Vanguard Total Stock Market Index Fund uye More
Tisati tazopinda mune zvakanakisisa zvikwereti zvemakosheni emadhora emari, tichazoongorora tsanangudzo uye nheyo dzekutanga kuitira kuti uzive kana aya emari mari akakodzera iwe uye zvinangwa zvako zvekutsvaga.
Hezvino chaunofanira kuziva nezvehuwandu hwekuchengetedzwa kwemari:
Yese Stock Market Fund Tsanangudzo
Zvose zvinokonzerwa nemari yemari yemari inoshandiswa mari inoshandiswa muhomwe yematokari iyo inonyanya kuratidza mashizha ekutsvaga uye kushanda kwepakati pekutsvaga kwemusika, zvakadai saWilshire 5000 kana The Russell 3000, iyo inomiririra chikamu chikuru che US kana kuti misika yepasi rose. Semuenzaniso, kubata muWilshire 5000 uye Russell 3000 kunosanganisira vazhinji vekuAmerica stock stockings vanobatanidzwa pamakambani ezvitengo, ndicho chikonzero "zita rekutengesa" zita rinowanzobatanidzwa muzita remari.
Kufanana neS & P 500 Index Funds , Wilshire 5000 ishamba-yekodhi inorema, zvinoreva kuti makambani makuru (avo vane huwandu hwemari) inomiririra chikamu chikuru (zvinoreva pakati pezvinyorwa zvepamusoro) nehuwandu kune makambani maduku. Semuenzaniso, nzvimbo dzepamusoro muWilshire 5000 dzichabatanidza makambani makuru seApple (AAPL), Facebook (FB), uye Microsoft (MSFT).
Dzimwe huwandu hwemari yekuenzanisa mari inotarisa pamatoro kunze kweUnited States Izvo mari inowanzoenderera kune yepasi rose index seFTSE Global All Cap ex US US Index.
Unofanira Kushandisa Iko Total Market Market Index Fund?
Kazhinji, chinangwa chikuru chekushandisa Total Stock Market Index Fund ndechokuita zvakakosha mune imwe nzvimbo yehupfumi yemari (kureva Core uye Satellite Portfolio Strategy ).
Chikonzero cheizvi ndechokuti vatengesi vanogona kuwana rusununguko rwemari yose yeAmerica mune imwe mari inodhura mari. Vanogonazve kuvaka nechepamusoro pechinhu ichocho pamwe nedzimwe dzimba dzinomiririra zvikamu zvakasiyana.
Vashandi vakawanda vanogonawo kushandisa imwe yepamusoro yeS & P 500 Index Fund sezvinonzi core holdings nokuti kuenzaniswa kwakaenzaniswa ne Total Total Market Index Funds yakafanana (nemhaka yekurema kwemahombekombe makuru ehomwe yepamusoro). Zvisinei, Total Stock Market Index mari inopa huwandu hwekusiyana kune S & P 500 Index Index. Mukuwedzera kune zvikwata zveAmerica zvakakura, iwe uchatorawo zviduku-uye mid-cap-stocks mumutengo wekutsvaga.
Nokudaro, pachava nemamwe mapeji uye zviduku zvinyorwa mu Total Total Market Index Fund kuitira kuti pangave nezvimwe zvinosanganiswa nemamwe mari muhomwe yako. Nokuda kwechikonzero ichi, vashandi vakawanda vanosarudza kushandisa S & P 500 Index Fund, pamwe chete nechechina-cap-index index fund, kuti zviwane zvakasiyana-siyana . Saka, kana ukashandisa chikwata chemari yekuchengetedza mari, iva nechokwadi chekuwana mamwe mabhizimisi mumapoka akasiyana-siyana.
Vanguard Total Stock Market Index (VTSMX) uye Three More Index Funds Like It
Iyo yakanakisisa index yemari yemhando ipi zvayo inowanzo iyo iyo ine mari yakaderera yehutano uye inopiwa nehurukuro yakawanda yekutengeserana kana mari yekutengeserana mari (ETF) mhuri:
- Vanguard Total Stock Market Index (VTSMX): Vanguard ndiyo yekutanga yakakonzera uye VTSMX ndeye yekutanga mari yekutsvaga kutora mutengo wose. Chaizvoizvo Vanguard Total Stock Market Index (VTSMX) ndiyo yakawanda mutual fund munyika yose . Nhamba yebhadharo inosvika 0.18%, VTSMX inogadzirisa zvakasimba kubata chero mutual fund fund.
- Schwab Total Stock Market Index (SWTSX): Nhamba yebhadharo ye 0.11%, zvakaoma kurova SWTSX kunze kwekuti iwe wakakwanisa kuwana mari shoma shoma neimwe yeVanguard's Admiral Shares mari.
- iShares Russell 3000 Index Fund (IWV): Iri ndiro Exchange Traded Fund (ETF) rinoshanda zvakanaka kune vashandi vanofarira kushandisa ETF nekuda kwekugona kwavo kutengesa zuva redu sezvikwata kana vanogona kutengesa mamwe ETFs asina kutengesa mari (mamwe makambani ehurumende anobhadhara mari yekutengesa mamwe mari yemari). IWV ine chikwereti chemari ye 0,20%.
- Vanguard Total International Market Market (VGTSX) : Mamwe mashomanana emari ekutengeserana emahombekiti akavhara mashizha kunze kweUnited States uye VGTSX ndeimwe yepamusoro. VGTSX inosanganisira FTSE Global Cap Cap ex ex US Index, iyo inosanganisira kupfuura 6,000 mashizha emakambani mumakambani akabudirira uye ari kubuda.
Zvose zvinowanikwa pasi pekutsvaga mari zvinogona kuve zvakakodzera kune vashandi vanotsvaga mari yekutengeserana semari yekutsinhanisa mari kana (kunyange zviri nani) sekutakura kwepakati pepodfolio.
Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.