Paunenge uine zvikwereti zvakawanda zvekwereti, zvinoshanda zvakanyanya kuisa pfungwa pakubhadhara imwe kadhi rechikwereti pane imwe nguva pane kuparadzira chikwereti chako pane zvose zvekadhi. Iwe uchazofambira mberi mberi apo iwe uchibhadhara chikwereti chemari kune imwe kadhi rechikwereti mwedzi wose. Kunyangwe iwe ukaisa zvizhinji zvekuedza kwako kubhadhara imwe kadhi rechikwereti, unofanirwa kuenderera mberi kuita mari shoma pane dzimwe dzose dzekadhi rako rechikwereti kuti urege kudzivirira nguva yekubhadhara zvikwereti uye kuchengetedza maakaunti ako muhumi hwakanaka.
Chikamu chakaoma ipapo, chiri kutarisa kunze kwekurongeka kwekubhadhara kadhi yako yemakadhi - iyo kadhi rechikwereti iwe unofanira kufungidzira kubhadhara kutanga.
Nzira mbiri dzeChechi dzekubhadhara kunze kweChechi Cadhi
Kune dzimwe nzira mbiri dzekubhadhara chikwereti chemakadhi: zvichida nekubhadhara kadhi rechikwereti neyo yepamutengo yekutambira kutanga kana iyo ine yebhadharo yakaderera kutanga. Kuti usarudze kuti urongwa hupi hwakakunakira iwe, funga kuti iwe ungada kuchengetedza mari kune chido kana kubvisa zvikwereti zvose zvekadhi rechikwereti nokukurumidza.
Kana kuchengetedza mari muchibereko kunokosha kupfuura kukubhadhara chimwe chinhu nokukurumidza , ipapo kubhadhara makadhi ako emakadhi anotanga nehuwandu hwechikwata chekuda kwekutanga. Kubhadhara chikamu chepamusoro chechikwata chekuda kwekutora kutanga kunotora nguva shoma uye kukubvumira kuchengetedza mari pamhosva dzemari , kunyanya kana yako yepamusoro yekutora chikwereti chikwereti ine zviyero zvakakwirira.
Ita rondedzero yemakadhi ako ekwereti, uzvichengetedze zvakarongeka kubva kune yakakwirira kusvika kune yepasi.
Zvadaro, bhadhara kadhi rechikwereti nemutengo wepamusoro wekutambira kutanga nekugadzira chikwereti chepamusoro pamakadhi iwayo mwedzi mumwe nomumwe. Kana ukangobhadhara kadhi rechikwereti nemutengo wepamusoro, fambisa kune kadhi neyo inotevera yepamusoro yekutambira uye nekudaro, kusvikira makadhi ose ekwereti akwaniswa.
Kana kuripa chikamu nokukurumidza kunonyanya kukosha kudarika kuchengetedza mari kune chido , ipapo kubhadhara makadhi ako ekwereti achitanga nebhadharo yakaderera kutanga. Kana iwe uchibhadhara zvikwereti zviduku pakutanga, unonzwa sokuti uri kufambira mberi nokukurumidza kubva uchigogodza chikwereti chekadhi rechikwereti. Iyi kufambira mberi kunogona kukuchengetedza kuti ugare wakashinga nekubhadhara maakaunti ako. Semuenzaniso, kana iwe uine $ 500 yekwereti yemari yekwereti uye $ 500 inowanikwa mubhadharo, bhonasi, kubhadhara mutero, unogona kubhadhara kadhi rechikwereti rose uye uine kero imwe shoma yekufunga nezvazvo.
Kusiyanisa kuRule
Zvichienderana nezvikwereti zvako zvemakadhi, pangave pane zvimwe zvisiri izvo. Semuenzaniso, kana iwe wakasarudza kubva kune chido chekuwedzera uye kadhi rako rechikwereti richavhara nokukurumidza, unofanira kufunga kubhadhara chikwereti nokukurumidza kuti urege kukuvadza chikwereti chako . Uyewo, kana iwe uine zviyero nezvikwereti, ubhadhe zviyero izvozvi kuti urege kugumburwa nezvose zvinotarisirwa pamagumo ekudhinda nguva.
Ramba uchiyeuka zvakare kuti chido chekufarira chinogona kuchinja, kunyanya kana iwe uine Mararamiro akasiyana kana iwe unotarisana nechirango APR.
Icho Chimwe Chete yeMafuta Chechipiri?
Kana zvasvika kune nguva yakatarwa kubhadhara zvikwereti zvako zvekadhi rechikwereti, hapana misiyano yakakura munzira mbiri.
Kubhadhara muchirongwa chekufarira chikwata kuchakubvumira kuti ubhadhara maakaunti ako mwedzi mishomanana yapfuura pane kubhadhara mukana wekuenzanisa.
Pakupedzisira, haufaniri kusarudza imwe yemhando mbiri idzi. Iwe unogona kubhadhara makadhi ako emakadhi chero zvipi zvayo zvinokuita kuti ufare - unogona kuaibhaisa nekadhi kadhi rechikwereti kana kubvisa zviyero pamakadhi iwe usisiri kushandisa zvakare. Icho chinangwa chikuru ndeyekubhadhara zviyero zvekadhi rako rechikwereti nekuita chikwereti chemari chekadhi rechikwereti mwedzi mumwechete kusvikira iyo mari inoshandiswa. Panguva ino, iva nechokwadi chekuita mari shoma pane mamwe makadhi ako ekwereti.