Kana uri kuverenga izvi, iwe unenge uchiva nekutaura kwevanyori. Wakafunga kuti kuburitsa kadhi rechikwereti kana chikwereti kune waunoda chakanga chisina pfungwa yakanaka uye iwe unoda kubvisa zita rako kubva pachikwereti. Kubvisa zita rako kubva kune chikwereti chakachengetwa hazvizove nyore, nokuti mamwe madhora angave asingakwanisi.
Kubhadhara chikwereti kana kadhi rechikwereti kunotsanangurira bhagheni kuti unoda kubhadhara kana mumwe munhu asiri.
Cosigning inorevawo kuti bhangi ringakuteverai kubhadhara kunyange kana mumwe munhu akasiya firiji kana kuti apfuura chikwereti chisati chabhadharwa.
Sezvo mutemo mukuru, bhanhire haringabvisi zita renyu kubva kune chikwereti chakakonzerwa kunze kwekuti mumwe munhu akaratidza kuti vanogona kutora chikwereti ivo pachavo. Funga nezvazvo: iwe haungazobvunzwa kubvuma kana mumwe akwereta akaratidza kukwanisa uku kubvira pakutanga. Zvichida zvinhu zvakashanduka kubvira ipapo. Bhenji ichada zvechokwadi uchapupu.
Kubvisa Zita Rako Kubva Mubhadharo Yakabatanidzwa
Tsvaga kusunungurwa komudzidzi . Zvimwe zvikwereti zvine purogiramu inosunungura musungo wekusimbisa mushure mokunge imwe nhamba yezvikwereti pa-nguva yekubhadhara yakaitwa. Makore maviri e--kubhadhara nguva inoita sokuti ndiyo inowanzo. Verenga nemagwaro ako emari chikwereti kuti uone kana pane rudzi rwepurogiramu yakabatanidzwa nemari yako. Kana, tanidzai chikwereti uye mubvunze kana chimwe chinhu chakadai chinoshanda kune chikwereti chenyu.
Refinance kana kusimbisa . Imwe nzira ndeyekuti kune imwe chikwereti ichigadzirisa chikwereti muzita ravo. Kuti zvikwanisire kugadziriswa , munhu akwereta anoda kuva nekodzero yakanaka yekwereti uye mari yakakwana yekuita kuti mari yechikwereti mitsva inobhadharwa pamwedzi. Kubatanidzwa kwakajairika nevadzidzi vechikwereti. Kana uyo akakwereta akakodzera, anogona kushandisa chikwereti chekubatanidza kubhadhara chikwereti chawakabatira.
Mari yepakutanga yakabhadharwa yakaramba ichinyorwa pamushumo wekwereti yako, asi inofanira kuratidza kuti iyo yakavharwa uye inobhadharwa zvakakwana. Mitero - uye kwete-kubhadhara chikwereti chekusimbisa hachizokukanganisa kana zita rako risina kunyorwa pane chikwereti.
Kutengesa mafasi uye kubhadhara chikwereti . Kana iwe ukasayina pamusha kana kuti chikwereti chemotokari uye mumwe munhu asiri kubhadhara sezvinodiwa, unogona kukwanisa kutengesa zvinhu (motokari kana imba) uye kushandisa mari kubhadhara chikwereti. Zita rako rinofanira kunge riri pamusoro wekutengesa imba kune mumwe munhu.
Bvisa Zita Rako kubva kune Credit Card
Chikadhi chekwereti chikwereti chinogona kubvisa zita rako kubva pachikwereti chekwereti kana pasina chikwereti pane kadhi. Zvisinei, kana pane chikwereti, iwe unofanirwa kuchibhadhara iwe usati waita marudzi aya ezvakashandurwa kuakaunti.
Tumira chikamu . Mumwe wacho akwereta anogona kukwanisa kuendesa chikamu kune kadhi rechikwereti riri muzita ravo chete. Kana imwe nguva chikamu chichiendeswa, chengetedza kadhi rechikwereti kuti mhaka dzomunguva yemberi isingagoni kuitwa kuigwaro. Kuti uchengetedze mhaka dzemangwana dzinenge dzisiri kuitwa, unogona kukumbira kadhi rechikwereti kuti awedzere maitiro mumagariro avo anoratidza kuti kadhi rekadhi rechikwereti harifaniri kuzarurwa zvakare.
Bvisa chikamu iwe pachako . Hazvizofadzi kubhadhara chikwereti chekwereti chawakaita uye hachina kubatsirwa kubva. Zvisinei, kubhadhara mari iri nani pane kukuvadza chikwereti chako uye kuva nevatokwereti vatengesi vanokutevera. Iwe unogona kunyange kuvhara kambani kana kuva nekadhi rechikwereti rechikwereti kupisa chikwereti chekwereti saka hapana mhaka dzomunguva yemberi inogona kuitirwa kadhi, kunyanya apo uri kuedza kubvisa chikero.
Bvisa Zita Rako Kubva Mubhadharo Yakabatanidzwa
Kana munhu waunoda akanganisa chikwangwani chako pachikwereti, inokuisa panzvimbo yakaoma. Iwe hausi kuda kutongwa nemhosva yausina kumboita, asi iwe unodawo kudzivisa kuva newaunoda kuti asungwe nekuda kwechinhu chakaipa kana chekubiridzira - chimwe chinhu chingaitika kana iwe uchiridza mhere kuti uzvibvise kubva pachigamba.
Uyo anokweretesa angasazobvisa zita rako kubva kuchikwereti chakakoshwa kunze kwekuti iwe ugovapa chibharo kumapurisa kana kuti uvape chivimbiso chechisayinini apo muchengeti anobvuma kune mhosva.
Vose vari vaviri vanoisa mudiwa wako panjodzi yekuita mutemo. Kana iwe usingaregi chikwereti ichiziva nezvekuregererwa mushure mokunge wawana, kunyarara kwako kunogona kududzirwa sekubvuma. Mune mamwe mazwi, iwe unogona kuva nemhosva kune chikwereti.
Iwe unogona kuedza kutora chimwe chezviito zvakataurwa kare: ita munhu wacho kugadzirisa kana kusimbisa chikwereti kana kutamisa chikamu kana iri kadhi rechikwereti. Iwe unogonawo kuita urongwa nemurume iyeye kuti avabhadhara chikwereti mukati mehumwe nguva, nguva pfupi kupfuura mberi. Iwe unogona kuva nechiratidzo chechiremba chivimbiso chichibvumirana nekugadziriswa chete kana zvikasazobhadhara chikwereti uye gare gare edza kutora kuti iwe wakatora mari.
Last Resort
Kana iwe usingakwanise kuwana chikwereti kubvisa zita rako kubva kune chikwereti chakabvumirwa kana chikwereti chekwereti chekwereti , chakanakisisa chaunosarudza ndechekuti uchengetedze mari shoma shoma kusvikira mubhadharo uchibhadharwa kana kuti mumwe wacho akakwereta awane iyo account mu zita rake. Kuisa mari kungasava nyaya kunze kwekuti mumwe munhu asiri kutarisana nemaripo, saka svika muitiro wekutarisa mamiriro ekubhadhara, kunyanya mumazuva anotungamirira zuva rakakodzera, pazuva rakakodzera , uye zuva rakatevera . Usamirira kwenguva yakareba nokuti zvikwereti zvinononoka zvinotora chikwereti chako chemari shure kwemazuva makumi matatu.