Enda Online
Bhizinesi rekutsvaga isarudzo yakanaka kana iwe uchangotanga, kana iwe uchida kuchengetedza kero kadikiti. Mazhinji mabhanki eIndaneti haasisina huwandu hwemari, izvo zvinoreva kuti iwe unogona kudzivisa mari kunyange kana nhoroondo yako isina chinhu.
Semuenzaniso, zvose Ally Bank uye Capital One 360 vose vanopa pasina chekuita nekuchengetedza mabhuku asina huwandu hwekuenzanisa kuzarura account (uye hapana zvishoma zvinoenderera mberi ). Kuvhura nhoroondo iri nyore , uye iwe uchada kuwana zvakawanda pane zvaunenge uchichengetedza kupfuura iwe waizowana kubva kubhangi pasi pemugwagwa. Iwe uchakwanisa kuisa cheki nefoni yako kana tablet , uye kana yava nguva yekushandisa mari iwe unogona kushandisa kadhi yako yebhengi kana kubhadhara zvikwereti paIndaneti pasina .
Chii chakatora? Chero bedzi iwe unoronga mberi, pangave pasina imwe. Mari yako iri munhoroondo ye internet , saka hazvibviri kupinda mubazi uye kutungamira bhizinesi. Nokuda kwemari shoma inodhonza, chero ATM chero ipi zvayo ichaita zvinyengeri - asi mabhengi ose ane mitsara yezuva nezuva, iyo inogona kuita zvinetso.
Kana iwe uchida chimwe chinhu chakafanana necheki chekasi , iwe unoda kuwana zvinhu zviri panzvimbo zvakanaka mberi kwenguva: unokwanisa kutarisa chekeri kubva kubhengi yako yepaIndaneti (uye kumirira kuti iuye mumushu), tumira mari iyo nzvimbo yebato-uye-yemari, kana kuwana mari yakawanda kutenga mari yekuita musha .
Enda Muduku
Mabhangi maduku uye zvikwereti zvezvikwereti ndeimwe nzira yakanaka yekutarisa pasina uye kubhengeta maakaunti. Aya masangano haashoma kudarika megabanks kuti ave nehuwandu hwemari yezvinodiwa uye nepamusoro pamwedzi yemari.
Tarisa kumativi ako kumabhanki maduku. Bvunza shamwari, mhuri, uye vashandi vanobhengana navo kuti vawane dzimwe pfungwa. Washandi wako angatove neukama nekodhi yemubhandi, iyo inogona kuwedzeredza mikana yako yebhangi pasina. Hazvinyatsozivi kuti chikwere chekodhi chii? Tsvaga kuti zvikwereti zvekwereti zvakaenzaniswa sei nemabhengi .
Dodge iyo Mari
Kunyange kana iwe ukashandisa megabank (brand yebazi uye matavi pamakona ose), iwe ungasafanira kubhadhara mari - kana kunyange kuchengetedza chikero chikuru munhoroondo yako. Mabhangi anowanzopa nzira dzakasiyana-siyana dzokudzivisa kubhadhara mari yemwedzi, uye iwe unogona kukodzera kubhadharwa mari kana iwe uchifunga kuti kuenzanisa kwako kwakanyanya.
Taura nebhangi kana tsvaga tsanangudzo pane imwe nzira inogona kukubatsira kubhengi pasina. Kazhinji, bhangi inoshandisa waivers pakarepo - haufaniri kuzivisa bhangi kana kukumbira kubhadhara. Mienzaniso mishomanana yemakisi yakanyorwa pasi apa:
- Isa gwaro rekutsvaga mari yako (mamwe mabhanga anoda mari shoma pamwedzi, yakadai se $ 500). Kana uine maakaundi akawanda, bvunza waunoshandira kana zvichikwanisika kuparadzira mari yako pakati pezvakanyorwa.
- Mamwe mabhengi aive mubhadharo kana iwe uchishandisa kero yako (semuenzaniso, kana ukashandisa kadi yako yebhadharo kanenge ka 10 pamwedzi, mari inodzingwa)
- Vadzidzi vanowanzowana zvakawanda - kuratidza uchapupu hwekunyora uye mari yenyu inogona kubviswa kwemakore akawanda akatevera
- Ona kana pane sangano reIndaneti-roga kana kuti risina pepa pamabhanki ako aripo. Kana iwe usingashandisi bazi zvakadaro, iwe unogona kuchengetedza mari (uye uchiri nechisarudzo chekushanyira mutauri - nokuda kwemari shoma-kana zvichidiwa).
Zvimwe: Edza kubhadharwa
Kana pasina nzira yekurega kubhadhara mari yekugadzirisa mwedzi webhengi, tarisa mubhadhiro yekubhadhara . Panzvimbo pokuisa mari mubhengi rako rebhangi, iwe "uchatakura" mari yako pakadhi. Iwe unogona kupedza chikero chako sekunge kune imwe imwe yemadhidhi kadi, uye mamwe makadhi anopa mubhadharo rekubhadhara muIndaneti nemamwe maitiro.
Iva wakangwarira kushandisa kadhi rakabhadharwa sechinzvimbo chebhengi rebhangi. Mienzaniso inogona kunge isina FDIC yakavimbiswa , uye makadhi iwayo ane nhoroondo yekubhadhara mari yakakwirira. Kunyanya, hauna kuwana mubereko kune mari, saka zvakaoma kufambira mberi kuenda kune zvinangwa zvako. Zvisinei, kune makadhi akawanda anotengesa kusarudza kubva kana bhangi yebhangi isingashandisi iwe.