Chengetedza imba yako nezvimwe zvinopfuura inshuwarisi
Imba yako ndeimwe yezvinhu zvako zvinokosha uye kana zvasvika pakuzvidzivirira - unoda zvakanakisisa zvingasarudzwa. Chimwe chinhu chaungave usingazivi ndechokuti muridzi weimba inishuwarenzi hairevi kudzivirirwa kwezvinhu zvakawanda zvinokosha uye zvirongwa mumusha mako zvinogona kuputsa munguva yakawanda kubva pakusakara nekucheka, kusanganisira midziyo yakadai seashers uye dryer, maitiro eHVAC, mapurisa , magetsi uye kumatenga kunonyura (zvichienderana nechikonzero chekudonha, zvinogona kana kuti hazvingafukidzi nemuridzi weimba yveshuwarenzi).
Kunyange kana iwe uine warranty yemuiti wezvigadzirwa zveimba yako uye magetsi, waranti inogona kungoshanda chete kwenguva shoma pasina kutenga kutenga yakawedzerwa uye inogona kuvhara zvikamu zvose uye basa. Nokuwanda kwezvinhu zvako zvinokosha zvakasara zvisina kudzivirirwa, iwe unogona kufunga kuchitenga warranty yemusha kudzivirira kusagadzirisa zvinodhura / kuchinja. Mumwe mukana wokuva nezvose zvekugadzirisa zvinhu zvekumba nekambani imwe chete ndeyekuti kune chirongwa chimwe chete uye imwe kambani inoshevedza kushanda.
Kana iwe uchifunga kuti chirongwa chekugadzirisa pamba chinogona kunge chiri chakanakisisa kwauri, heano mamwe emakambani makuru epambani yekuvimba pamusika.
01 Zvakanakisisa Kwazvo: AFC Home Club (Chokutanga cheAmerica)
AFC Home Club imwe yezvisarudzo zvakakwirira mumakambani ekugadzirisa musha uye inoita kuti zvive nyore kugamuchira zvinyorwa zvepaIndaneti. Iyo kambani inokumbira ruzivo rudiki rwomunhu pachake kuti rupe rugwaro. Izvozvo zvinogona kukurudzira kune ani zvake angangodaro anonetseka nezvekudzivirira ruzivo rwehupenyu rwemuzuva nemakore apo kubhakwa kwekuzivikanwa kunowedzera. AFC Home Club yakasimbiswa muna 2009 uye ine nhamba yeBBB ye "B."
Zviripo zvirongwa zvekushandisa zvinosanganisira:
- Platinum: Yakapfeka mashizha, washer, firiji, inopisa mvura, ovheni, mararamiro, cooktop, dishwasher, kurasa marara, microwave (yakavakwa-mukati), AC, kupisa, magetsi, kupinza mabomba, kupinza mabhomba nekugadzirisa.
- Ndarama: Kufananidzwa kwakafanana seplatinum, kudonhedzwa-mu microwave uye kupera kwepombi.
- Sirivha: Same yekuvhara kwemashoko kudarika microwave (yakavakwa-in), AC, kupisa, magetsi, kupinza mabhomba, kupinza mabhodhi nekugadzirisa.
- Zvirongwa: Mvura inopisa, mhepo, mafosheni, magetsi nemafuta.
02 Best for Deductible Options: America Yakakosha Home Warranty, Inc.
Nzvimbo Yakakosha yeAmerica Home Warranty, Inc. inopa mikana yakawanda inotsvaga yekuenzanisa bhajeti yako. Iwe unokwanisa kugadzira zvirongwa ne $ 50, $ 100 kana $ 125 zvingasarudzwa. Coverage inoshanda pakuvhara kana mazuva makumi matatu kubva kubhadhara. Iyo kambani yakagadzwa muna 1999 uye ine Bhizinesi reBusiness Business (BBB) ye "A +". Coverage inowanikwa mundima 33 uye District of Columbia.
Imba yakakosha yeAmerica Warrant ine zvirongwa zvechirongwa zvekudoka, townhouse, chivako chitsva, mhuri imwe chete uye mhuri dzakawanda. Zvirongwa zvinopesana nehurumende asi zvinopa kugoverwa kwemisha yakawanda yemagetsi nemagetsi. Warranty items covered covered in attic and exhaust fans, washing machine, microwave (built in), AC, heat, electrical, oven / range, plumbing, pool / spa, refrigerators, roof roof and more items listed on the warranty page.
