Muverengi anobvunza kuti: Ndave ndichiedza kutenga imba muRoseville, CA, asi mujeri anoti ikozvino inoshanda zvishoma pfupi . Haasi kutora zvimwe zvekupa. Ndinoda kugovera pamusha uyu. Ndinoreva, handinzwisisi kuti sei mutengesi anoshanda mune izvi zvachose kana iri bhangi iro richibvumira kupa. Sei ndisingakwanisi kudarika mutengesi uye kuenda kumabhanki? Mutengi angagona sei kugovera bhizimisi rekutengesa pfupi? " - Short Sale Buyer
Mhinduro: Uyu mubvunzo wakanakisisa, mutengi akatengesa kutengesa. Ngatitangei tichitarisa chokwadi chekutengeswa kwechidimbu. Munyika yakakwana, iyo inowanikwa mumatare inochengeterwa mabhuku, vanhu vanoita mari yavo yekubhadhara panguva uye mabhangi anofara. Chero bedzi mabhengi ari kuwana mari yavo, mabhangi haafariri zvikuru kutaura pamusoro pekutora chikwereti pfupi pachikwereti chavo chinozivikanwa sekutengeswa kwechidimbu .
Apo bhengi inofunga kuti kuchengeteka kwemari yako iri mukutengesa uye / kana kuti mutengesi anorongerwa kuti azvinyengedze uye orega kugadzira chikwereti chekubhadhara mari , bhangi inofarira kutaura pamusoro pekutengesa kutsva. Dzimwe nguva, iyo musha uri pasi pemvura yakakwana yekuita bhanhire kuti riongorore kushambadzira kwekutsvaga. Asi kazhinji nguva bhagheni inoda kuti mutengesi ave nenhamo, kunze kwekusaenzana kusina kunaka.
Mvumo yeTatu yekutaura neSty Sale Sale Bank
Kana bhizinesi rakanamatira kune mamwe mashoko, uye akawanda ndea, bhangi ringangotauri kuna Tom, Dick kana Harry uyo anodana kuzokurukura kutengeswa kwechitsva.
Ndizvo nokuti bhagheni inonyanya kuda chikamu chechitatu chekutenderwa kusayinwa nemunhu anenge akwereta. Anokwereta haasati anyore iyi mvumo, achibvumira mutorwa akakwana kuwana ruzivo rwomunhu anenge aine chikwereti, izvo zvingadai zvichange zvichikurukurwa pamusoro pekwereti yake nebhadha rekutengesa pfupi.
Izvi hazvirevi kuti iwe haugone kutumira chikwata kubhengi iwe pachako, nokuti unogona. Bhengi haisi nyore kukutaurira zvakananga uye inogona kuendesa kupiwa zvakare kuburikidza nejeri rejeri.
Nei Vatengi veMutengi Vasingakwanisi Kuenderera kuSouth Sale Sale
Dambudziko rako riri kuwana mishandi uyo anoda kutora chikumbiro chako. Agent vanoda kubhadhara nokuda kwebasa ravo. Nzira inonyanya kukosha iyo mutengi wemutengesi ari kubhadharwa ndeyokunyoresa mutengesi. IRealTOR® Code of Ethics inotsanangura kuti vashandi vanofanira kuwirirana sei, uye mutengi wemutengesi haagoni kufamba kana kupindira nebhizinesi rejenisi.
Izvi zvinoreva kuti iwe uchada kutora iwe pachako kugovera kana kutaurira kambani shoma shoma yekunyora chipo chako. Iwe unogona kunge usingadi kunetseka pamusoro pezvose zvese uye kunyora tsamba kune bhangi, pamwe neuchapupu hwemari uye tsamba yekufananidza , kutsanangura mutengo waungada kubhadhara.
Kutsvaga Shamba Senguva Dhanho Kupa Zvaunopa
Iwe unogona kunge uchida kuita pfuma yako yekutsvaga yevanhu vanonyora zvese iwe pachako. Zviri nyore kuti uwane kuti ndiani chikwereti chakatora chikwereti kune akakwereta, asi zvikwereti zvakawanda zvinotengeswa kakawanda. Zvisinei, dzakawanda zvinyorwa zviri kuchengetwa mumadhijititi matsva mazuva ano, saka zviri nyore kuita tsvakurudzo pamatare edzimhosva kana kuRead Recorder's office.
Nei Mutengesi Achibatanidzwa Mukutengesa Kutengesa Pfupi?
Pasi pfupi mutengesi ndiye muridzi weimba. Bhengi iri kungova nemari yakachengetwa. Bhengi haiti kutengeswa pfupi; inobvuma kutengeswa pfupi uye kubhadhara kwayo. Ndiyo mutengesi anoshanda kumba kumutengesi wechidiki akatengesa, ndicho chikonzero mutengesi anobva asarudza kuti ndiani anozvitenga.
Vashambadzi kazhinji havakwanisi kukurudzira kuedza kuwana mutengo wakakwirira. Vanyoresa mabhizinesi vanoramba zvakare, nekuda kwekuwirwa neHVCC , nokuti vanoziva kuti mutengo mutengi achabhadhara haisi nguva dzose mutengo wemutengesi waiye anogamuchira. Kuongorora kwakadzika s kunogona kuva dambudziko rinowanikwa pakati pevatengi vemutengesi.
Pandinogamuchira chikamu chechipiri kubva kune mutengi, mutengesi anoziva kugovera chipo ichocho kubhangi zvingangotanga kushanda, uye vatengesi havadi kutanga kubva pakutanga.
Saka, vatengesi vanowanzokumbira kuti isu tigamuchire chipo ichocho sechipo chekuchengetedza uye regai kuchibvisa kubva kubhangi. Ndiyo mvumo yevatengesi, imba yemutengesi.
Bhengi ringasadi kuona chimwe chipo, kana. Bhizinesi rinoda kutenga mutengo kubva kumutengesi anokwanisa. Nzira yako yakanakisisa muzviitiko izvi, kana iwe uchida chaizvo kugovera zvakananga kubhengi shoma rekutengesa, ndeyekupa zvose mari uye kupfuura zvinongororwa mutengo.
Panguva yekunyora, Elizabeth Weintraub, DRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.