Asi ndeipi nzira yakanakisisa yekuisa mari, uye ndezvipi zvaungasarudza kana iwe ukashandisa kambani yebhangi iri muIndaneti?
Tora iyo kuBanki
Kana iwe uine kambani pane bhangi-uye-bhaka bhangi kana chikwereti chebato, tora mari yako kubazi ugoita mari.
Iwe unotanga kuwana mhindu nokukurumidza, uye iwe haufaniri kubhadhara chero mari yekuita mari yacho . Kana iwe ukaisa mari mu-munhu (newaudza), mari yacho inofanira kuwanika kakawanda kana zvishoma pakarepo , kuitira kuti iwe ukwanise kubhadhara zvikwereti , kutora mari yacho kunze, kana kutenga zvigadzirwa nemari yako yebhadharo.
Chikwereti chinobatsira: unotarisira kuti une matavi akawanda pedyo. Kana iwe kubhengi pane chikwereti chikamu icho chikamu chebato rakabatanidzwa, unogona kuisa mari kune imwe nhengo yebazi ( kwete paimba yako yekodhi ). Izvozvo zvinogona kuita kuti upenyu huve nyore kana uri kufamba kana iwe wakatamira kubva pakusvhura account.
ATM Dhiyabhorosi
Mazuva ano, unogona kuisa mari paATM uye nechivimbo chakakwana (izvo zvisingatauri maawa ekubhengi). ATM dzinowanzoshanda zvakanaka, asi kune ngozi yakawanda paATM pane inenge iine mutauri. Chero kusakanikana kwemagetsi kana network network kunogona kukonzera matambudziko - uye inogona kuva mazuva mashomanana kusati kwaitika kugadziriswa.
Nzira yekuita sei ATM inoshandiswa: iyo nzira yekuisa mari paATM inokanganisa kubva kubhangi kusvika kubhangi. Iwe unogona kushandiswa kushandisa kadhi yako yebhadhiro nePIN kuti uwane maakaunti yako usati waita dhipiti. Mamwe ma ATM anoverenga uye kuverenga mabhiriro paunenge uchiaisa, asi vamwe vanokukumbira kuti uise mari yacho muvhopupe (saka ichazoverengwa gare gare nebasa rebhangi).
Mari inowanikwa: ATM inowanikwa zvakanaka, asi mari inogona kunge isingawanikwi muakaunti yako pakarepo mushure mekuita mari - kunyange iwe uri kuisa mari. Mitemo yakawanda (uye mutemo wezvematongerwo enyika) inobvumira mabhengi kubata mari yezuva rimwe, uye kubata kunogona kuramba kwenguva yakareba, zvichienderana neavo vane ATM. Kana iwe uchida mari nokukurumidza, mu-munhu munhu anoisa mari yakanakisisa.
PaIndaneti-Ndiyo Mabhangi chete
Kana uri kuedza kuisa mari kubhadha rebhangi iri muIndaneti, hurongwa huri hwakaoma - asi hahubviri.
NHA kutamisa: nzira iri nyore ndeyekuisa mari pabhangi-uye-mortar bank kana kubhadhara chikwereti uye kuendesa mari kubhengi yako yebhangi iri paIndaneti. Ndicho chimwe chezvikonzero zvakasiyana siyana nei zvichikosha kuchengetedza brick-uye-mortar account yakazaruka .
ATM inotumira: mamwe mabhizimusi ari muIndaneti anobvuma kuiswa maATM. Tarisa nebhangi rako kuti uone kana iwe uchida kushandisa imwe nhare yeATM, uye tsvaga mapegi emagetsi paATM ari pedyo. Mari yebhangi yako inogona kunge ine yekutora nzvimbo yeATM.
Mari yekurayira: kana bhenji rako richibvuma kuiswa nemishu, unogona kutenga mari yekuita mari nemari uye kutumira mari yekuita mari kubhangi rako. Icho chinononoka uye chinokonzera matanho, asi inogona kunge iri yako chete yekusarudza. Iwe unofanirwa kubhadhara mari yega yega yega (kanowanzopoteredza imwe dollar pane zvekudya uye mabhizimisi anowanikwa) uye kutumira, saka zviduku zviduku zvingave zvisina kukodzera.