03 Best for Plan Selection: Complete Protection
Pasinei nemari yako, Complete Protection home warranty company ine chirongwa chekugadzirisa bhajeti yako. Zvirongwa zvishanu zvinowanikwa nepamuyamisi kubva pa $ 32 kusvika ku $ 720. Imwe bhonasi yakakwana yeKutevedza Kwekuchengetedzwa kweHurumende mvumo ndeyokuti hapana ducuctible. Izvo zvirongwa zvinobhadharawo nekudzivirira kuchengetedza uye kuvhara zvikamu zvose zvekushandisa. Iwe unogonawo kusarudza iwe pachako unyanzvi hwekugadzira basa. Complete Protection ine BBB rating ye "A +."
Izvi Zvose Kudzivirira mvumo yeimba yezvirongwa zviripo zviripo kune vanotenga pamba nevatengesi:
- Kicheni Laundry plan plan $ 32 pamwedzi kana $ 384 / gore
- Kuchenesa / Kupisa $ 34 mwedzi kana $ 408 / gore
- Nheyo Yakagadzirirwa (Inopisa inotonhorera / inotonhorera, mvura inopisa, mudziyo wokushambidzira, yakarongedza)
- Yakazara Imba $ 50 mwedzi kana $ 600 / gore
- Dzimba Yakazara Kuwedzera $ 60 pamwedzi kana $ 720 / gore.
04 Best for Western US States: Landmark Home Warranty
Landmark yakasimbiswa muna 2004 uye inopa kuvimba kwekuchengetwa kwemusha mumatunhu matanhatu: Arizona, Idaho, Oregon, Texas, Utah, neNevada. Zvikwereti zvinotangira kubva ku $ 375 kusvika ku $ 525 ine deductible ye $ 65. Coverage inoshanda pakuvhara kana mazuva makumi matatu kubva kubhadhara. Landmark ine BBB rating ye "B +."
Kuti uwane chirongwa chemhuri chekugara kubva kuMugumo, unofanira kunge wakagara mumba mako mazuva makumi matatu. Zvisarudzo zvinoshandiswa zvinosiyana nehurumende. Urongwa hunogona kusanganisira:
- Zvakakosha: $ 375 / gore rine mari yekufonera. Covers rekeying services; AC & Kutsigira kuparidzira kwemasangano, kukonzera uye kurapa kurapwa kwezvipembenene, kupisa & kuora, midziyo, magetsi nemafuta.
- Kubatsirwa: $ 450 / gore ane mari yekufonera. All Essential Plan coverage pamwe nekugoverwa kwemvumo, kuputsika kwekodhi, kusagadzikana kusina kukodzera, Freon kudzorerazve / kupora / kuburitsa, magetsi A / C window mauniti, kubvisa uye crane.
- Kukosha: $ 475 / gore rine mari yekufonera. All Essential Plan coverage pamwe nekugoverwa kwe Freon yekudzoka / kuregera / kuburitsa, magetsi eA / C mawindo ejikoni nekicheni firiji.
- Yakazara: $ 525 ane mari yekufonera. All Essential Plan coverage pamwe nekugadziriswa kwe Freon yekudzoka / kupora / kubvisa, magetsi A / C mawindo mawindo, kicheni firiji uye washer / dryer.
05 Best for Reputation: American Home Shield
American Home Shield ndechimwe chekambani yakakurumbira uye yepamusoro yemakambani emakambani ekupoteredza. Yakasimbiswa muna 1971 uye ine bhaB rating ye "B." Zvikwereti zvinotangira kubva ku $ 299 kusvika ku $ 500 pamwe nekodzero dzekutora dze $ 75 kusvika $ 125. Bhokisi rinova rinoshanda mazuva makumi matatu mushure mekutenga.
Zvirongwa zviripo zvinosanganisira:
- Kugadziriswa Purogiramu: Kuvharwa kwemagetsi gumi, kusanganisira washers, dryers, ovens, cooktops, refrigerators nezvimwe.
- "Zvirongwa zveHurongwa: Zvikamu gumi nematanhatu zvekugara kwemisha zvinosanganisira mapiritsi, AC, magetsi nezvimwe.
- "Purogiramu yeCombo: Inobatanidza midziyo uye zvirongwa zvehurongwa hwepakati yakazara pamutengo wakaderedzwa.
- Kana zvirongwa izvi zvisingakodzeri mushumo, iwe unogonawo kuvaka urongwa hwako pachako nehurongwa nemichina yakakosha kwauri.
06 Best for National Coverage: Sarudza Home Warranty
Musha warranty kugoverwa kubva pane Sarudzo yeImba inowanikwa munyika yose. Iyo kambani yakagadzwa muna 2012 uye ine bhakirwo reBB "B." Zvikwereti zvinobva pa $ 299 kusvika ku $ 499 ne $ 60 deductible. Coverage inoshanda mazuva makumi matatu kubva pakutenga. Iko kune $ 60 yemari yebasa uye mari ye $ 75 yokurasikirwa.
