Dzivisa mari yakawandisa uye ufare nemari shoma pamwe chete nemakato
Makadhi okubhadharwa mabhiriji iko kwakakosha zvikuru kumabhengi emabhengi emagariro. Vakawanda vanopa zvinhu zvakafanana seongororo yekutarisa - inowanikwa pamutengo webhadharo, kushambadzira kwemafoni kushandiswa uye kuisa mari yakatarwa - pasina mari yepamusoro. Mamwe makadhi ekubhadharwa kubhadharwa ari pane zvinyorwa zvedu anouya nezvinhu zvakakura uye zvinodiwa, vamwe vanokubvumirai kuti muve ne-sub-akhawunti nemakadhi avo okubhadhara. Chinokosha ndechokubhadhara mari, saka iwe unogona kusarudza kadi yakanakisisa yekubhadharwa kubhadhara iyo inoderedza nhamba yemari yaunobhadhara.
01 Best for Cash Reloads: American Express Shandisa FREE REloads
Heino imwe shanduro yeAmerican Express Serve. Uyu anokwidza kusazorazve mari, iyo inonzi perk kana iwe uchida kuita mari yakawanda reloads mumwedzi mumwe chete. Izvo zvakare reload network ine nzvimbo dzinopfuura 45,000 uye inosanganisira CVS Pharmacy, Dollar General, Family Dollar, Rite Aid, Walmart, 7-Eleven uye nezvimwe. Hapanawo mari yekuwedzera mari kubva kubhangi yebhangi.
Iwe uchange uine rusununguko rwekusununguka pamutengo wekubhadhara paIndaneti, kuburitswa kwekubiridzira uye kusununguka kutanga kwepayiti yakakwana Kadhi yacho pachayo yakasununguka kana iwe ukarayira paIndaneti kana $ 3.95 paunenge watenga kubva pane zvekutengesa. Kune mari ye $ 4.95 yemwedzi yemwedzi isingagoni kuregererwa, asi kushandurwa kwekadhi, zvibvumirano uye kushandiswa kwevatengi zvose hazvina kusununguka. Kuenda kweATM kunosununguka kana ukashandisa MoneyPass ATM. Kana zvisina kudaro, iwe uchabhadhara $ 2.50 mari yeATM.
02 Best for Cash Makomborero: American Express Serve Cash Back
Kana uchida kushandisa mari inopfuura $ 600 mwedzi mumwe nomumwe pamakadhi ako okubhadhara, American Express Serve Cash Back inofanira kunge iri muchikwama chako. Iwe uchawana zvisingagumi peresenti yemari yemari yakadzoka nguva dzose paunenge uchitenga nebhadhiro yako yepayidi uye shure kwe $ 595 mukupedza, iwe uchaputsa kunyange pamutengo wemwedzi we $ 5.95. Mipiro yako yemari inowanikwa pakadhi yako kana mushure mekushandisa iwe uye iwe unogona kuregera mibayiro chero nguva.
Gara uchifambisa zvinyorwa zvakananga pasina chekubhadhara mari, kusununguka mu-network ATM kurega, kudzivirirwa kwenhema nekuchengetedzwa kwemazuva 90 pakutengesa kusvika $ 1 000. Mari yekubhadhara mari yakasiyana nemutengesi uye inosvika $ 3.95.
03 Best for Deposits Direct: NetSpend Prepaid
Ibhadhara kusvika mazuva maviri nekukurumidza nekuisa zvakakwana uye kugamuchira kuchenjerera apo mari yako iripo. Iwe unogonawo kuisa mari muakaunti yako uchishandisa cheki yekuisa mari, reload zvakare panzvimbo dzinopfuura 130 000 kana kuwana mari kune shamwari neshamwari dzine Netspend makadhi.
Dhavhima iyo Free Mobile App kuti uite nyore nyore yako Netspend account, uwane mari kumashure kwekutenga kwako zvichienderana nemitemo yako yekushandisa uye kuwana bhonasi yakawedzerwa kune imwe muzamu kana shamwari yako ikasimudzira kadhi yeNetspend.
Iyo Netspend Kadhi yakabhadharwa inouyawo nemashoma mashoma ekuchengetedza. Iwe unogona kuumba nhamba yekadhi yenguva pfupi kuti uishandise pakutengeserana kwepaIndaneti. Nenzira iyo, nhamba yako chaiyo yekadhi haigoni kuratidzwa mukuputsa kwedhina kana kukanganisa. Mari yako inogonawo kudzivirirwa kubva pakutengesa zvinyengeri kana iwe uchizivisa Netspend pakarepo.
Iwe unogona kusarudza kubva pamagadziro matatu ane zvivako zvakasiyana-siyana zvivako zvichienderana nehomwe yako maitiro. Iyo Pay-As-You-Go ndiyo chirongwa chisingagadziriswi, icho chinodhura pasina mari yemwedzi, asi $ 1 yega yega yechinyorwa uye $ 2 yePIN imwe neimwe yekutengesa. Mutungamiri Fee Advantage Plan ndiyo inonyanya kukosha kana iwe uine mari ye $ 500 kana kupfuura. Iwe uchabhadhara $ 5 pamwedzi uye kutengesa kunowanikwa muurongwa.
