Chikonzero nei Vakawanda Vachiri Kuda Mari Vachida VTSMX
Zvose zvikwereti zvemari mari yehurumende ndeye mutual fund inobhadhara mubhasikiti yematokari iyo inonyanya kuratidza mashizha emitengo uye kushanda kwechimwe chikwangwani, zvakadai seWilshire 5000 kana The Russell 3000.
Izvo zvinyorwa zvinosanganisira vazhinji vekuAmerica stock stockings vanobatanidzwa pamakambani ezvitengo, ndicho chikonzero "zita rese rekutengesa" rinowanzobatanidzwa muzita remari. Kufanana neS & P 500 Index Funds , Wilshire 5000 inotengeswa nemari, izvo zvinoreva kuti makambani makuru (avo vane huwandu hwemari) inomiririra chikamu chikuru (ngachive pakati pezvinyorwa zvepamusoro) nehuwandu kune makambani maduku.
Chii chinogadzira VTSMX iyo yakakura uye yakanakisisa
- Kusiyana kwezvikwata: VTSMX yakagadzirirwa kupa vashandi vayo mari yekutengeserana kwemakambani ose eU.S equity, kusanganisira makambani maduku-, mid-uye makuru-makambani ekukura nekukosha. Iko mari inotora CRSP US Total Market Index, inomiririra inenge 100% yemari inotengeswa yeAmerica inotengeswa. Iko mari inotakura, iyo inoreva kuti mabhanga makuru emari inomiririra inomiririra zvimwe zvepfetifolio pane zviduku zvishoma.
- Kudhura kwezvinhu : Kutsika kweVTSMX kunoreva kuti hapana chidiro chekutsvakurudza kwepamusoro uye kutengesa mari dzinodiwa kuti uite basa rakanaka. Nhamba yebhadharo yeVTSMX inokwana 0.17%, iyo inonyanya kuderera nemashandiro emabhizimisi uye inowedzera kusvika ku $ 17 chete pa $ 10 000 inotengeswa.
- Kudhura kwakaderera : Chikonzero chikuru che Total Total Market fund yebhadharo yepamusoro ndiyo inowanikwa pasi ye 0.03%. Kuwedzerwa ihoyo yehuwandu yemari yekuchengetwa iyo yakatsiviwa nemari yakasiyana-siyana (kana kuti "yakashandurwa") mugore rapfuura. Mari yakachengetedzwa yemari yakawanda inowanzova nehuwandu hwehutano huri kupfuura 50%, iyo inogona kuguma kwete mumari yepamusoro chete asi kuipa kushanda kwenguva refu.
- Mutero-kubudirira: Chikonzero chakanaka chekutora mari shoma ndekuderedza mitero inopfuurira kumudzimai. Kana mari yekutengeserana inotengesa kubhadhara pamutengo wakakwirira kudarika mutengo unotenga, inobhadhara mutero wemari inowanikwa, iyo inopfuurirwa kune varairi vomu "mafambiro emari ekugoverwa." Kana iwe uine chikwereti chemari mubhadhareti inotengesa, iwe uchabhadhara mitero pazviparidzi izvi. Saka, tichifunga kuti iwe unoda kuderedza mitero, iwe unoda mari yekubhadhara mitero seVTSMX.
Onawo: Best Best Total Stock Market Index Fund uye Total Stock Market Index vs S & P 500
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