Iwe Unofanirwa Kuisa Pane Kubhadhara?

by LaToya Irby

Pane chisarudzo chinopesana nekutengesa kubhadhara uye nekuda kwechikonzero chakanaka. Inoparadza chikwereti chako uye inokuvadza kubhadhara kwako. Kunyange zvazvo kubhadhara kuchapera kubva kune chikwereti chako chekwereti mushure memakore 7-10, zvikwereti zvizhinji zvekubhadhara zvinokumbira kana iwe wakambotumira. Kana iwe ukati "kwete" apo chokwadi chiri "hungu," une mhosva yekubiridzira uye unogona kupomerwa.

Nguva dzose zviri nani kubhadhara zvikwereti zvako pane kufambisa bhadha. Kuisa mabhizimusi kunogonawo kuchinja muupenyu hwako hwepfungwa kana hupenyu hwako . Vanhu vakaisa mari yekudarika vanorondedzera manzwiro ekuzvidemba nekukundikana makore mushure mekunyora. Sezvaunofunga pamusoro pekutsvaga kubhadhara, apa pane zvimwe zvinhu zvokufunga.

01 Wakaedza Kukurukura Nevatengi Vako?

Vanhu vane chikwereti vangadai vakagadzirisa chikwereti newe kupfuura kuti yakabviswa mubhadhadzi. Zvinogona kunge zviri nyore kutaurirana kugadzirisa kana iwe watova mwedzi mishomanana kubva pakubhadhara. Kana iwe uripo ikozvino, vatengi havaoni chero chikonzero chekuderedza chikwereti chako. Izvozvo hazvirevi kuti iwe unofanira kunge uchinge wawira kumashure pamari yako yako kuitira kuti iwe ugone kuwana mvumo, asi kana iwe uchitova kumashure, inokupa chipurano chekubatana.

02 Wakamboda Kutsvaga Kubhadhara Mari?

PhotoAlto / Laurence Mouton / Getty Images

Kazhinji kana iwe usingabudiriri kutaurirana nevatengi vako, mutengi wekwereti anokwanisa kuwana migumisiro. Vatengi vechikwereti vanogona kuwanzoita mari yepamusoro yekutengesa uye kubhadhara kwemwedzi. Havana masimba makuru; vanoziva chete chinhu chakanaka chakutaura. Pasi pemutemo weChitsauko 7 chekudarika , iwe unofanira kutora chikwereti kubhadhara kwemwedzi mitanhatu usati waita kuti uwane mari, kuitira kuti iwe unogona kuongorora zvakare sekushandiswa kwebhengi. Izvi zvinogona, asi dzimwe nguva hazviregi kutamba kuri kuuya.

03 Mipiro Yako Inogadziriswa Here?

Kana vako vane chikwereti nevakweretesa vatotongerwa kutongwa pamusoro penyu uye vakagadzirisa mubairo wenyu, kufungidzira kubhadhara kunogona kumira kugadziriswa mubhadharo uye vangakwanisa kukubatsira kuwana mamwe emari yakachengetwa zvakare, maererano neAmerican Banking Institute.

04 Une Mishonga Yezvokurapa Ndezvipi Zvisina Kufukidzwa neInishuwarenzi?

Pane chikonzero chekuti zvikwereti zvezvechiremba ndeimwe yezvinokonzera kukanganisa. Nokuti vanhu havangakwanisi kubhadhara zvikwereti izvi, kunyange kana vane utano hwehutano. Kunyangarika kunogona kupa rubatsiro rwemari yako yezvechiremba kuburikidza nekuvabudisa zvachose, kana nekuuya neurongwa hwemakore matatu kana mashanu hwekubhadhara.

05 Une Matombo Here?

Kana iwe usiri pfuma yako kana kana zvinhu zvaunazvo zvakakosha zvishoma pane chikwereti chaunokwereta, unogona kufunga nezvekuisa chikwereti. Uyezve, kana iwe uine zvinhu zvakachengetedzwa nemukwereti, unogona kubhadhara mari kuti urege kurasikirwa nezvinhu izvi (kureva imba kana motokari).

06 Unowana Kuponesa Here?

Paunofambisa kubhadhara, unenge uchida kutarisa zvinhu zvako zvose. Kunyange zvazvo zvimwe zvinhu zvakadai seanmony, kutsigirwa kwevana, zvimwe zvikomborero zvevanhu zvinodzivirirwa, mari yakawanda yekuchengetedza yakawanda haisi. Kushidzira kubhadhara kunogona kuve sarudzo kana iwe usina mari yekubhadhara chikwereti chako.

07 Wakambotambudzwa Here?

Kana iwe wakagamuchira mhaka yekutongwa, unofanira kutaurira gweta. Usakanganwa hurumende kana kuti mutongi (munhu anokuteerera) angawana mutongo usingagumi pamusoro pako uye anogona kugamuchira mvumo yekugadzirisa mubairo wako kana kutora chimwe chezvinhu zvako. Kushidzira kubhadhara kunogona kudzivirira chero kutonga kusingawaniki newe.

08 Bata Mutori wenhau

Mamiriro ezvinhu ose akasiyana. Mashoko aya anowanikwa apa ndeongorangariro chete uye haasi mazano epamutemo. Kana iwe uri kunyatsofunga kubhadhara, taura nevatengi vemutemo mutengesi kuti vataure pamusoro pekusarudza kwako kubhadhara. Gweta rinogona kudzokorora zvinhu zvemamiriro ako ezvinhu nekukubatsira iwe kusarudza kana kuisa chikwereti ndiyo nzira yakakodzera kwauri.