Tsvaga Zvaunofanira Kuita Kana Wakakundikana Munjodzi

Kuve mumotokari yemotokari kunogona kuparadza kune mazinga akawanda. Kuve mutyairi wepa-mhosva yemotokari yemotokari kunogona kuwedzeredza kumanikidziro emamiriro acho ezvinhu. Hausi iwe chete unotarisana nekukuvadza kwemotokari yako, asiwo imwe iyo iyo inobatanidzwa. Ndezvipi zviito zvamunofanira kutora mushure mokunge makonzera njodzi? Ichasvibisa sei motokari yako yemotokari ? Zvose mibvunzo inowanzobvunzwa yekubvunza pashure pokukonzera njodzi yemotokari.

4 matanho ekutora mushure mokukonzera njodzi yemotokari:

1. Nguva dzose mira uye chengetera kukuvadzwa mumoto wako ose uye chero imwe motokari inobatanidzwa.
2. Shandisai mashoko kune vamwe vatyairi vanobatanidzwa. Mashoko anowanzobatanidza zita, nhamba yefoni, inshuwarisi mutakuri uye sangano, uye inshuwarisi yenhamba nhamba. Uyewo iva nechokwadi chekucherechedza nguva uye nzvimbo yengozi.
3. Taura nengozi kumapurisa.
4. Taura nengozi zvakananga kumushuwarisi wemotokari yako kana inshuwarisi .

Zvinogona kunge zvichiedza kuedza uye kudzivisa kushevedza mapurisa, asi inowanzoitwa. Zvinokonzera njodzi yemotokari zvinogumbura, asi iwe unofanirwa kutora mutoro uye kuita kuti mamiriro acho aite nyore sezvazvinogona. Mushumo wemapurisa wakakosha kune wekuti-pane-kukanganisa chikamu uye uchajekesa chero mibvunzo yebasa rekambani ye inshuwarisi. Kakawanda mutyairi wep-fault anotsanangurwa netikiti yemotokari yekukonzera njodzi.

Chii chichaita kuti njodzi yemotokari ipinde motokari yemotokari yako?

Pasinei nokuti iwe unotambira tikiti kubva kumapurisa here kana kuti kwete iwe, kana iwe uri kupfuura 50 muzana pane-mhosva iyo yemotokari yemari yako inenge ichingowedzera apo sarudzo yako inodzokorora.

Inishuwarensi inotakura nguva dzose inosarudza iyo--ipakisha mutyairi pangozi yemotokari. Inishuwarensi inotakura inogona kukonzera motokari yemotokari yako kana iwe uchigamuchira kutyora kwemotokari kwechiitiko kana kana iwe ukaisa mvumo uye wakatsunga pa-kukanganisa. Nzira yakarongeka ndeye imwe chete yezviitiko zvinopesana newe.

Zvinoreva kuti haungabhadharwi pamhosva yepamutemo uye kudai.

Deductibles uye Coverage

Mushure mekukonzera njodzi yemotokari, ungangodaro unofunga kuti motokari yako yechipurisi inokufukidza sei. Zvinokuvadza kumotokari yako zvichafukidzwa nemitemo yako kana iwe wakatenga kugadzirisa kuparadzaniswa . Iwe uchange uine mhosva yekutora kwako, zvinoreva chinhu chipi nechipi pane yako yakabviswa chichave chakafukidzwa nemutemo wako. Munyika dzakawanda, inishuwarenzi yako ichavharawo kukanganisa kwemotokari kwete-pamhosva. Kurapa kwechiremba kunopesana nehurumende. Dzimwe hurumende dzinotanga kuparidzira kubva pane-pakanganisa mutemo wepakati apo dzimwe dzisina mhosva dzinotarisa kumutemo wavo pachako zvisinei nokuti ndiani ari kukanganisa.

Nzira yekudzivirira motokari yveshuwarisi inowedzera

Nzira yakanakisisa yekutenderera motokari yemotokari inowedzera mushure mokunge pangozi-pangozi nderekutenga kukanganwa kwebasa munguva pfupi. Havazi vese vehushuwarisi vanotengesa njodzi kukanganwirwa asi vakawanda uye vari kubuda nechokuita. Kazhinji, nokuda kwemari shoma, unogona kuwedzera njodzi kukanganwirwa kumotokari yemutambisi wako uye kana iwe uri mune ngozi yepamusoro-pamba ipapo mitezo yako haingawedzere nekuda kwengozi.

Mushure memungozi yemotokari, zvakakosha kufema uye kuyeuka zvinhu zvinokosha muupenyu.

Tariro, munhu wese anoita zvakakodzera kunze kwekunge kusina kudii kusina basa. Njodzi dzinodzvinyirira zvakakwana. Iko nguva dzakadai seyi iwe unogona kuonga iwe une motokari yerishuwarenzi inoshanda uye inokwanisa kuishandisa.