Index Funds Ndeyekuda Kwevatengesi Venguva refu
Mutungamiri wepotoresi yemari yakachengetedzwa yakawanda inotsvaka kurova pamusika nekusarudza uye kusarudza zvikwereti. Mutungamiri anoita zvakadzama kuongororwa kwezvizhinji zvekutsvaga mukuedza kuparadzanisa maranho emusika - sa S & P 500.
Chii Chinonzi Index Fund?
Nhepfenyuro yemari inofungidzirwa kuti inochengetedzwa pasina. Mutungamiri wehurukuro yekuenzanisira anoedza kuenzanisa kudzoka kwekanyorwa kunotevera kuburikidza nekutenga zvose-kana zvinenge zvose-zvekubata muhurukuro.
Mazana emisika yemakero anogona kuiswa mari kuburikidza nemari pamwe chete uye mari inoshandiswa-kutengesa .
Iwe Unofanirwa Kuva Wako Zvakanaka-Kutarisira Mari kana Index Index?
Izvo zvinogona kukonzera pamusika ndeimwe nzira inoshandiswa nemari yakachengetedzwa inoshandiswa inotarisa mari, uye pfungwa iyi yekunze kwekunaka inokwezva kune vatengesi. Pashure pezvose, sei uchigadzirisa purojeti apo iwe uchiziva kuti iwe uchagamuchira kugadziriswa kwemusika , pasi pekubhadhara mazita, kumugadziri wemari? Zvinosuruvarisa, humwe uchapupu hwokuti mari inobata-shandiswa inogona kuramba ichingopfurikidza maitiro avo akakodzera zvakaoma kuwana. Zvinotova zvakaoma zvikuru kune mumwe munhu wekusimbisa mari kuti aone kuti chii chinonyatsogadziriswa mari inozoparadzanisa rondedzero mugore rakapiwa.
Maererano naVanguard, kwemakore gumi anotungamirira kusvika muna 2007, vazhinji vezvikwata zveSU mari yakashanda nesimba vakaisa pasi pehurukuro yavakanga vachitsvaga kuwedzera. Semuenzaniso, 84% yehutungamiri hukuru hweUnited States inobatanidza mari yakanyanyisa pasi yavo, uye 68% yemari inoshandiswa neUnited States mari shoma shomanana, zvakare.
Nyaya yacho inotonyanya kuipa kune mari yakasungwa yezvisungo zvekusungwa . Muchiitiko ichocho, inenge 95% yebasa rakasungirirwa yezvisungo zvekusungirirwa rakapfurikidza mazita avo emakore gumi anotungamirira kusvika muna 2007.
Active Management: Luck kana Skill?
Iwe unogona kutsanangura kuti dzimwe mari zvechokwadi inorova mazita avo, saka sei usingatengi? Zvakanaka, tinoziva sei kana maneja akashanda akanga ane unyanzvi mukusarudzwa kwekutsvaga, kana kuti aingova nerombo?
Uhu hunobva kuBarclays Global Investors hunoratidza kuti mukana wacho hausi muduku wekuenderera mberi kwekushanda nemumwe mutariri anoshingaira kuti arambe achirova index.
Kwemakore gumi nemashanu emusi waEpril 1, 2001 kusvika munaMarch 31, 2016, 29% chete yemakambani makuru eUnited States akashanda nesimba akakwanisa kurova S & P 500 Index. Icho chishuwo chakasimba chokuti hutungamiri hwekushanda hunorasikirwa nekutonga kusina maturo, kunyanya pane kwenguva refu kwenguva. Ndicho chikonzero nei mari yekuenzanisa yakakosha kune vashandi venguva refu.
Kufungisisa Kwezvinodhura: Index Funds Beat Active
Mari inogadzirirwa zvakakwana inotanga pane zvisingabatsiri kana ichienzaniswa nehuwandu hwemari. Ivhareji inopfuurira yekushandisa mari yekubhadhara mari inobhadharwa inotora 1% kupfuura iyo yakagadzirirwa mubhedha. Izvo zvinokonzera mari ndeimwe chikonzero nei mari inogadziriswa inogadziriswa inoshandiswa pasi pekutsvaga index.
Kufungirwa Mutero: Index Index Zvikwereti-Zvakakwana
Imwe nyaya, iyo isingaratidzi muzvikwereti zvekudzorera mari , ndeyokuti mutariri wepodfolio wegwaro rakarongedzerwa-inotsvaga mitsva yakawedzerwa - inotenga uye inotengesa zvikwereti kakawanda pane yekodzero yemari. Izvi zvinotenga nekutengesa kwematokari nemushandi wekushanda - anozivikanwa sekutsvaga - zvinoguma mubhadharo yepamusoro inowanikwa kune vashandi vemari, sezvo ruzivo rwuri mune mari isina kubhadhara.
Uchapupu hunoratidza kuti pane vakamiriri vashandi vakanaka , asi kuwana vatongi vakadaro mberi kwekusava nehuwandu hwavo kwakaoma. Zvinonyanya kukosha, sezvinoratidzwa neBarclays, kusava nechokwadi nguva dzose kunopoteredza vatungamiri vakanaka. Vanokwanisa here kuramba vachibuda kunze?