Mubvunzo: Ungaita Sei Zvakanaka Fargo Zvakatengeswa Zvishoma?
Mumwe muverengi anoti: "Takatenga imba muSan Diego muna 2005 pamwe nemari mbiri yeWells Fargo, iyo yatinofanira kutengeswa zvishoma . Murume wangu akatamirwa kuCharlotte, North Carolina, uye tinofanira kutamira ikoko mumwedzi miviri. Imba yedu iri pasi pemvura.Ipapo patakadana Wells Fargo, vakatiudza kuti tiedze kutengesa kwenguva shoma Shamwari yakandiudza kuti ndinoda kubatana nekambani inonzi Equator.Iye mumiriri wangu akati haasati anzwa nezveEquator. A Wells Fargo inotengeswa pfupi? "
Mhinduro: A Wells Fargo kutengeswa pfupi kuri pedyo uye kunokosha kumwoyo wangu. Rudo rwangu runodzokera kune Northwestern Bank Weather Ball muMinneapolis, chiratidzo chakakura ini ndakakurira neicho chakaparara muma1980. Northwestern Bank yakanga iri neBanco, iyo yakazotevera ikava Norwest yakatenga muna 1998 Wells Fargo Bank. Zita re Wells Fargo rainyanya kuzivikanwa, saka rakanaka Wells Fargo Bank tinozviziva nhasi uye kwete Norwest.
Kunyange zvazvo Wells Fargo yave yakapoteredza kwemakore anopfuura 150, yakanga isiri kutsvaga kuderedza kutsvaga kwekutengesa. Wells Fargo akawana nzira yekugadzirisa nekutengesa kwenguva pfupi zvishoma zvishoma kupfuura mamwe mabhangi akadai seBanning America . Bhizinesi reAmerica ndiro ndiro bhanhire rekutanga kutora iyo Equator software system, iyo iri purogiramu yepurogiramu yepaIndaneti inowanikwa nevanotengesa mabhangi uye vashandi vepamberi / varairi.
Mumazuva ekutanga ekutengesa kwemashoma, kubva munenge muna 2005 kusvikira muna 2009, vashandi vaifanira kutumira mapepa epafeks ku Wells Fargo kuti vatengese zvishoma.
Aya mapepa ainyanya kusanganisira:
- Listing agreement
- Hardship letter
- Mutero unodzoka
- W2s uye 1099s
- Bank statements
Kunyunyuta kukuru kwaiva mapepa aiwanzosiyiwa, shredded kana kugamuchirwa nevatengesi vebhengi muzvidimbu uye zvisina kukwana mapeji. Apo imwechete iyo Equator system yakashandiswa uye mashoma kinks akashanda, Wells Fargo akabatanidza Bank of America sebhanhire rechipiri kuti ritsigire Equator.com.
Izvi zvinomisa kumisa pamapurani asina kukwana. Zvisinei, iyo yakanga iri nguva pfupi uye nhau dzakaipa ndeye mushure mokunge kutengesa kwenguva pfupi kwapera, Wells Fargo akamira kushandiswa kwekutengesa kutsva kuburikidza neEquator. Iye zvino mapepa ose anodzokera kuve faxed. Go figure.
Kutanga Wells Fargo Short Sale
Ivhareji yenguva yekupedzisa Wells Fargo kutengeswa pfupi ishoma zvishoma pasi pemwedzi mitatu yekuvhara, kubvira pakutanga kusvika pakupedzisira. Ndinovhara nhamba yakaenzana yeHarare Fargo shotshu shomanana gore negore. Ndinoona iyo Equator system inenge yakashata, asi inoramba ichicheneswa uye ichivandudzwa. Wells Fargo haachazogadziri kutengesa chero pfupi kuburikidza neEquator. Iwe unogona kutarisira kuti kutengeswa kwako kutsvaga kubvumirwe mumasvondo anenge 6 kusvika ku8 uye wovhara mazuva makumi matatu kusvika makumi mashanu gare gare. Chirongwa chekugadzirisa kushandiswa kwenguva shoma kwenguva yekutsvaga Wells Fargo masvondo maviri kusvika kuchina; inogonawo kuitika.
