Iwe unogona kunyora cheki, asi pane zvingave zviri nani zviri nani
Nyora Check
Chinhu chakanaka, icho chingave chiripo kwauri ikozvino (pasina kuzarura maakaunti matsva kana kutarisana nemapepiswedi), ndeyokunyora iwe cheki.
Iwe unogona kubva waisa cheki kune imwe kambani, kana kungoitengesa.
Kunyora cheki, uzadze sechinhu chipi nechipi chekuongorora, uye isa zita rako pamutsara unoti "Bhengetedza kurongeka kwe" (kana zvakafanana). Iwe unogonawo kuita cheko inobhadharwa ne "Cash," asi iyo inokuvadza: cheki yakaitwa kuCash inogona kukonzerwa kana kuiswa nemunhu anenge ane iyo, saka kurasikirwa kana kukabiwa kunogona kukonzera matambudziko.
Kuendesa mari pakati pemabhengi , (kana iwe uri kushandura mabhengi kana kuwedzera mari kune imwe yebhengi rebhangi rekutsvaga, somuenzaniso) nyora iwe cheki uye uise mari yacho mune imwe kero. Zvisinei, cherechedza kuti pane zvingave zviri nyore - zvichida nokukurumidza - nzira yekuendesa mari pamagetsi.
Kuti uise cheki, svumira mushure mokuinyorera (kuwedzera muchero "Kuti uise chete"). Kune nzira dzakawanda dzekuita dhipatimendi:
- Nokutora mufananidzo we cheki nefoni yako yebhandi uye purogiramu yako yebhangi
- Nokuisa cheki paATM
- Nokutora cheki kubhangi yako mu-munhu (kana kuitumira mu )
Nzira imwechete inoshanda kana iwe uri kungoedza kuendesa mari pakati peakaunti pabhangi imwechete (kunyange iwe unogona kukwanisa kuendesa mberi paIndaneti kana nekufonera kubhangi rako). Somuenzaniso, iwe unogona kuzvibhadhara nekuendesa mari kubva kubhizinesi rebhizimisi kuenda ku-akhawunti yako yega.
Mazita pane iyo nhoroondo akasiyana, saka kushandiswa kushandiswa kunogona kunge kusingakoshi.
Kana uri kuwana mari, svitsa cheko kana wange wagadzirira kutenga cheko pabhangi rako kana chikwereti chebato. Kuti uite kudaro, chengetedza zita rako kumashure, uye kupa chiziviso kune anotaura. Iwe unogona kunge uchikwanisa kutenga mari yekutengesa pabhangi yako, kunyange zvazvo kuongorora kutenga mabhizimisi, mabhizimisi ezvokudya, uye mamwe mabhangi angave sarudzo.
Ramba uchifunga kuti iwe unogona kunge usingakwanisi kutenga mari yekuongorora mari yako yose yawakanyora. Mabhangi anopa kuti mari yakawanda inowanika sei pakarepo, uye zvakasara zvichave zviripo zvekuregera mumazuva anoverengeka. Zvisinei, kana iwe ukabhadhara cheki yako kubhangi rimwechete cheko rinotora mari kubva, inofanira kukwanisa kupa mari yakazara mumari.
Nzira Dzakanyanya Kuwana Cash
Kufunga kuti iwe unongoda kushandisa imwe mari - uye iwe hausi kuendesa mari kune imwe nhoroondo - iwe unogona kusatombofaniri kunyora cheki. Pane dzimwe nzira shomanana dzingave dziri nyore, uye izvo zvisingakudi kuti iwe ushandise imwe chekuongorora kwako:
- Bvisa mari paATM uchishandisa kadi yako yebhengi
- Bvisa mari nemudzimai anogara aripo (chikwereti chenhengo dzekambani dzinogona kushanyira imwe chikwereti chikwereti uye kubvisa pasina mari).
- Chengetedza chero chaunenge uchichitenga nedhidhidhi (kana zviri nani zvakadaro, kadhi rechikwereti chaunobhadhara mwedzi woga woga nokuti makadhi echikwereti ane zviri nani zvekuchengetedza zvigadzirwa zvevatengi )
Munguva yakapfuura, zvakanga zvakajairika kuti vanhu vanyora ivo pachavo kutengesa kuwana mari. Munyika yezvekombiyuta, tsika iyo haina kuve yakawanda - asi dzimwe nguva ichiri chinhu chiri nyore.