04 Best for Chase Bank Vatengesi: Chase Liquid Card
The Chase Liquid kubhadharwa kubhadhara mari yebhadharo mari inoshandiswa mari uye mari ndeye FDIC inopihwa kusvika kuwandu hwemari inobvumirwa nemutemo, asi kadhi inowanikwa chete mune 23 nenyaya neChase Bank mapazi. Hapana mari yekuzarura iyo, asi iwe unofanira kupinda mukati rebazi reChese kuti uite saizvozvo. Iwewo uchanzvenga mari yakawanda yekutengesa uchishandisa ATM yeAsing Chai kuti uise mari pakadhi yako kana kuti kubvisa mari kubva kubhuku rako. Zvisinei, mari inokwana madhora 2.50 inowirirwa kana ukashandisa ATM isingateereri kuti ibvise.
Pane mari ye $ 4.95 pamwedzi, asi hapana kushanda mari uye kadhi risina kubhadhara makadhi akarasika kana abiwa. Mari yaunotora pamwedzi inogona kubviswa nekubatanidza kadhi rako kune chekufananidzira Chase chekuongorora kambani.
05 Best for Budgeting: Akimbo Prepaid MasterCard
Akimbo anokubvumira kuti uite kadhi yepayidi yega yega yezvinangwa zvako zvebhajeti uye iwe unokwanisa kutora kadhi imwe neimwe mukati meAkimbo app. Chekutanga kadhi-kambani kadhi yakasununguka uye imwe neimwe pashure payo ndeye $ 4.95 (imwe nguva-chete chete). Iwe unokwanisa kuronga mavhiki ega autoloads yekudzokorora mari. Iwe unogonawo kubvisa nekupa makadhi chero nguva kubva mukati me app, uyewo kugamuchira zvinyorwa zvinyorwa mushure mokutengesa kwega kwega.
Hapana kunyorwa kana kumwedzi pamwedzi. Uyezve, hapana chekubhadhara mutengo nokuda kwekutenga zvinyorwa, asi iwe uchabhadhara $ .99 pamutengo umwe neumwe wekutenga PIN. Kubhadhara mari yeATM inotambirwa $ 1.98 pamusangano umwe neumwe uye mibvunzo yeATM inobhadharwa inotambirwa $ .33 mumwe nomumwe. Kana nhoroondo yako yakarara kwemwedzi 12, iwe uchabhadhara $ 5.95 dormancy mari inotanga mumwedzi wechi13.
06 Best for Walmart Shoppers: Walmart MoneyCard Visa Nemitambo Yokubhadhara
NeWalmart MoneyCard Visa Card, vatengesi veWalmart vanogona kunakidzwa nematatu emari shure kwekutenga paWalmart.com uye imwe yezana mari yakadzoka paWalmart maduka, pamwe ne2% kubva pamari kutengesa kuMurphy USA uye zvivako zveMafuta zveWalmart. Mari yekare inotorwa pa $ 75 mumubairo gore negore.
Kadhi rinouya nehurukuro yakasununguka, chikwereti chekoti, pamwe nepamusoro pebhadharo rebhadharo. Imari ye $ 5 yemwedzi yakasunungurwa chero bedzi iwe uchikwereta $ 1,000 kana kupfuura kune kadhi rako mumwedzi wapfuura. Kudzoserazve mutero kunosvika $ 4.95 zvichienderana nenzira yekudzorera uye nzvimbo. Kubviswa kweATM kunokwereta $ 2.50 pamatengesi uye kuongorora kweATM kune $ 0.50 pamusangano.
07 Best for Kids: FamZoo Prepaid Debit Card
Kudzidzisa vana kuchengetedza mari kunogona kuva nharo munguva yebhadharo uye makadhi emakadhi. FamZoo inoita kuti zvive nyore kuti vabereki vadzidzise vana kuti vangashandisa sei mari yemagetsi nemari shomanana yekubhadhara mari kupfuura yekodheche yekuongorora.
Nekombiji yeZaraZoo yekubhadharwa, iwe unogona kuita dhiyabhorosi nevana mabasa nemakadhi anogadzirisa kuwana nekushanda. Iwe unogona kutumira mari pakati pekadhi uye unotanga kuzvigadzirisa zvakapfurikidza kuwedzerwa kubva kune imwe kadhi kuenda kune imwe, taura kwevhiki rimwe nerimwe kana mwedzi wepahomwe. Pane chimwe chinhu chekuita mabasa epamba uye mabasa kune mibayiro kana zvikwereti uye vabereki vanogona kutovhara nekuvhara makadhi ekuchengetedzwa kwenhema kana kuti kutarisira kadhi yekuwana.
Abhadhara FamZoo kubhadhara kunokubvumira kuronga nekushandisa kusvika kune mana FamZoo makadhi ekubhadharwa chero bedzi kubhadhara kwako kuri kushanda. Iwe unogona kutora makadhi anowedzera kune imwe nguva yebhadharo ye $ 2 mumwe nomumwe. Kubhadharwa kwegore negore ndeye $ 5.99 pamwedzi pamhuri imwe uye kana $ 60 kwemakore maviri kana iwe uchibhadhara.
Hapana chekubhadhara mari yekubhadhara mari. FamZoo haaiti kubhadhara mari yekubhadhara mari, asi vamwe vatapi vanogona kubhadhara mari. Kuchinja pakati pemakadhi kwakasununguka uye pakarepo. Usabhadhara mari yekubhadhara kana uine in-network network ATM.