The History of Wells Fargo Bank

Kana uchingobatanidzwa nemari-kutakura mapoka emagetsi anopa chinangwa chevhavha dzemigwagwa, Wells Fargo & Co. nhasi ndiyo imwe yebhanga guru renyika uye inopa pachena bhizinesi remafoni nemashoko, web browser kana smartphone apps. Wells Fargo inoshumira imwe yemhuri nhatu dzeUnited States uye inopa mabhengi, inshuwarisi uye mabasa ekutsvaga mari.

Zvadaro uye Zvino

Yakagadzwa muna March 1852 naHenry Wells, William Fargo, uye neshamwari dzavo, Wells Fargo vakatanga kuvhura mwedzi yakati gare gare nemapazi muSan Francisco uye Sacramento, Calif.

Nhasi, webhusaiti yekambani inoita kuti zvive nyore kune vatengi kupinda mukati uye kuona maakare avo kana kuzarura maakaiti matsva. Mitambo inofanirwa kujekesa nyika yavo nokuti zvinyorwa zvebhuku zvinosiyana zvishoma nenyika yose. Kuongorora nekuchengetedza mabhuku zvakagadzirirwa kukwidza kune vatengi pamatunhu akasiyana-siyana emari.

Zvipo zveAunti

Nhoroondo yekutarisa inokosha (Value Checking) inogona kuvhurwa ne $ 100 mari. Vatengi vanobhadhara $ 5 mari yemwedzi mushure mekunge vachichengetedza mari ye $ 1,500 kana kushandisa zvakananga mari. College Combo kuongorora zvinangwa zvevadzidzi. Imari ye $ 3 yemwedzi inoshandiswa kana iyo nhoroondo yakabatanidzwa kune imwe kambani ATM kana kadi yebhengi. Mari yacho inodzingwawo kana mutengi achichengetedza $ 500 muyero kana anoshandisa mari yakananga.

Pamucheto wakakwirira, purogiramu yeWers Fargo yaPPA inopa zvikomborero zvakanyanya, kusanganisira kuongorora pasina uye mamwe mabasa pamwe chete nenhamba shomanana yemari yeATM inodzingwa. Nhoroondo yacho inogona kuvhurwa ne $ 100 asi inotora $ 30 mwedzi yese yebhadharo yemari pamabhadharo pasi pe $ 25,000.

Savings Focused Options

Zvitatu zveAss Fargo yekugadzirisa kukanganisa kwekodzero ndeye Goal Savings, iyo inogona kuzarurirwa zvishoma ne $ 25 uye inoda $ 300 kubhadhara kuchengeta mari ye $ 3 yemwedzi yemari; Mari yeMariko Kuchengetedza, iyo inogona kuvhurwa ne $ 100 uye inoda $ 3,500 kuenzanisa kana kutengesa kushandiswa kuti usachengetedze $ 10 mari; uye Kuwedzerwa Kwekuwedzera Kuchengetedza, iyo inopa chikwereti chechikwata chapamusoro uye inoda $ 25,000 kuenzanisa kusachengetedza $ 25 yemari yebasa.

Zviri paIndaneti

Bhizinesi ndiyo imwe yekutanga kupa Internet banking, kutanga muna 1989. Nhasi, Wells Fargo inoshumira vanenge mamiriyoni 17,4 mvumo yepaIndaneti. Nhare dzepaIndaneti dzinosanganisira mari yekutengesa mari iyo vatengi vanogona kutarisa mari; chimwe chishandiso chakasununguka chinobatsira vatengi kuti vawane zvinangwa zvekuchengetedza; chikwereti chekubhadhara chinovabatsira kugadzirisa chikwereti uye kuderedza chikwereti; uye kubhadhara mari yekubhadhara.

Ramangwana reMiti Fargo

Muna 2010, bhangi yakarayirwa neCalifornia federal mutongi kubhadhara $ 203 mamiriyoni mubhadharo rezvemari yepamusoro kune vatengi. Mutongi akazvidza kambani yekuverenga mari yekukwanisa kuwana dhigirii yakanyanya kudarika panzvimbo yekutengeserana. Panyaya yakajeka, Wells Fargo, piyona weInternet banking, akazivikanwa neWorld Finance magazini semuGood Consumer Internet Bank.