Imwe nzira ndeyekuisa mari yekuita mari nebhangi rekufambisa mari yebhangi yako. Izvi zvinoponesa pamameri nguva, asi iwe uchiri kudikanwa kuti uwane mutemo wemari.
Mirairo yemari inogona kuva yakaoma nokuti mamwe masangano emari haaagamuchiri, kana haakubvumi kuti uzviise kure. Bvunza bhadha rako kuti vanoita sei mari yekuraira (kana kuti verenga chibvumirano chako chekuisa mari) usati wabuda uye utenge imwe.
Dhipatimendi kune kadhi rakabhadharwa: mamwe makadhi ekubhadharwa kubhadharo anosarudza mari yemari, uye iwe unogona kukwanisa kubhadhara kambani yako yakabhadharwa kubhengi yako yebhanki iri muIndaneti. Izvi zvinokubvumira kuti uwedzere kuwedzerwa magetsi, sekunge iwe wakashandisa brick-uye-mortar bank. Tarisa kadhi rakabhadharwa rinokubvumira kuti uite mari panzvimbo dzezvitoro (Walmart, somuenzaniso). Imwe nzira ndeyekushandisa kadi yebhanji inogona kuidzoserwa zvakare apo iwe unotengazve kutora makadhi kune vatengesi vakakurumbira semashambadzi uye mabhizimisi anokwanisa (iwe uchabhadhara mari yekushandisa zvakare pakadhi, uye wobva wawedzera mari iyo kubhadha yako yepayidi).
The Deposit Slip
Kana iwe ukaisa mari kubhangi kana chikwereti chebato, iwe uchada kushandisa slip deposit. Izvi zvinongova chidimbu chepepa chinotaurira muudzei kuti aise mari yacho. Nyora zita rako uye nhamba yekambani pane slip deposit (izvi zvinowanzowanika muimba yekuchengetedza kana kutyaira). Mutsara wokutanga uri kurutivi rworudyi rwechidimbu chechidimbu kazhinji inonzi "CASH," uye apa ndipo paunofanira kunyora chikwereti chako.
Usatumira Mail Cash
Chero chaunenge uchiita, usatombotumira mail mari. Izvo zvemasipuraneti zvakachengeteka, asi hazvina kukodzera ngozi. Kana tsamba yako yakarasika kana iya kuba, iwe uri kunze kwematambudziko; mhando yemari ndeyekuti hapana nzira yekuona nayo mari kana kuitora.
Kana iwe usingakwanise kuisa mari mubhangi rebhangi uye iwe unotengesa kushandisa mail, edza kushandisa shanduro yemari panzvimbo. Kusiyana nemari, mari yegoridhe inogona kushandiswa chete nemumwe munhu kana kambani. Tora mari yako kune chero mari yekupa mubhadhati uye utumira mari yekuita mari kubhengi rako (pamwe nedipi yebhadhiro, kana chero chero bhanzi rako rinoda kuti tsamba dzipiwe). Iwe uchakwanisa kutevera urongwa hwemari uye hurasire iyo kana gwaro racho rakarasika kana kubiwa. Mitemo yemari uye matampu zvinogona kutenga mari shomanana, asi zviri nani kupfuura kurasikirwa ne100% yemari yako.
Iva nemari shoma
Kana chiri chinetso chokuisa mari, edza kuwana zvishoma. Kumbira vanhu kukubhadhara imwe nzira: mari yekubhadhara paIndaneti, cheki, kana kuti mirairo yemari ndeye nzira dzakawanda dzekubhadhara. PayPal, Popmoney, uye Venmo vanoita kuti zvive nyore kutumira mari paIndaneti , dzimwe nguva pasina. Kana vanhu vachikubhadhara ne cheki, unogona kutumira mameseji kana kuisa cheki kure kure neimba yako kana kuhofisi.