01 Motokari Zviitiko
Gore: Gore remotokari yako inokuvadza inshuwarisi yako. Zvitsva zvitsva dzimwe nguva zvinogamuchira motokari itsva kutsva zvichienderana nemotokari yako inotakura .
Ita: Ndeipi imwe kambani yemotokari inogadzira motokari yako inogona kuchinjawo mari yemotokari yako yveshuwarisi. Kazhinji kacho kuita chiratidzo chekukosha kwemotokari. Ndiyo motokari yepamusoro yepamusoro yemotokari kana yeAmerica yakagadzirwa nemashambavha here? Kakawanda kacho motokari yekunze inotora zvakawanda kuti ive nechokwadi nokuti zvikamu zvinogona kuva zvakaoma kuwana uye zvishoma zvitoro zvemasitendi zvingashanda pazviri.
Muenzaniso: SE, SEL, GT, dzose dzakasiyana-siyana zvemuenzaniso wakafanana. Mufambisi yemotokari yako ndiyo inodhura zvikuru ndeyekuchengetedza. Nheyo yepamusoro yemasuo mana ndiyo inowanikwa nenzira inodhura yekuenda kwete chete kana uchitenga motokari asiwo kana uchienda kunotenga inshuwarisi.
Motokari Yezvokuchengetedza Zvimwe: Makambani eInishuwarenzi anoda chaizvo zvikwama zvemhepo Zvinonzwisisika kudzivirira mutyairi nevatakuri. PLPD chete kugoverwa pamotokari yekare isina michina yemhepo inogona kunge inodhura zvakanyanya kudarika PLPD pamotokari ine maviri airbags. Iko kurapwa kwemotokari kunofanana nekuchengeteka kwakakwana kwemotokari yako.
Motokari Alarm: Makambani emotokari yemotokari anoda kuita kuti zviite sekuti mari yako yekushuwarenzi ichachengetedza mari yekasi, zvisinei, hazvigoneki. Inenge imwe yekambani yehupfenyuro yemotokari inopa hutengo hwemaawa kana iwe ukasarudza kuparidzirwa zvakakwana pamutemo wako. Zvizere zvakavhara motokari dzabiwa , saka kuraswa kwemajeri kunoshandiswa chete kune mari yekutarisana kwakakwana. Kuchengetwa kunowanzoshoma, asi kunobva pane kwaunogara uye kukosha kwemotokari yako. Panguva imwe chete, zvishoma zvishoma zvinobatsira kana zvasvika pamutengo we inshuwarisi .
Bhokisi Rakatenga: Zviri pachena kuti kuwedzera kuwedzerwa kwaunoda kunyanya motokari yako yemari inodhura. Kusarudza kuti chii chaunoda iwe uye chii chinokosha chaunoda chakakosha. Kana uri kurwisana nekusarudza pamusoro pekugovera zvakanaka, tsvaga mazano evaranda vako.
Nhamba Yemotokari Waunodzivirira : Kuisa motokari inopfuura imwe chete purogiramu yako nekugadzirisa zvinotarisirwa kuchaita kuti kuve nemotokari yakasiyana-siyana . Kurasikirwa kunoshandiswa kumotokari imwe neimwe asi haiti kuwedzerwa sezvaunowedzera mamwe motokari kumutemo.
02 Driver Factors
Zera: Kana iwe uri wemakore makumi mapfumbamwe nemashanu, makumi mashanu nemashanu, kana makore makumi matanhatu nemakore makumi mashanu nemakore makumi mashanu nemakore makumi matanhatu nemakore makumi matanhatu nemakore makumi matanhatu nemakore makumi matanhatu nemakore makumi mashanu nemakore makumi matanhatu nemakore makumi matanhatu nemakore makumi matanhatu nemakore makumi matanhatu nemashanu. Vose makambani einishuwarenzi vane mazano avo ezera ripi rinowana kuwedzerwa kwehuwandu asi iyo biggie inogara iine makore 25. Makore makumi maviri nemashanu anoita seaya magic matsva inshuwarisi makambani anoti iwe uri kukodzerwa nemutengo unoshandiswa.
Kutakura Nyaya : Makambani eInishuwarenzi haana zvakawanda zvokuenderera mberi kana zvasvika pakutonga kukwanisa komutengi kukwanisa kutyaira. Chinhu chavo bedzi chinopa ruzivo ndechekurenda kwekutyaira kwako. Mari yaunobhadhara motokari yemotokari ichabatana zvakananga nemoto wako wekutya kusanganisira zvose zviitiko uye kukanganisa kwemigwagwa.
Nhamba yevatyairi: Kuwedzera mumwe mutyairi kumotokari yako yemutokari kunogona kuchinja mutengo wako. Zvechokwadi paunowedzera mutyairi wechidiki kumutemo wako mazinga ako angangoenda. Kuva nemotokari akawanda kudarika motokari kunogona kuva chinhu chakanaka nokuti ipapo madhairiro anopfuura anogona kunyoreswa sevanotyaira pane dzimwe nguva panzvimbo pane mutyairi mukuru.
