Kudzokorora kwekutanga kweNational National Banking
FNBO Direct chikamu cheChishanu National Bank yeOmaha, iyo inotsigirwa na First National yeNebraska, sangano rebhangi rine makore anopfuura 160 emakore.
Yakasunungurwa pakupera kwa2006, FNBO inotevera mienzaniso yakafanana nedzimwe mabhizinesi eInternet online: high interest and low fees.
Zvipo zveAunti
Kuongorora uye kuchengeta nhoroondo dzekuchengetedza ndiko kukwezva kukuru paFNBO Direct. Kushandisa aya maakaiti, iwe uchazarura keseti zvachose paIndaneti uye wobva wabhadhara iyo account electronically ( kuburikidza neACH ) kubva pane imwe kero yekuongorora. Izvo zvishoma kuti uzarure nhoroondo i $ 1.
Mutengi wekutengesa zvose zvinoshandiswa paIndaneti kana pafoni, uye kuongororwa kwevatengi kunoratidza kuti vanhu vakawanda vanogutsikana nemabatiro avo.
Checking Accounts
Kuongorora kusununguka kunowanikwa paFNBO inotarisana. Hakuchina mari yebasa rekubhadhara, uye iwe unowana huwandu hwezvinyorwa zvebhuku, kusanganisira:
- Bhizimusi mubhadharo yemutengo
- Nyevero nemashoko kana email kuti uchengetedze
- Kadhi yebhadharo ye-inotoro kana yekutsvaga muIndaneti (uye mari inobviswa)
- Free P2P zvikwereti uchishandisa Popmoney
- Free stop pay payment service
Iwewo uchatora chikwereti paunotarisa kuenzanisa kwekambani, iyo ibhonasi yakanaka.
Panguva yekunyorwa uku, chiyero chakanga chiri kukwikwidzana, kupfuura iwe unogona kubva kuAlly Bank kana Capital One 360 kunze kwekuti iwe uchengetedze mari yakawandisa yebhuku pamabhenji. Pamiganhu yakaderera, FNBO Direct inogona kunge yakanaka. Zvisinei, kutarisa zvikwereti zvakawanda pamusoro pekuwana nyore nyore kupfuura kuwana mari, uye iwe uchada kushandisa mari nekukurumidza sezvaunosvika.
Kana iwe uchida kushiva purogiramu yako, shandisa kari yekuchengetedza.
Savings Accounts uye CDs
FNBO inopawo yekuchengetedzeka kwekombiji yekuchengetedza iyo inopa mari yakawanda kupfuura yekutarisa kambani. Zvakare, hapana mari yegore negore yekuchengetedza, uye zviri nyore kutumira mari mukati uye kubva kunze kwekambani. Izvozvo zvati, yeuka kuti mari yekuchengetedza yakave nemiganhu: vamwe vanodzingwa kubva mubhuku iyo vanongopera matanhatu pamwedzi saka ronga mberi kana iwe uine mari yakawanda inouya.
Kuti uwane mari yakawanda, shandisa chikwata chokuisa (CD). Nhoroondo idzi chengetedza mari yako kune imwe nguva yenguva , yakadai semwedzi mitanhatu kusvika kumasere gumi, somuenzaniso, mukutsinhanisa nehuwandu hwekutora. Asi kutora mari yako kubva kare kunogona kukudhura iwe. Kutanga kutora chirango kunogona kuwedzera pane zvakapfuura zvawakagamuchira, saka iwe uchafamba chaizvo nezvishoma pane zvawakatanga.
Popmoney Transfers
Popmoney ishumiro yekubhadhara P2P inowanikwa neFNBO Direct account. Kana iwe kazhinji uchibhadhara shamwari nevemumhuri, unogona kuonga kuti "zvakadzama" mari yePammoney yakasununguka. Zvikwereti zvinowanikwa zvinowedzera mari, asi chero ipi zvayo kubhadhara mari inodhura. Zvisinei, izvi zvingasava chinhu chikuru chisarudzo: dzimwe nhengo dzeP2P, dzakadai sePayPal uye Venmo, dzinosunungukawo pamunhu.
Basa Rakanaka Here?
FNBO inopa kutora mazinga pamutengo wakaderera. Kuti uwane kambani yekuchengetedza yakawanda iri muIndaneti (kana kuongorora zvakanyanya-kutora), haisi chisarudzo chakaipa.
Sezvakanyorwa izvi, hazvisi pachena kuti FNBO Direct inopa mahara chekuvhara kure kune vatengi. Kana ukawana cheko chechiitiko, iyo ibasa rinokosha rokuita nokukurumidza mari. Izvozvo zvakati, mapepa anoongorora haana kudarika zvaaimbova, uye iwe haungambodi kubasa iyo (iwe unogona kugara uchiita mabheji ako bhangi nemari uye udzorere mari kune FNBO inoratidzira gare gare).
Nyaya iyi yakarongedzwa naJustin Pritchard.