A mutambo weWells Fargo uchitengeswa pfupi unotanga nechipo chinobva kune mutengi anokwanisa. Pane imwe nguva mutengesi nemutengesi vakabvumirana nemutengo wekutenga nemashoko, chipo chacho chakagadzirira kuendeswa kune Wells Fargo, pamwe chete nemutengesi akapedzwa pfupi pakutengesa purogiramu .
Kuisa Izvo Wells Fargo Yakatengeswa KuEquator
Real estate agents, vatengesi venguva shoma vatengesi uye vagweta vezvemigodhi vanogona kupinda kuEricator.com pasina.
Zvisinei, Wells Fargo haatauri kutengesa kutsva kuburikidza neEquator zvakare. Kazhinji, Equator vatengi vanogadzira peji peji, sarudza zita rekushandisa uye password kuti upinde mazviri Mune mamwe mazwi, muongorori wako haagoni kuona imwe kutengesa kutsvaga muEquator, zvichiita kuti ruzivo rwako rwese ruve rwakachengeteka chero kupi zvako kune imwe nzvimbo paIndaneti. Izvi zvingava ruzivo rwakakunakira kwauri kana Wells Fargo achigadzira kutengesa kutsva kuburikidza neEquator asi yakamisa tsika iyi muna 2015.
Nhanho Dzakawanda dzeZviba Fargo Tsvina Yakashambadzirwa
- Mutumwa wako kana gweta anotanga kutengesa pfupi purogiramu.
- Wakatarisa wako achagoverwa mabasa ekupedzisa, kutanga nemubvumirano wechitatu .
- Wareji wako achaita FAX mashoko ekuvhara mashoko uye zvinyorwa zvose zvinobatanidzwa zvakagadziriswa neaiti.
- A projekiti ichaongorora uye igovera faira kune mutauri.
- Vose vemapato vachakumbirwa kuisa chivimbiso chekureba kwemaoko uye zvimwe zviratidzo / zvibvumirano.
- Zvinyorwa zvekuwedzera zvinogona kukumbirwa.
- Kana Wells Fargo atapa simba , faira ichabvumirwa kana kuramba. Kana zvisina kudaro, ichaenda kumuridzi wekugashira kwekupedzisira.
Wells Fargo Mutsva Sale Sale
Mamwe marudzi ezvitoro zvinogonawo kuva Wells Fargo kutengeswa pfupi. Semuenzaniso, chikwereti chakachengetwa neWorld Savings chichange chiri kutengeswa kweWachovia shoma zvokuti ikozvino kunowira pasi peAres Fargo umbrella. America's Servicing Company (ASC) inoparadzanisa Wells Fargo. America's Servicing Company zvikwereti zvemari kune vamwe vashandi pasi pe ASC.
The Wells Fargo pfupi kutengeswa tsamba inotumirwa ichabudiswa nehuwandu hweWess Fargo. Kana chikwereti icho chiri musha wekodzero yemari yechikwereti, tsamba iyo yekubvumirwa inogona kuibva kuhofisi ye Wells Fargo muDes Moines. Ndacherechedza kuti kana pane 2 Wells Fargo chikwereti, dzimwe nguva yekutanga Wells Fargo chikwereti ichapa, ichiti, 6% mutungamiri kune muongorori wekutsvaga, uye wechipiri chikwereti angangodaro anoda 1% mupiro kubva kune vashandi. Ndinofungidzira kuti vanoshandisa nzira iyi nokuti havagoni kukumbira mupiro kubva kune mutengesi muCalifornia nekuda kweSB 458 neCalifornia Civil Code 580e , kana kuti zvichida nokuti mutero wekutanga haabvumirwi kubhadhara zvakananga chechipiri Wells Fargo chikamu chikuru, asi Ndingave ndakanganisa.
Iva nechokwadi chekuverenga tsamba yekubvumirwa uye kumbira gweta kuti adudzire kana iwe usingakwanisi kuona kana kushayikwa kwekodzero kuregererwa. Kusunungurwa kwemhosva ndicho chikonzero chikuru vatengi vatengesi vanosarudza kuita zvishomanana.
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.