Mari Dzakagadzikana : Chenjererai chikwereti chenhamba yako nokuti makambani akawanda einishuwarenzi anoshandisa iyo sechikonzero che inshuwarisi yako yepamusoro. Zviri nani kuti uwane chikamu chako zviri nani inshuwarheni yako.
Primary Health Insurance Coverage: Kana uine hutano hwehutano inshuwarheni, iwe haufaniri kutenga kutenga yakawanda kurapwa kwepamusoro pamotokari yemotokari yako. Kurapa kwekurapa kwechiremba zvirokwazvo kunopesana nehurumende saka chengetedza newainishuwarenzi yako pane izvo zvinokurudzirwa.
Musha wekuMusha : Kana iwe usina imba yako inobatanidzwa mune mari yaunobhadhara inishuwarenzi. Vazhinji vekutengesa inshuwarisi vanopa varidzi vemunharaunda vari kutengesa uye mitemo yakasiyana-siyana kana iwe ukachengetedza mapurogiramu ose pamwe chete nemutakuri. Makambani eInishuwarenzi anotarisa varidzi vemunzvimbo seanonyanya kugadzikana uye kugadzikana kunoratidza dambudziko rakaderera.
Kwauri Kurarama: Nzvimbo, nzvimbo, nzvimbo, hongu iyo inosanganisira yemotokari yako yveshuwarisi. Kana iwe uchigara mune imwe nzvimbo ine zvikwereti zvakakwirira zvinoshandura mahara ako. Kuvhara kwepamusoro kana huwandu hwehushandi hwehutsotsi hunonyanya kuipa. Dzimwe nguva nzvimbo dzekumaruwa dzinogona kubhadhara zvakanyanya nekuda kwepamusoro-soro yenjodzi yevhesi. Makambani eInishuwarenzi mumwe nomumwe ane zvigadziriro zvake zvekugadzirisa mazinga, kungoziva kuti kufamba kunogona kushandura motokari yveshuwarisi yako .
Dzidzo / Mudzidzi Akanaka : Vamwe vanotakura inshuwarisi vari kupa zvidzidzo pamatunhu ako edzidzo. Iyo yakasimudza dzidzo yako yepamusoro yakakura kukura. Vadzidzi vakanaka vanobhadharwa nemitengo yakaderera. Kuwana zvikwereti zvakanaka uye kupedza basa remakorojiji kunoda imwe nzvimbo yekutarisira. Chinhu chipi nechipi chinoratidza kushanda kune kambani ye inshuwarisi inowanzopiwa soro.
Pamberi pezvikwereti zveMhosva : Makambani eInishuwarenzi anosarudza miganhu yekudarika kuva 100/300, 100 000 pamunhu uye 300 000 pangozi. Zvikamu zvezasi zvinopiwa kuvatori venguva panguva yekutenga mutemo mutsva kana iwe wakatakura miganhu inosarudzwa. Vazhinji vashandi havatauri nezvechiitiko ichi pamushumo weinishuwarenzi uye vanongoyera maererano nemiganhu yawakanyora pamutemo wako wezvino.
03 Insurance Insurance Factors
Kubatsirika: Kambani imwe neimwe yveshuwarenzi iri kutarisana nehuwandu hwezvakabatsiridza nyaya. Icho chisingazivikanwi chinokonzera imwe yekambani yemishuwarisi yemitengo yakasiyana. Zvinhu zvakawanda zvinokanganisa kubudirira sezvakaita mamiriro okunze, mazvikwereti, nekunyora pasi.
Payment Plans : Makambani eInishuwarenzi anopa zvirongwa zvakasiyana zvekubhadhara. Kusarudza zvirongwa zvakasiyana-siyana zvekubhadhara zvinogona kuchinja mari yako yose. Nguva dzose chengetedza mari kuburikidza nekushandura hurongwa hwako hwekubhadhara kana uri nehutano hwako huripo kana kuti uri kutenga imwe yveshuwarisi.
Nguva Yenguva Yakatsigirwa: Sezvo chimwe chikonzero chokukurudzira bhizinesi rako, makambani mazhinji emishuwarisi anopa mitengo yakaderera kune vatengi vave vave navo kwenguva yakareba. Izvi zvinowanzoita zvishoma asi zvichiri kubatsira munguva refu.
Mitemo yehurumende: Makambani eInishuwarenzi anofanirwa kutevera mitemo yehurumende mauri kugara. Zvinoreva kuti haugoni kuenda pasi kudarika zvido zvako zvishoma. Uyezve, kana nyika yako ine mari yakawedzera semari yeMichigan yeMichigan, iwe neyekambani yehushuwarisi unofanira kutevera.