Tsanangudzo uye Zvakawanda zveNzira. Inotomboshanda Here?
Kukumbira kubhadhara kunogona kuve kwakanakira kurasikirwa kana kubiwa, uye inoshanda mune dzimwe mamiriro ezvinhu. Asi iva nechokwadi chokuti unonzwisisa kuti sei zvikumbiro izvi zvinoshanda. Iyo nzira yakaoma, uye dzimwe nguva mabhanhire haagoni kubudirira kudzivirira kubhadhara kubva pakugadziriswa.
Iyo inoshanda sei
Paunokumbira kubhadhara kurima, iwe unopa ruzivo pamusoro peketero chaiyo kubhengi yako. Mari yebhangi iyo chekuongorora, uye kutora kuti cheki haisati yasvika kubhangi, bhanhire haringabvumi kuti cheki chibvise .
Muenzaniso: Kana cheki ikarasika, unogona kuudza bhangi kuti "rega kubhadhara cheki nhamba 203 ye $ 500, yakanyorerwa Acme Enterprises musi waJuly 21 st ."
Inguva yakareba sei: Bhengi yako inowanzoenderera mberi ichitsva cheki kwemwedzi mitanhatu. Asi mitemo yebhangi yakasiyana, saka iva nechokwadi chekusimbisa zvakananga nebhangi rako. Mushure mokudaro, kubhadhara kwekuguma kunopera, uye cheki inogona kubhadharwa. Zvisinei, iwe unogona kuva nesarudzo yekuwedzera kana kuvandudza chikumbiro chekubhadhara.
Nzira yekukumbira nayo: Unogona kazhinji kukumbira kubhadhara kurima kwekutaura, asi iwe ungada kuitevera nekunyora mukati memazuva gumi nemasere kuti usimbise chikumbiro chako. Kana iwe usingakwanisi kudaro, bhanhire ringasaremekedza chikumbiro chako.
Mariro: Mabhaningi anowanzobhadhara mari yekubhadhara cheki yako nekudzivirira kuti isabhadharwa.
$ 30 kana zvakadaro ndizvo zvinowanzobhadhara, asi nguva dzose zvinokodzera kubvunza kuti muchabhadhara zvakadini.
Cashier's Checks: Kwete Sezvakaoma
Iwe haugoni kurega kubhadhara kuri cheki yekasi. Nemhaka yokuti mari yacho inobvumirwa kubhadharwa nebhangi, bhangi haibvumirwi kutaura kuti "sorry, hapana dice" kana cheki yacho ichitaridzirwa (kana yakasungwa nemupiki kana kuiswa kubhangi yebhangi).
Iwe unogona kukumbira kuregeswa, asi iwe unofanira kutarisira mazuva makumi mapfumbamwe asati apera mari ipi zvadzorerwa.
Zvisinei, kana iwe uine chekuchengeti chekodhi mune yako uye unongoda kuigadzirisa, zvinhu zviri nyore.
Verenga zvakawanda pamusoro pekutsvaga cheki yekasi .
Mari Inorayirwa
Kana iwe uchibhadhara nemari yekuda mari, iwe unogona kubvisa mari yekuraira uye pakupedzisira uwane mari yekudzorera-chero bedzi mutemo wemari usingati waiswa kana kukasungwa. Sezvo nechekuchechedza chekoni, hurongwa hunogona kutora nguva. Dzidza zvakawanda pamusoro pekuraira mari yekuronga .
Debit Cards
Makadhi ekubhadhara mari anokonzera mari kubva pakero yako yekuongorora, asi hazvibviri kurega kubhadhara pabhadha rebhadhiro nenzira yekuti iwe unogona ne cheki.
Debit kadi kutengesa kunogona kupfuura nepamusoro pakarepo. Kana iwe uri kukakavadzana nemumwe mutengesi uye iwe usingadi kubhadhara chimwe chinhu chawakatenga, taura nebhangi rako, sezvo iwe unogona kukonzera mutengesi . Makadhi ekubhadhara mari haave nekuchengetedzwa kwevatengi semakadhi emakwereti , asi bhangi rako rinogona kubatsira. Kana kadhi yako yekubhadhara yakarasika kana iya iya iya, iyo nyaya yakasiyana-inokosha kuti iwe uzivise bhangi yako pakarepo .
Electronic Payments
Kana uri kutarisira kubhadharwa kwekombiyuta isati yatenderwa kuti uise kero yako yekuongorora, unogona kuzvidzivirira kuti zvirege kuitika nekukumbira kubhadhara kurima nebhani yako.
Zvisinei, zvakanakisa kubvisa chikwereti pane zvinobva: Taurira kambani yekubhadhara (yako chikwereti, kambani yehushuwarisi, gym, kana ani zvake) kuti iwe haugoni kupa mvumo yekudzorera mberi.
Chero zvikumbiro zvekumisa magetsi zvinogona kuendesa kubhangi kana kubhadhara zvakanyorwa kuti zvive zvakanaka. Iwe unogona kupa mirayiridzo yemashoko kubhengi yako (mazuva matatu asati apera mutero unopera), asi iwe unoda kusimbisa nekunyora mumazuva gumi nemana.
Ndiyo Mutemo wekurega Kubhadhara?
Kuchengetedza kubhadhara pfungwa yakanaka kana cheki yakarasika kana iyaba-kunyanya kana iwe uchitaura nekodzero yekutanga pamusoro pekuchera cheko nekunyora imwe itsva.
Mune mamwe mamiriro ezvinhu, unogona kuzviisa pangozi. Taura nemurengeti wemunharaunda kana iwe uchifunga kubvisa kubhadhara nekuda kwekukakavara kana mamiriro akafanana. Kubhadhara zvinhu ne cheki, uye kumira kuribhadhara kungoita kuti usabhadhara zvigadzirwa zvinogona kutaridzirwa kutarisa unyengeri.
Iwe unogona kunge une chikonzero chakanaka chokusada kubhadhara, asi kugadzirisa cheki hakuwanzove pfungwa yakanaka . Zvakanakisisa kuramba uri kurudyi rwemitemo yemunharaunda kuti uderedze mitero uye dambudziko repamutemo.