Chii Chinonzi Basic Equity Fund Tsanangudzo?
Imwe mari yehutano ndeye rudzi rwehurumende yehurumende iyo ine mvumo inoda mutevedzeri wemapatotikoti kuti atsire mari yevatori vemari muhuwandu hwemabhizimisi, ayo anonziwo zvikwereti, zvakadai sezvikwata zvinowanikwa zvekambani dzinoshandiswa pachena.
Equity mari inogona kuuya mune zvose zvechigarire mutual fund zvakasiyana-siyana kana se-zvinonzi ETFs, izvo zvishoma zve Exchange Exchange Fund. Iko kushambadzira kwekupedzisira pamusoro pekutengeswa kwemabhizimisi zuva rose, sezvikamu zvega zvega zvekutengesa, asi sangano rehurumende rinowanzogadzirisa kamwe chete pazuva, nekutenga uye kutengesa mirairo yakatarwa mushure memaawa kuti uverenge Net Asset Value, kana NAV .
Kune Marudzi Akasiyana Equity Funds?
Kune marudzi mazhinji akasiyana emari yekuenzanisa, kusanganisira mari dzenyika dzakaenzana, iyo inotengeswa mumatokari kunze kwenyika yako yemunyika, mari yekutengesa pasi rose, iyo inowedzera pasi pose pasi kusanganisira nyika yako yekugara, mari yezvikwereti, iyo inoshandiswa mune imwe nzvimbo nzvimbo hupfumi hwakadai semakambani ekuterevhizheni kana mabhangi, uye kunyange mari yekutengesa mari inokwana mari, inogadzirisa zvikwereti kune micro cap, ndogo cap, medium cap, kapu huru, kana makambani mega-cap. Imwe yemhando dzinonyanya kuzivikanwa yemari yekuenzanisa ndeye chikwereti chemari, iyo inoshanda se "mari isina tsvina", kuisa mari mumatanda anoisa mufananidzo wakafanana neDow Jones Industrial Average .
Ndinofanira Kuzviisa muEquity Fund kana muVanhu Vose Zvitoro?
Chisarudzo chakakosha iyo mutengi wega wega achadikanwa kutarisana ndechekuti kana kwete ivo vanoda kuisa mune zvekutengesa mari kana kuisa mari yakakwana mumatanda. Kuti ubatsire kuziva kuti ndezvipi zvakakosha pamapatoti emhuri yako, kuverenga Ndinofanira Kuzviisa Muzvikamu Zvimwe Chete kana Index Funds? .
Muzhinji, vanhu vakawanda vari kuwana mhinduro dzakanaka nedhora rinodhura kuenzanisa mubhadharo yekutengesa mari yakareba kwenguva yakareba, kudzorera zvikamu zvavo, uye kutasva mabhiza uye mari yepamusika kusvika vasvika pakubhadhara. Izvi zvakatsigirwa neongororo dzakasiyana-siyana, kusanganisira imwe yakaitwa naMatstarstar iyo yakaratidza muvhareji wevatengesi vemari yakawana 2% kusvika ku3% pamari yavo, asi panguva imwe chete, maitiro avo ari pasi akawedzera ne 9% kusvika 10%. Scared uye kupfuura-vashandi, vasina ruzivo vanokwira mukati uye kunze kwemakambani, vasipo mhedzisiro inobva pakuva muridzi wenguva refu yebhizimisi yakanaka.
Ndezvipi Zvimwe zveHorgest Equity Fund Zvinopa Munyika?
Makumi maviri emakambani makuru ekubhadhara mari pasi pano ndeyechokwadi uye Vanguard, zvose zviripo zvinopa kusanganiswa kwemari yakarongedzerwa, mari yehupfumi, mari yezvikamu, mari yezvisungo, imari yemari, uye chero chinhu chipi zvacho chaungafungidzira.
Chii Chinofanira Kuitwa Anotora Mari Anotarisa mune Equity Fund?
Kazhinji, uri kutsvaga mari yekuenzanisa iyo:
- Iine mari shoma, sezvinoyerwa nehuwandu hwemari uye kusasha kwekutengesa mutoro
- Iine zvishoma kudhindwa kushandiswa mune chikwereti
- Unobatanidza nemari yako yekuisa mari kana uzivi
- Inoshandiswa zvakasiyana-siyana
- Iine mamenenja emapatotikiti anowedzera mari yakawanda yemari yavo inokosha mune zvimwe zvinhu pamwe chete newe, kuisa mari yavo apo muromo wavo uri
- Une basa rinotsanangurwa zvakajeka kuitira kuti unzwisise mhando yezvinhu zvaunowana, chikonzero ichi chinovawana, uye chikonzero chinovatengesa
- Ane nhoroondo yekusimudzira gwaro rekuchengetedza . Iwe hausi kuda kuiswa muhomwe iyo basa rakanakisisa rekusarudza kuti mari yako inowanikwa kushanda inopiwa kuvanhu vakasiyana siyana makore mashomanana. Zvimwe zvezvakanaka zvekubhadhara mari mubhizinesi zvakambotungamirirwa nevanhu vakafanana kwemakumi emakore.
Kuti uwane mamwe mashoko, chengeta 3 Zvikanganiso Equity Fund VaHarare Vanofanira Kuzvidzivirira .
Nzira Yokutanga Nayo Kubhadhara mu Equity Funds
Kana ukasarudza kuti iwe unoda kuisa mari muhutano, chengetedza zvikwereti zvekubhadhara kune vatungamiri vepamusoro, shandisai mari yechikwata pa mutual fund giant Morningstar, uye ipapo, kana wanyora pasi pezita rako rekutsvaga mari, verenga mutual fund prospectus uye chirevo chekuwedzera mamwe mashoko (SAI).
Izvi zvinyorwa zvinotsanangura kuti mari inobatanidza mari inobhadhara sei mari yako, mari yakawanda sei iyo muteja wemari yemari yemari yakasimudza pamwe chete newe, uye mamwe makuru ehumwe ruzivo runogona kuita kuti kusvika pakugutsikana kwekuziva zviri nyore.
Nhanho yako inotevera ichange iri yekugadzira chirongwa chekutsvaga kwekutsvaga. Izvi zvinokubvumira kuti uve nemari inotsinhaniswa kubva pane chekuita chekuona kana sekuchengetedza kwekodha, pamwe nemari inoshandiswa kutenga zvigaro zvekusarudzwa kwekodzero yako yakasarudzwa. Mari zhinji ichakubvumira kuti iwe uwane mari shoma se $ 25 pavhiki, kunyanya kana iwe ukasarudza kuzarura Roth IRA kana Traditional IRA kuburikidza kuti ugoita zvikamu zvako.