Chii chinokonzera kuti sangano rezvemari rive pachena?
Bhizinesi ine zvikwereti zvezvikwereti zvinosanganisira kubhadhara mabhuku, maCD, uye kutarisa michina nemakwikwi emitengo. Nemhaka yokuti kuvapo kwayo paIndaneti kunoderedza, Ally anokwanisa kupa zvikwereti zvinokwezva uye michina kupfuura mamwe mabhengi.
Nhoroondo yeAlly Bank
Kukohwa kukuru paAlly Bank ndeye APY inobhadhara pamabhizimisi ekuisa, kusanganisira kuongorora maakare, mabhengi ekuchengetedza, mabhizimusi emakambani emari uye Zvigwaro zveDhipatimendi (CD). Nokuda kwema-to-date rates, shanyira Ally Bank webhusaiti, sezvo mitengo ichichinja kakawanda.
Ally Bank ichaongorora chikwereti chako, kunyange zvazvo iwe usingadi kukwereta. Inoda kuongorora huzivi hwako uye edza kufanotaura kana iwe uchishandisa zvirongwa zvako zvekudzivirira overdraft zvine musoro . Kana iwe usina chikwereti chakanaka kana kuti une nhoroondo yakawanda yemari, izvi zvinogona kuita kuti iwe uzvidye mwoyo.
Kuchengetedza Kufarira
Ally Bank inopa kufarira kutarisa nhoroondo iyo inokubvumira kuti uwane mari kana uchiichengeta mvura. Inofanirwa kuongorora nhoroondo haina mhedziso pakubvisa kubva kubhuku, asi dzimwe nhoroondo dzinoita. Kana iwe usingazivikanwe nekufarira kufarira, dzidza zvidzidzo.
Iwe uchawana mahwendefa asingabhadhari kubva kuAlly Bank, uye iwe unogona kudzorerazve cheki chekuongorora pasina mari.
Izvi zvinozvisiyanisa kubva kune dzimwe nzvimbo dzezvemari dzinotengesa vatengi kuti vaongorore reorders. Uyewo, hapana chairo chiripo uye hazvibhadharwi pamwedzi weAlly Bank, zvichiita kuti zvive zvakanyanya kunaka. Mutero wepaIndaneti uripo unobhadhara, uye iwe uchawana kadhi yebhadharo yeATM inobviswa uye kutenga.
CD Accounts
Ally inopa huwandu hwehuwandu hwemabhuku eCD uye zvakasiyana siyana zvekusarudza.
Iine "hapana chirango" CD inokubvumira kutora mari pakarepo pasina kubhadhara mari. Iyo yakawanda yakagadzirwa yakawanda CD inopa zvakawanda asi ine tsika dzekodha dzeCD kana iwe uchibhadhara usati wasvika pakukura. Dzidza zvakawanda pamusoro pekutsinhanisa kweCD , kana iwe uchida kosi yepasipo mune zvidzidzo.
Deposit Accounts
Ally anopawo mari yekuchengetedza mabhuku uye mari yemakethe maakaiti. Mhedzisiro huru ndeyokuti iyo mari yemari yemakambani inosanganisira kadi yebhadhiro. Ramba uchifunga kuti, nemutemo, iwe unogona kungoita zvitanhatu zvekutengesa sehuwandu hwemagetsi kana kutenga pamwedzi kubva kune aya majiko ekuchengetedza.
Kana chinangwa chenyu chikuru ndechokuti uwane chido, shandisa kero yekuchengetedza. Iwe uchange uine huwandu hwekuwana mari, asi APY yakakwirira. Nhoroondo yemusika wemari inobhadhara zvishoma kudarika mari, asi zviri nyore kuwana mari kunze kana uchida kuita izvi: Iwe uchava nekadhi yebhadhiro yaungashandisa kanako pamwedzi (kwete kupfuura matanhatu). Pakupedzisira, nhamba yekuongorora inofarira inokubvumira kupedza zvakawanda kana zvishoma nekusununguka uye kubhadhara zvikwereti paIndaneti.
Pros uye Cons
Apo Ally Bank yakatanga kushanda, kuparidzira kwayo kwakakakavhiringidza. Chinangwa chayo chakaita sechitsoropodza mamwe mabhangi uye ichizviisa pachako sechimwe shamwari, ganda rakasiyana-siyana. Yakashandisawo terevhizheni dzeTV dzakakanganisa vamwe vataridzi.
Pakupedzisira, ibhengi inoita mari nenzira yakafanana nedzimwe mabhanga.
Ally Bank inochengeta mari shoma. Iko hakuna mari yemwedzi, asi zvimwe zvikwereti zvinogona kukonzera mari. Bhizinesi raishandiswa kutamba mari yeATM yekuregererwa uye yaizobhadhara chero mari inoshandiswa nemamwe mabhizimisi eATM pamagumo emwedzi mumwe nomumwe. Zvisinei, haichiri kupa zvikwereti zvisingagumi zvemari dzeATM. Iye zvino bhangi inobhadhara mari yakawanda ye $ 10 mubhadharo webhadha.
Ally Bank yakakurumbira nokuti unogona kuisa zvikwereti zvisingagumi zveACH pamwe nemamwe mabhuku makumi maviri ebhengi. Mamwe mabhanki ari muIndaneti anogadzirisa kusvika kune matatu kana kupfuura.
Pakupedzisira, Ally Bank inopa 24/7 rubatsiro rwevatengi pafoni uye nekutaura. Vamiririri vevashandi vanogadzira mhinduro dzakasiyana, asi kana iwe uchida kutaura nomunhu chaiye unogona kuwana Ally Bank inonakidza.