Ungabhadhara Mari Yaani?
Nhanho yekutanga yekubhadhara chikwereti chako - kunyange musati wasarudza chikwereti chipi chekubhadhara ndechokuona kuti iwe unokwanisa sei kubhadhara pane yako kadhi rechikwereti chikwereti mwedzi mumwe nomumwe. Mari yako yegore roga roga ndiyo nzira yako yakanakisisa yekuziva kuti iwe unokwanisa sei kubhadhara chikwereti chako.
Kana iwe usati uine bhajeti, ikozvino inguva yakanaka kutanga imwe .
Tanga nekuwedzera matese ako ose emwedzi pamwedzi kubva kune zvose zvinobva.
Zvadaro, wedzera mari yako yose yedzimwe mwedzi, kusanganisira mari shoma pane dzose dzako dzekwereti nemakweretheni.
Bvisai mari yenyu kubva pane zvamunowana. Nhamba yaunowana ndiyo yako mutezo wemari - chii chinosara mushure mekunge mabhadhara mari yenyu yose. Izvi ndizvo zvaunokwanisa kutumira kune vako vane chikwereti mwedzi woga woga. Iwe hausi uwandu hwemari iyi. Tarisa nzira dzekuita mari yakawanda yekuisa kune chikwereti chako. Kana iwe unogona kuisa kune chikwereti chako, kukurumidza iwe uchakwanisa kuribhadharira zvose.
Iye zvino zvaunoziva kuti iwe unogona sei kupedza kubhadhara kare makadhi ako ekwereti, danho rinotevera nderokuona urongwa hwaunoda kubhadhara makadhi ako ekwereti.
Nzira mbiri dzekubhadhara
Heano ndiyo nzira mbiri dzakanakisisa dzokubhadhara chikwereti chako.
- Chikwereti chikuru chekufarira . Kubhadhara kadhi rechikwereti rine chikwata chakanaka chekuda mari kuchakuchengetedza mari munguva refu, kunyanya kana iyo yakanyanya kufarira chikwereti chekwereti inowanzovawo kadhi ine yepamusoro.
Apo purogiramu yakanakisisa yekadhi yemakadhi inewo yepamusoro-soro, inotora yakareba kudarika kubhadhara. Zviri nyore kurasikirwa nechido chokubhadhara chikwereti chako kana zvichitora nguva yakareba. Ndosaka "nzira yakadzika yekutanga" nzira inogona kuva sarudzo yakanaka.
- Lowest balance balance first . Iko kune zvishoma zvinooneka zvinobatsira kubhadhara kadhi rechikwereti nebhadharo yakaderera kutanga. Mazamu ekutanga ari nyore uye anokurumidza kubhadhara. Apo iwe pakupedzisira iwe uchibhadhara bhiri, manzwiro ekubudirira ndeyekukurudzira kukuchengetedza iwe kuenda.
Kusarudza pakati pezviviri izvi kunogona kuoma.
Kana iwe uchida kuchengetedza mari munguva refu, tanga nehuwandu hwekuda kwehuwandu hwemari kutanga. Kana, kana uchida kugogodza dzimwe nhoroondo nokukurumidza, sarudza bhaari yakadzika kuti utange nayo.
Zvadaro nyora zvikwereti zvako pasi kuitira kuti iwe uzobhadhara - zvichibva kubva kune chikwata chakanaka kusvika kune chikwata chakanaka kana kuti kubva kubva pasi kusvika kune yakaderera. Nyora pasi chikwata chekuda, chiyero, chikwereti chiduku . Zvadaro, ipai mari yose yakawanda yaunofanira kubhadhara kubva kadhi rekwereti kumusoro kwerwendo. Iwe uchatumira chikwereti chiduku kune imwe yako imwe yemamwe makadhi emakadhi.
Kana ukangobhadhara zvakakwana kadhi rechikwereti rokutanga, rayambuka kubva pane urongwa ugoisa pane kadhi rinotevera pakurongwa. Sezvakaitika, chengetedza mari yako yose yakawanikwa kune kadhi iroro. Ramba uchiita izvi kusvikira makadhi ose akambirwa.
Zvinogona kubatsira kushandisa kadhi rechikwereti chekubhadhara chikwereti chekubhadharira kukubatsira kuti uise pamwe chirongwa chokubhadhara chako kadhi rechikwereti chikwereti. Tarisa uwandu urwu rwemhando yakanakisisa yekubhadhara chikadhi chekubhadhara .