Kuchikoro, iwe unowana girasi raigona kuwira chero kupi zvako kubva kune 0 kusvika ku100 kubva pane imwe yevhareji yebasa rawakaita muchikoro. Iyo yakakwirira chikoro chako, zviri nani. Chikoro chikoro - nhamba dzinoita chikwereti chako chikwereti - shandisa pfungwa imwe chete. Nhamba yako yezvikwereti zvitatu zvekwereti inogona kuwirirana pakati pehamba mbiri uye yakakwirira chikoro chako chekwereti, zviri nani kuti chikwereti chako chiongororwe. Kune marudzi akasiyana-siyana emakero echikwereti uye mumwe nomumwe wavo ane mararamiro ake.
IFICO Range Range
Vanhu vakawanda vanoziva nehuwandu hweFICO yekodzero yemakadhi echikwereti. Zvikamu paFICO scale range kubva pa300 kusvika ku850. Maererano neFICO, iyo inewo makambani anozivikanwa nehuwandu hweFICO anosvika kubva pa 250 kusvika 900.
Iwe unogona kutenga chikamu chako cheFICO nokuenda kwangu myFICO.com. Mamwe mashodhi kadhi rechikwereti - Discover, Barclaycards, uye First National Bank yeOmaha - inosanganisira ikopi yepachena yeFICO yako yepamusoro nemashoko ako emwedzi.
The VantageScore Range
VantageScore chikwereti chikoro ndeyekuti munguva pfupi yakabva mari yechikwereti yakagadzirwa nemitatu huru huru yechikwereti - Equifax, Experian, uye TransUnion. VantageScore 3.0 inoshandisa 300 kusvika 850 yakafanana yakafanana nezvimwe zvikwereti zvekubhadhara chikwereti. VantageScores yakatanga kubva 501 kusvika 990 uye inopa tsamba yeA AF.
Iwe unogona kutarisa VantageScore yako pachena nokuda kweCredit.com, CreditKarma.com, LendingTree.com kana Quizzle.com. Hapana chimwe chezvibasa izvi chinoda kadhi rechikwereti kana kubhadhara.
Kana uchida, unogona kutenga VantageScore yako zvakananga kubva kuVexan kana TransUnion.
Dzimwe Chikoro Chikoro
Zvizhinji zvizhinji zvikwereti, zvikwereti zveFAKO , zvinobva pa300 kusvika ku850. Mabhenji anogona kunge ane zvikwereti zvake zvekwereti nezvikwata izvo chete zvavanoziva.
Iva nechokwadi kuti unoziva mararamiro emakadhi echikwereti ari kuraira kuti akupe maonero pane izvo chikwereti chako chinoreva.
Vazhinji mari yechikwereti vanopa zvipo vanokupa tsanangudzo pamusoro pekwereti yako imire apo iwe uraira chikwereti chako chekwereti kuti uite basa rekufungidzira kubva pane zvinorehwa nemari yako yechikwereti.