Asi, inopfuura hafu yevaya vakaongororwa havana chirongwa chekuenda ikoko, uye kana vangotanga munzira, vanowanzoshamisika kuti zvinorevei. Zvechokwadi, dzimwe mari dzinosangana neimba yeimba inofanirwa kufanirwa, sekubhadhara mari yako.
Asi zvizhinji zvekubhadhara mari yeimba yeimba inotora varidzi vemusha zvisingashamisi, kusanganisira mitero yeimba, inshuwarisi, mabhizimusi ehurumende, nezvimwewo. Vashandi vekuAmerica vanogona kupedza mari inopfuura $ 9,000 pagore pane idzi dzimba dzakachengetwa dzimba uye kuchengetedza mari , maererano nemushumo weZillow uye Thumbtack.
Iwe hausi kuda kuwirirana nemusha chete kuti uwane kuti mari yekugara ichange iine iwe-yakawedzerwa. Heino nhungamiro kune mitsara yaunofanira kuifunga, saka hausi kushamisika apo mabhiriro anotanga kusvika.
Kuvhara Mari
Sezvaunopfigira pamari yako yekutengesa, gadzirira kugadzirwa kwekuchenesa mari yekubhadhara mari, mutero wekubhadhara mari, chikwereti chekubhadhara mari, chikwereti chemhosva , chikwereti cheshuwarisi (inishuwarenzi yebvumirano), kureresa mari (yakabhadharwa kuhofisi yekambani yekunyora kuti inyore chiito ), uye chero ipi zvayo inogona kugadziriswa mubhadharo yemuzinda kana mutengesi akabhadhara mberi. Vose vari mukati, iwe kazhinji unotarisa pavhareji ye 2 kusvika ku5 muzana yemari yose yeimba, anodaro Rebecca Mason, mukuru vamiririri wepurezidhendi uye mutengesi wekutengesa kuOtTle.
Ichasiyana kubva kuhurumende kusvika kune imwe nyika - somuenzaniso, imwe county inogona kukwereta $ 20 peji yekutumira mari, asi imwe inogona kutenga $ 5. Kuti uwane pfungwa iri nani yekuvhara kwekuvhara kwekuzara iwe unofanirwa kuita bhajeti, Bankrate ine mapeji anobatanidza.
Pamba Yekugadzirira
Munawo wose, unofanira kuronga kuripa 1 kusvika 2 muzana yehuwandu hweimba yako gore roga roga mukugadzirisa nekugadzira, maererano neHarvard University Joint Center paIndaneti Studies.
Asi nhamba iyoyo inopesana, uye Jeremy Wacksman, mukuru mukuru wekutengesa kuZillow, anotaura kuti kuchengetedza makondomu kana kuti kunowanikwa mugutaji kunowanzove kwakaderera kune imwe chete-mhuri dzimba munyika yavo pachavo.
Zvimwe zvikumbiro zvakajairika zvekuchengetedza kubva kuZillow neThumbtack zvakadzidza kucheneswa kweimba, kutarisira yadhi, kushambidzwa kwemvura uye kushambidza kushandiswa. Mitengo inowirirana zvikuru kubva panzvimbo. Mutariri wako uye muchengeti wemusha anogona kukubatsira kuti uenzanise kuti chii chinowanzoita mari mumharaunda yako uye nzvimbo, kunyanya kana zvinouya kumakore ekutanga mari. Nzvimbo dzakadai seAngie's List uye Thumbtack dzinogonawo kubatsira nemanhoro.
Imisoro Mitero
Imitero yemitoro haisi kungosiyana-siyana nehurumende, uye haisi yakasimba-inowedzera kana kuderera zvichienderana neguta, mutemo, uye kunyange imba chaiyo. Mutero weNheyo ine faira yemutero wekuwanikwa kwekushandisa nehurumende iwe unogona kushandisa pakuronga mari. Kana iwe uchitenda kuti pfuma yako yepamusoro yakakwirira kudarika inofanira kuenzaniswa nedzimwe dzimba munharaunda yako, unogona kukwereta gweta kuti ubatsire kushungurudza mitero yako (kazhinji nokuda kwehuwandu hwemari iyo munhu anokuponesa iwe). Iwe unogona kuzviita iwe pachako uye kuchengetedza mari.
Utilities
Mari yekushandisa inogona kuva yakawanda nhamba semutero wemitengo, inoti Wacksman - achiita mazana maviri emadhora kana kupfuura.
Inofanidza kuchinja nemamiriro ekunze, kubva gore kubva ku $ 2 616 (muAtlanta, GA, somuenzaniso) kusvika ku $ 3 480 (Portland, OR). Ivhareji yenyika yose ine $ 2,964. Asi kuti uwane pfungwa yakajeka yezvaunofanira kuronga, bvunza shamwari yako neimba munharaunda yaunenge uchitarisa kukupa peek pamitambo yake yepamwedzi, kuve nechokwadi chekugadzirisa hukuru hweimba yavo kana yewe. Izvi zvinogona kuvawo kuvhura kwemaziso apo zvinosvika pakuchengetwa kwemasese, mabhiriji emvura, uye kunyange mutengo wemunzvimbo yekutengesa.
Vaimba Pamba Inishuwarenzi
Kana uri kuwana chikwereti, iwe uchadikanwa kuva neimba yerinishuwarenzi . Uye kunyange kana iwe uchibhadhara mari yeimba yako, iwe unofanirwa kuva nayo zvakadaro. Iwe unonyanya kushandisa kutenga mari yekugadzirisa mari iyo inobhadhara mari yekutsvaga zvinhu zvakabirwa kana kukuvadzwa mumoto, kwete pane izvo zvinokupa kukosha kweikoshi kwezvinhu zvakarasika.
Maererano neInishuwarenzi yeInishuwarenzi, inowanikwa purogiramu yegore ndeye $ 1,132. Asi iwe unogona kuzviponesa mari yakawanda kuburikidza nekutengesa zvakapoteredza, zvose zviri paIndaneti uye kubva. Uye mubvunze pamusoro pezvipi zviduku zvinogona kuwanikwa, kusanganisira zviduku zvekuchengetedzwa kwemagadziro, kushanda kubva kumba, nekugadzirisa zvinyorwa zveimba yako ne auto auto insurance yako.
Pakupedzisira, cherechedza zvisingakwaniswi nevhudzi vemisha yveshuwarenzi. Zvinetso zvinongoda kuchengetedza imba nefuma mukati, asi kana uri kutenga condominium, kubatanidzwa kungaita mutoro wevatasvi vematambudziko epamba. Uye kana iwe uri munharaunda yemafashamo, iwe unoda flood inshuwarheni zvakare.
NaHayden Field