Dzimwe Nzira Dzokushandisa Nayo Mari Yako
Kufambisa mari kubva kune rimwe bhangi kuenda kune imwe hakufaniri kuoma. Kuzvinyora cheki zvinoreva kuti unofanira kumirira cheki kuti uende kubhangi rako, uye iwe unofanira kutarisira mazuva akawanda ebhizinesi kuitira mari kuti ushandise usati washandisa chero mari. Zvimwe zvinogadzirwa zvemagetsi zvinoita kuti basa rive nyore (uye rinokurumidza).
ICH inoshandurwa: Nzira iri nyore ndeyebhangi -kubhengi kutengesa , apo mari yako inofambisa zvemagetsi kubva pane imwe nhoroondo kuenda kune imwe.
Kuti uwane sarudzo iyi, rimwe remabhangi ako rinofanira kupa bhangi-kubhengi kushandiswa kwebhengi ( mabhenji epakombiyuta anowanzokubvumira kuti ubatanise maverengi akawanda - ndicho chimwe chikonzero chekushandisa bhadha yebhangi iri muIndaneti - asi mabhenji-uye- vari kutowedzera kupa chiitiko ichi zvakare). Mari inowanzofambisa kuburikidza neInternated Clearing House (ACH) network , kazhinji kusununguka.
Nhare dzepaIndaneti nemapurogiramu: Masangano evanhu vatatu vanogonawo kuita basa kana bhangi renyu risingapi basa rekuendesa kana iwe unosarudza ma -user-friendly apps . Izvozvi mapurogiramu anopa imwe nzira nzira yekuwana mari mubhadha yako yebhengi. Dambudziko racho nderokuti zvinogona kutora nguva nekuedza kugadzirisa maakaiti nemishandira iyo (uye kuongorora kwekutanga kana kuvimbiswa kwekuchengetedzwa kunowanzotora mazuva mashomanana ebhizinesi). Uyezve, panogona kuva nemiganhu yekuti iwe unogona kufamba zvakadini mune imwe nzira yekutengesa - zvishomanana zvikwereti zviri nyore, asi kuwedzerwa kukuru kunogona kutora matanho akawanda.
Somuenzaniso, iwe unogona kunge uine kero yePayPal iyo yakabatanidzwa nekodha yekuongorora. Nokushandisa imwe kero ye email, unogona kuisa imwezve PayPal account iyo yakabatanidzwa kune imwe nhoroondo yebhangi . Zvadaro, unogona kutumira mari iwe pachako woitora kubva kune imwe nhoroondo kuenda kune imwe.
Mamwe maitiro anozivikanwa anopa pachena kana asingaderedzi kuwedzerwa anosanganisira:
- Popmoney inopiwa mabhangi, uye iwe unogona kuisa dzimwe nhoroondo dzebhangi dzisingabatanidzi muPampmoney network.
- Cash Cash inoshandisa kadi yako yekutengesa kuti uendese mari kune imwe kadhi yebhadharo-yako pachako kadhi kana mumwe munhu. Kubudirira, iwe unotora mari kubva pane imwe chekuongorora kune imwe.
- Venmo inopa kusununguka kusununguka kwevanhu (kwete bhizinesi) kushandiswa.
Mari Inowanikwa
Kunyora cheki iwe pachako kunogona kuva nzira yakanakisisa yekuendesa mari nekuchengetedza: hapana chikonzero chekufamba-famba nemari kana kubhadhara mari yekufambisa mutambo kuwana mari kune rimwe bhangi. Zvisinei, haisi nzira yekugadzira mari. Paunonyora cheki, unofanirwa kuva nechokwadi kuti pachava nemari inowanikwa muakaunti iyo cheki yacho yaiswa. Bhengi rinogamuchira rinogona kugamuchira cheki rakaipa uye kuwedzera mari kuAtabhenti yako, asi pakupedzisira, cheki ichachera. Kana izvozvo zvikaitika , iwe unofanirwa kubhadhara mari, bhanki yako inogona kuvhara akaunti yako, uye iwe unogona kuzviwana iwe mumatambudziko emurairo.
Kuvhara Nhoroondo?
Itai kuti zvive zvakarongeka: Kana uri kunyora cheki kuti uvhare bhizinesi risingadikanwi yebhangi, iwe unoda kuita zvinopfuura kungova nechokuita neaka. Kumbira bhangi rako kuti rivhare account kuitira kuti rirege kugara rakasununguka nokusingaperi ( unogona kutumira tsamba kana kuti kuita kuti chikumbiro chiri paIndaneti).
Kana iwe uchinge uine kambani isina chinhu, iwe unogona kunge uchitarisana nekusagadzikana uye mari shoma- yebhadha yekambani yausingadi.