Chengetedza Indekisi Yehurongwa Nemari Yakaderera Zvikuru
Kunyange zvazvo zvisingabatsiri hazvirevi kuti zviri nani, iyo yakanakisisa yeS & P 500 Index mari inowanzove iyo ine mari yakaderera yakaenzana . Saka usati waenda uye utengesa mari shoma yehurukuro yaunogona kuwana, iva nechokwadi chekutarisa maitiro echikwata kunze kwemari.
Heano mamwe emhando yehuwandu yemari yaunoda kuongorora asati afunga kutenga.
Kucherechedza Kuratidzira Kwekutevera nekugadzirisa Kwekutsvaga Dzimba Dzakaderera Dzebhadha
Semuenzaniso, pane chimwe chinhu chinonzi kutadza kukanganisa , icho chiyero chekutsvaga kwekutsvaga kwemari pakutsanangurira kana "kuenzanisa" kushanda kwechiratidzo chekuenzanisa.
Chimwe chinokanganisa pamusoro pekutsvakurudza uye kuongorora kukanganisa kukanganisa ndechokuti mutual fund mhuri hadziratidzi pachena pachena kukanganisa kwekutsvaga kwekutsvaga mari yavo. Kunyange zvakadaro kune zvishoma zvingarudzo zvekuti iwe unogona kutsvakurudza kuti uongorore kushanda. Iwe unogona kutanga nematsetse edu eS & P 500 Index Index mari shoma apa asi iwe unodawo kuenzanisa kushanda.
Iwe unogona kuenda pane imwe yenzvimbo dzakanakisisa dzekutsvakurudza mutual funds uye ona kuti pedyo zvakadini kushandiswa kwenhoroondo kwemufambisi kwave kune chinangwa chekutsvaga. Kana iyo inodzoka iri pasi pechiyero chinenge chichienzaniswa zvakafanana nehuwandu hwemari yemari (ona pasi apa), mhosho yekutsvaga yava pedyo. Semuenzaniso, kana chikwereti chemari chekubhadhara mari chiri 0,20% uye ine makore mashanu ekudzoka kwegore rimwechete ye10,00%, uye chienzanidzo chaiva nekudzoka kwe10,20%, mhosho yekutsvaga yakajeka. Mukupfupisa iwe unoda kushanda kwemari yako yemari kuve pasi pekuenzanisa nehurumende yakaenzana yakaenzana seyero yebhadharo.
Kucherechedza Kuda Kwekuda Kwekutsvaga Kuwana Dzimba Dzakaderera Dhepfenyuro
Mushure mokutarira mamiriro ezvakaitika kare, paunotora chikamu chebhadharo munyaya, iyo ichakuudza kuti mari yakachengetedza sei nhamba yekuenzanisa munguva yakapfuura. Semuenzaniso kana S & P 500 index mutual fund ine chikwereti chemari ye 0,20% uye S & P 500 index ine makore mashanu ekudzoka kwegore ye 10,00%, S & P 500 index fund neka (low) chekutsvaga kukanganisa inogona kuve nekudzoka kwegore inenge 9.80. Izvi zvinoreva kuti misiyano chete pakati pehurukuro uye kubhadhara mari yekutengeserana inonzi inoshandiswa kune mari yekubhadhara mari.
Pakupedzisira, usati watarisa mazita edu uye uchitenga S & P 500 Index fund yako yakasarudzwa, iva nechokwadi chekuchengeta mune zvimwe zvikwereti, zvakadai sekubhadhara mari. Semuenzaniso, kana iwe uine kakero kuVanguard, unogona kubhadhara mari yekubhadhara kutenga kutenga mutero, pamwe neSchwab S & P 500 Index, iyo iri kunze kwemhuri yavo yemari. Nzira dzekutengeserana dzinowanikwa pakati pe $ 10 ne $ 20. Saka kana iwe uri dhora-mari inoshandiswa nekupa nguva dzekutenga zvikamu zveS & P 500 Index fund, chiyero chemari chinogona kunge chiri chepasi asi mari yekutengesa inogona kuita kuti mari yacho inodhura kupfuura iyo yekambani yemari yaunoshandisa.
Iwe uchawana zvimwe zveS & P 500 mari shoma yaunogona kutenga ne $ 10,000 kana zvishoma zvakanyorwa pasi apa.
01 Schwab S & P 500 Index Fund
Net Expensive Ratio: 0.09%
Minimum Initial Investment: $ 100
02 Kutendeseka Spartan S & P 500 Index Inotengeswa Chikoro
Net Expensive Ratio: 0.09%
Minimum Initial Investment: $ 2,500
03 SSgA S & P 500 Index Fund
Net Expensive Ratio: 0.16%
Minimum Initial Investment: $ 10 000
04 Vanguard 500 Index Fund Investor Shares
Net Kuwedzerwa Kwemari: 0.14%
Minimum Initial Investment: $ 3,000
05 T. Rowe Price Equity Index 500 Fund
Nhamba yeNet Expense Ratio: 0.21%
Minimum Initial Investment : $ 2,500 nhamba yakabhadhara , $ 1 000 IRAs
06 USAA S & P 500 Index Fund Member Shares
Nayo Kubhadhara Mari: 0.25%
Minimum Initial Investment: $ 3,000