Zvirongwa zvitatu zviripo:
- Platinum Care: Inonyanya kuronga hurongwa hwekugadzira mabhodhi, kugadziriswa kweA / C, magetsi, mashizha aisher / dryer, sitofu / ovini, moto wekunwisa, ductwork nezvimwe.
- Kutarisa Kwegoridhe: Kuvhara Kwemhepo inotonhora, inopisa mvura, magomba, magetsi, A / C uye magetsi.
- Bronze Kuchengetedza: Mukati wezvishandiso zvewashoni, kurasa marara, firiji, sitofu / ovini, microwave oven (yakavakwa mukati), ganda rekupisa, rinopisa gorosi uye rakashambidza mbatya.
07 Best for Real Estate Agent: HSA Home Warranty
HSA Home Warranty inopa kuvimba kwekuchengetedzwa kweimba kune vimba uye vashandi veimba. Real estate agents vanochengetedzwa kubva pakugadzirisa magetsi mushure mekupfigirwa pamusha kuchengetedza zvikwereti zvemutemo zvekukuvara. HSA yakasimbiswa muna 1984 uye inobata BBB ye "B." Inopa kugoverwa munharaunda dzakawanda dzeUnited States. Zvikwereti zvinotangira kubva ku $ 589 kusvika ku $ 619 nemikana yakakodzwa ye $ 75 kusvika ku $ 100.
Mutengesi kugoverwa kunobudirira zuva rekushanda uye rinoguma kwemwedzi mitanhatu. Mutengi wekutenga anobudirira pakuvhara uye anoenderera mberi kwemwedzi gumi nembiri (yakadzorerwa gore negore). Zvisarudzo zvinoshandiswa zvinosiyana nehurumende. Heano zvimwe zvezvirongwa zvakajairika zvinowanikwa kuburikidza neHSA:
- Mutengesi / Mutengi Mubhadharo: Inowanikwa ne $ 75 mari yekutengeserana mari ye $ 480 premium; $ 100 mutengo wekutengeserana mutengo we $ 450 premium.
- Mutengesi / Optional Coverage: Central heat / air, heat pump, thermostat, ductwork uye humidifier yakabatanidzwa.
- Basic Coverage Plan: Sarudzo dzevatengesi nevatengi vemagetsi akawanda emagetsi nemagetsi. Vatengesi vanogona kuwedzera kugovera kwekupisa mukati, mweya, pombi uye thermostat ye $ 50 premium.
- Mutengi Seven-Star Upgrade: Shanduro yekuvandudza inopa humwe huwandu hwezvimwe zvivigiro zvepamusoro nemashandi akadai sedenga rekunze air conditioning / heating; garaji gedhi opener, kurasa kwechinoshandiswa nemidziyo nezvimwe. Iko yekuvandudza hurongwa ndeye $ 149. Kuti uwedzere mari yepamusoro, unogona kuwedzera fomu yekugovera mvura inodzivirira mvura, mapupa akanaka emvura, dzimba dzekushambadzira, moto unotapira uye nezvimwe.
08 Zvakanakisisa Zvisingakanganwi muKubatsira: Home Warranty of America
Kune vashandi vepamba vatsva vanoda mari yekugadziriswa kumusha nokukurumidza sezvinobvira, Mvumo yeImba yekuAmerica inopedza zuva rokuvhara. Kambani yakasimbiswa muna 2009 uye ine bhaB rating ye "B." Zvikwereti zvinobva pa $ 275 kusvika ku $ 695 pamwe nedzimwe sarudzo dzinodarika $ 60 kusvika ku100. Home Warranty yeAmerica inopa kupararira munyika yose.
Coverage plans inosanganisira:
- Purogiramu Yokutanga: Kupisa, kushambadzira, kupisa mvura, chimbuzi, sump pampu, mvura inopisa, mvura inopisa inopa mvura, whirlpool bath maruva, cooktop, oven, trash compactor, firiji uye washer / dryer.
- Purezidhendi Plus: Zvose zvinobatsira zvepurogiramu yekutanga, pamwe nekugoverwa kwemhepo yakagadziriswa system / inotonhorera, chimbuzi chinoshandiswa kusvika ku $ 500, mabhomba anosanganisira zvigadziro, mabhazi, misoro yemvura, zvigadziro / mabheji nezvimwewo.
Iwe unogonawo kuwedzera sarudzo yekugadzirisa zvimwe zvinhu uye premium yawedzerwa. Zvose zvakanyorwa zvinowanikwa pano.