Mumwe muverengi anobvunza kuti: Bhanga rangu rinoti kuti ndiite zvishomanana kutengesa, ndinofanira kutumira bhengi kubvumirwa kwechitatu. Ndeipi chimiro ichi uye nei ndichichida? Ndakaedza kutsvaga paIndaneti iyi mhinduro uye zvose zvandinotsvaga zvinondisvitsa kune webhusaiti yako. Iwe une chokwadi une ruzivo rwakanyanya pamusoro pekambani kutengesa. Unogona here kundiudza kuti kune chikamu chechitatu chekutendera uye nei ndichifanira kuisina? "
Mhinduro: Bhengi rimwe nerimwe rinoda kubvumirwa kwechitatu. Ini handisati ndashanda nekwereta iyo isina kuitsvaga kwekutengesa pfupi . Mabhangi angangopomerwa nekuita zvinhu zvakawanda nenzira yepasi pega seyakadai sokutsvaira kwema-robo-signing fiasco nekuramba kuita chikwereti kugadziriswa kwevadzidzisi vemvura vari pasi pemvura, asi havangatauri kune chero ani zvake anodana pakarepo kuti abvunze nezvekwereti yako. Ikoko ndiko kune chibvumirano chechitatu chinopinda.
Chinangwa cheChitatu cheMvumo
Bhengi haigoni kukuudza izvi, hongu, asi chinangwa chechikamu chechitatu chebvumirano ndechekudzivirira bhanhire kurege kutongwa newe. Bhengi yako pasina mubvunzo ichaita kuti hupenyu hwako huve hupenyu hwehupenyu sezvo huwana nzira dzakasiyana-siyana dzokudhonza kunze kwekutengeswa kwako kwenguva pfupi, asi neGeorge, ichaita kuti iite zvinoenderana neprototi kana iri kuuya kuzokurukura ruzivo rwemari yako kune mumwe munhu.
Zvinotevera ndizvo zvinowanzoshandiswa zvikamu zvekutanga zvekubvumirwa:
- Zita revanhu vakaonekwa pamabhuku epfudzi
- Inzvimbo yekero, guta, nyika, uye ZIP
- Zita rekambani yakagamuchirwa kutaura nebhangi yako (inowanzove yako yeimba yemujeri ) uye ruzivo rwekukurukura, kusanganisira kero, email, uye foni / fax nhamba
- Nhamba yako yeimba yechikwereti
- Nguva yemvumo, kubvira pakutanga kusvika pakuguma
- Musi wekubvumirwa kusayinwa
- Nzvimbo yekutumira kwako
- Chiratidzo chako pachako chakadai sekupedzisira 4 majita eWe Social Security nhamba
Uripi Iko Unotora Kutevedzwa Kwechitatu?
Ini ndakasarudza ini yega yega mvumo yekushandiswa mu Sacramento yekutengesa pfupi. Mazhinji mabhangi achagamuchira fomu inotevera kana kuchinja kwayo:
"Ndapota funga netsamba iyi yakanyorwa kubvumirwa kutaura nevanoshandisa mazita avo pamusoro pechikwereti chiri pamusoro apa." Ivo vane chibvumirano changu chokukurukurirana nezvechikwata chemukwereti wangu newe, uye kutaurirana pamusoro pangu apo chikwata chekutenga chakaitwa. inoshanda kubva musi waTODAY DATE kuburikidza neDATE 12 MUMWE KUBVA MAZUVA. Ini / isupa mvumo yangu yakakwana kwauri kuti usunungure ruzivo rwemarikwereti yedu kumapoka anotevera: "
Iwe unogonawo kubvunza wako weimba yemugovera kuti akupe fomu yake yekambani yekubvumirwa kwefomu. Mushandi wako anogonawo kuwana iyi fomu kubva kuChechi yeChita reRealTORS®. Imwe nzira ndeyokukumbira bhengi rako fomu. Munenge bhangi rimwe nerimwe rine fomu.
Uyezve, zvinokwanisika bhangi ringasarudza maitiro aro, saka bvunza. Kana bhizinesi ichikupa gwaro rakasarudzwa rechitatu, kune zvingangodaro kuti zvinyorwa zvingada kuverengwa.
Kana zvakadaro, iwe uchada kuenda kumusangano wevanyori vehurumende uye iwe unobhadhara nyanzvi kuti utsigire saini yako.
Yechipiri Yechipiri yeVatongi Vanobvumirwa
Imwe mhando yekutenderwa kwechikamu chechitatu ndeyekubvumirwa kwechikamu chechitatu. Mabhangi anobvunza vimba veimba kuti vasaina rudzi urwu rwemvumo kana kune zvikwereti zviviri pakushambadzira pfupi . Mukuru wechikwereti angave achida kutaurirana nevana vaduku vanobhadhara pamusoro pokubhadhara junior kupa chikwereti chekuti abudise chikwereti.
Mukuru wemukwereti anoda chikwereti chako kuti ukurukure mamiriro ako nemukuru wechikwereti. Mvumo iyoyo inoratidzwa zvakanakisisa mukunyora. Zvakare, mari yako yokubhadhara mari haifaniri kuti iwe uvapupurire. Kuita kuti kutengeswa kushoma, vatengesi vaduku vanofanira kusunungura mari yavo inenge isingabatsiri kubva kumba kwenyu. Vakawanda vanokweretesa vaduku, kunyange kana vasina chekuchengeteka kwekutora chikwereti, havazoregi kutora chikwereti chavo pasina imwe nzira yekubhadhara.
Ndiyo kukurukurirana pakati pekodzero yako yekutenga chikwereti uye yako junior mortgage lender iyo inogona kuva yakakosha kuwana chidimbu chekutengeswa kwenguva pfupi kwauri. Ndicho chikwata chekutenga chikwereti chekwereti chichabhadhara yako junior mortgage lender pennies pamadhora kubva mune zvekutengesa.
Zvikamu zveChirungu chechitatu cheAgree Authorization
Iyo yega yega yegwaro rekupa mvumo inopa rubatsiro iwe wako mukuru anokweretesa kodzero yekukurukurirana nemukuru wako wechikwereti. Izvo zvinogona kupa kupa kodzero yako yepamusoro akakweretesa kupa zvinyorwa kana kuwana zvinyorwa kubva kune wechidiki anokweretesa kuti apedzise kuongorora kwekutengeswa kwako kushoma. Iyi minda inotevera inowanzoonekwa mumagwaro:
- Zita rako
- Wako mukuru wekwereti zita
- Wako junior lender zita
- Nhamba yako yechikwereti chikwereti
- Yenyu yekero kero
- Zuva uye chiratidzo chako
Panguva yekunyora, Elizabeth Weintraub, DRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.