Kuva nechikwereti chako chekwereti chinenge chave chimwe chezviitiko zvinonyadzisa zvikuru muupenyu hwedu, zvikuru kana iwe uri wekutanga mumutsara wakareba wevatengi kana kuti zvakanyanya, iwe hauna imwe nzira yekubhadhara.
Kana muchengeti achipa kadhi rako rechikwereti, iyo yebhadharo inotaurirana nekadhi kadhi rako rechikwereti kuti uone kana kadhi rako rechikwereti rakakodzera uye iwe une mari yakawanda inowanikwa yekutengesa.
Kana zvinhu zvose zvakanaka nekadhi rako rechikwereti, sarudzo inotumira zvakare "shoko rakagamuchirwa" uye mutengesi wako unoguma. Zvisinei, mune zvimwe zviitiko, kadhi rechikwereti rinotumira zvakare shoko rinowedzera kukweretesa kadhi rako rechikwereti.
Zvikonzero Zvishanu Zvikwereti Kadhi Yako Kwereti Yakaderera
Pane zvikonzero zvishoma zvinowanzoita kuti kadhi rako rechikwereti risakurwe. Dzimwe dzazvo dzinogona kunge dzisiri kushamwaridzana pakati pako nekadhi kadhi rechikwereti. Kana kuti, zvinogona kunge zvakakonzerwa nechimwe chinhu chawakamboita neakaunti yako. Heano zvikonzero zvishoma zvinowanzoitika zvinogona kutsanangura kuti nei kadhi rako rechikwereti rakaramba.
Iwe hauna chikwereti chakakwana chekuwana . Mari yako inowanikwa ndiyo musiyano pakati pekadhi yako yekadhi uye chikwereti chako chemari. Iwe unogona kubuda kunze kwechikwereti chiripo mushure mekushandisa mari spree kana iwe wakanga uine chikwereti chako chechikwereti chakatemwa zvisingatarisirwi. Ramba uchifunga kuti mvumo inobata kubva munzvimbo dzakadai sehotera uye masangano ekubhadhara motokari inoderedzawo mari yako iripo.
Aunti yako yakavharwa . Kadhi kadikiti vanobudisa mari vanovhara makadhi emakadhi pasina nyevero kune zvikonzero zvakasiyana-siyana. Kana, zvinogona kuti kadhi yako yekubhadhara chikwereti yakatumira tsamba, asi iwe hauna kuigamuchira zvakare.
Mari yako yakapfuura yakakodzera . Kana iwe wakarasikirwa nekodhi kadhi rechikwereti, kadhi yako yekwereti yekwereti inogona kunge yakamisa kusimudza kwako kukwanisa kutenga mitsva.
Iwe unofanirwa kuunza compte yako ikozvino kuti udzorere maropafadzo ako ekutenga.
Kadhi yako yekwereti yapera . Chengeta zuva rawakapera pane kadhi rako rechikwereti. Kana zuva rokupera rapera, iro rinogona kutsanangura kuti sei kadhi rako rechikwereti rakaramba. Kadhi kadikiti yako yechikwereti ingangodaro yakatumira kadhi rakatsiviwa mune tsamba. Iwe unongoda kuwana kadhi idzva uye kuigadzirisa.
Aunti yako yakave yakarongedzwa nokuda kwekubiridzira . Kadhi-kadhi yemabhadhari vanogara vachitarisa chikwereti chekwereti chekwereti kuti vave nechokwadi chokuti vanokodzera mufananidzo wenyu wekutenga. Chero chipi zvacho kunze kwemari yako chaiyo yekushandisa maitiro angave akafananidzirwa senhema uye anoita kuti kadhi rako rechikwereti rirambe rakarambidzwa.
Chii Chingaita Kana Kadhi Yako Kwereti Inorambidzwa?
Kana kadhi rako rechikwereti rakarambidzwa, chinhu chinonyanya kuitika ndopedzisa mutengesi wako nedzimwe nzira yekubhadhara-cash, debit card, kana imwe kadhi rechikwereti.
Kuti uwane zviri kuitika neAndikiti yako, ipa kadhi rako rechikwereti mutero. Vachakwanisa kukuudza chikonzero chaicho chekuti kadhi rako rechikwereti rakaramba. Mune zvimwe zviitiko, sekufungidzirwa kusvibiswa somuenzaniso, kadhi yako yekwereti yekwereti inokwanisa kugadzirisa nyaya kuitira kuti kutengeserana kwako kuite zvakanaka.
Nzira Yokugadzirisa Nayo Kusina Kutevedzwa Kwekubhadhara Nzira
Fungidzira mamiriro ezvinhu akaipisisa okuva nekadhi rako rechikwereti rakaramba, asi risina chekuchengetedza mari yekuchengetedza.
Nezvimwe mabhizinesi, unogona kungoisa zvigadzirwa zvako kumashure pane rakafuridzirwa uye kudzoka gare kwezvinhu zvako apo une imwe nzira yekubhadhara. Mune zvimwe zviitiko, kana iwe uine chikwereti chemari yekutengesa iwe watenge watopedza kana mabasa ako atogamuchira, iwe uchafanirwa kugadzirisa mhinduro nebhizimisi.
Ramba wakadzikama uye uremekedze . Usapomera mhosva mudziyo kana yekudyira. Vachave vakagadzirira kushanda nemi kana vane mafungiro akanaka. Bvunza kana iwe ungabvumidzwa kudzokera kune bhizinesi gare gare kugadzirisa bhaari yako mushure mokunge wagadzirisa nyaya yacho kana kuti ukawana imwe nzira yekubhadhara. (Iwe unogona kutaura kumutungamiriri kuti aite chikumbiro ichi.) Ipa bhizinesi rako ruzivo rwekutsvaga sevimbiso shomanana yekuti iwe unogona kutaurirwa kubhadhara.
Ipa kuti upe chikamu chezvibatwa kusvikira iwe udzoka .
Kana bhizinesi richida kukubvumira kusiya pasina kubhadhara mari yako, ita kuti uende chimwe chinhu neavo chaizokupa kuti uchadzoka.
Dana mumwe munhu kuti akubatsire . Shamwari kana nhengo yemhuri inogona kukwanisa kubhadhara foni kana kuunza mari yekuchengetedza mari kuitira kuti ugone kutarisira kubhadhara kwako. Muchiitiko ichocho, iwe uchange uine chikwereti kwauri shamwari yako panzvimbo yebhizimisi.
Kuva nekadhi rako rechikwereti rakakanganiswa nguva dzose rinogona. Kunyange kana iwe ukaita zvose zvaunenge uchibhadhara nenguva uye uchengetedze kadhi rako rechikwereti rakamira zvakanaka, iwe hauzive zviri kuitika pane kadhi rechikwereti mugumo wekusvitsa. Nguva dzose unotakura maitiro maviri ekubhadhara newe, sewe kadhi rechikwereti uye kadhi yebhengi. Nenzira iyo iwe haungapindi mune chinetso kupedzisa mutengesi.