizinesi pamwero wakawanda kurwisana neWal-Mart aifanira kunge akaenzanisa zvakakwana.

Apo iwe unotenga kune imwe kambani kuburikidza nokutenga zvayo yakawanda , edza kutsvaga kusagadzikana kwakasimba kwekukwikwidza kwave kunogona kusimuka pakurwisana nevakwikwidzana nemakambani emakambani akadai sekutsvaga uye kuwedzera kwekudyidzana kwenyika.

Iwe Unoda Kuzviisa Mumabhizimisi Akanaka Anowedzera

Apo mabhizimisi akabudirira kwazvo uye anoita kuti varidzi vavo vapfume mune rimwe chizvarwa, chimwe chezviyo zvinokosha, kakawanda kupfuura zvisiri, ndezvishoma. Ndine hanya nezvinhu zvisingakwanisi. Ndinonamata. Tora American Eagle Outfitters, iyo ine imwe yezvakanakisisa zvekutsvaga kwekutsvaga marekhodi mumakore mashomanana apfuura. Sei zvakabudirira? Target? Wal-Mart? McDonald's? Coca-Cola? Pepsi? Microsoft? Izvo zvose mabhizimisi akakurumbira mune chimwe chikamu nokuti vakange vane michina kana maitiro anokwanisa kudzokororwa mukiki--kucheka mafashoni chaizvo, nokukurumidza zvikuru. Kana vachinge vawana chigadziro chekodzero chaiyo, inogona kubudiswa kunze uye kudonhedzwa kunyika yose uye, muzviitiko zvakawanda, pasi.

Funga nezvazvo. The McDonald's muHong Kong yakafanana zvikuru neMcDonald's kuChicago. Uye New York. Uye Southern Southern California. Nokuva nemenyu, mararamiro, mararamiro, uye teknolojia yakaiswa mukati nenzira iyo maresitorendi aigona kuzarurirwa nokukurumidza, zvakaita kuti zvive nyore paketani yekufambisa kuUnited States nenyika yose. Yakabatana nemari yakadzoka yakakwirira pamusoro pehutano uye mari inowanikwa nevanotengesa, iyo yakatenderera mushumo wekuvaka chikamu chikuru chebhizimisi rose, hazvisi zvakaoma kuona kuti sei vagovana vanofunga kuti Ray Kroc segamba.

Kwete Nyaya Dzakakura Bhizinesi, Paunoshandisa Kambani, Usambofa Wakakanganwa Mutengo Icho Chinokosha

In Price ndeyeParamount: Kuzviisa mune Zvakanaka Mabhizimisi Hazvikwanisi , ndakatsanangurira kwauri kuti iwe unofanirwa kubhadhara kuti iwe unobhadhara mari yakawanda sei iwe pachako. Fungidzira iwe unotenga bhizimisi rakanakisa munyika uye inowana $ 100,000 muzvigadzirwa zvekutsvaga kwezvigadziriswa zvekutengesa gore negore. Hazvinei kuti chii chakaitwa nehupfumi, hazvina mhosva kuti mamiriro ezvematongerwe enyika chii, inobhadhara madhora makumi maviri emadhora muhutano chaiyo iwe gore negore, gumi nemakore gumi. Kana iwe uchibhadhara $ 1 000 000 yebhizimisi iro, kudzoka kwako kuchava kaviri zvaizove iwe kana ukabhadhara $ 2,000,000 nokuda kwayo. Kana iwe wakabhadhara $ 10 000 000 nokuda kwayo, iwe uchatambura kutadza kunodzoka. Ndizvo zviri nyore. Nguva iyo iwe unyorera cheki, vakafa vanokandwa. Zvinhu zvose kubva ipapo kusvika mberi zvinoenderana nehuwandu huno hunokosha hwemari inoyerera yaunowana kubva pane yako yefa uye mutengo wawakabhadhara kuti uwane iyo yefa. Kana pasina chimwe chinhu iwe unodzidza kubva pane zvinyorwa zvangu pamusoro pemakore, regai izvozvo zvive izvo.

Pakupedzisira, semashoko ekuparadzanisa, ndinoda kuratidza chimwe chinhu chinofadza. Kunyangwe zvisingakwanisi kutsigira kubudirira, uye zvichiri kukwanisika kurasikirwa nemari, kutsvakurudza kwezvidzidzo kwakaratidza kuti mashoma emabhizimisi emakambani akabudisa huwandu husingaverengeki hwehuwandu hwevatengesi vepfuma. Ndakanyora pamusoro pezvimwe zvakawanikwa mune imwe nyaya inonzi, zvakakodzera zvakakwana, The Best Stocks Inhau Inowanikwa Munzvimbo Dzakawanda Dzakawanda . Pane zvishoma, zvakakodzera kutarisa.

Iko Balance haisi kupa mutero, utsvaga, kana mari yemari uye mazano. Mashoko aya ari kuendeswa asina kufunga nezvezvinangwa zvekutsvaga, kushivirira kune ngozi, kana mamiriro emari yemumwe mutengesi chaiyo uye angave asina kukodzera kune varairi vese. Basa rekare harisi kuratidza migumisiro yemangwana. Kuisa mari kunosanganisira njodzi dzinosanganisira kurasikirwa kwatinoitwa mukuru.