Nzira Yokutaurira Kana Mutengo Wako Wenguva Pfupi Uchazogamuchirwa
Vashoma vashoma vatengesi vatengesi vashoma vanogona kukanganisa kambani shoma yekutengesa mapleji yevanhu vose.
Hasi zvitsva zvese zvekutengesa zvinotyisa. Zvimwe zvishomanana kutengesa zviri nyore kupfuura dzimwe. Asi kunetseka kunowedzera kuwira kune rudzi rwekutengeswa kwenguva pfupi.
Mhando yekutengesa pfupi iwe unogona kutarisana nayo - ingave uri kutenga kana kutengesa - kunotaridzika zvachose pamhando yemhando yekubhadhara yakachengetedzwa kune iyo nyaya yeimba. Izvo zvikwereti zvemhando iyo yezvikwereti zvinoenderana nemitemo yenyika. Kutengeswa kwenguva pfupi kuCalifornia, somuenzaniso, kwakasiyana nekutengeswa kwepfupi kuFlorida, nokuti mitemo yakasiyana.
The 3 Types of Short Sale Loans
Kuti chikwereti chinopindura sei chikumbiro chiduku chekutengesa chinosiyana nemhando yechikwereti. Pane zviyero zvitatu zvezvikwereti zvinokanganisa kutengeswa kwenguva pfupi, kunyanya mumatunhu anotendwa akadai seCalifornia neArizona.
- Kutenga mari chikwereti: Mari yekubhadhara mari ndiyo chikwereti chakaendeswa kune kutenga imba. Haisi mari yechikwereti chakaoma. Inogona kuva chikwereti chimwe kana zvikwereti zviviri . Kutenga mari yezvikwereti kune muridzi wekugara vanowanzopa zvikwereti zvakanaka. Mune dzimwe nyika, kutenga mari yezvikwereti hazviiti kutora.
- Kuyera-uye-term Refinance: Iri rudzi rwekubhadhara mari inowanzozivikanwa semari yakaoma chikwereti. Iyo chikwereti icho mwene weimba anobva mushure mokunge imba yatengwa uye kutengeswa kwavharwa. Imwe nzira yekureva iyo haisi iyo chikwereti chemari kutenga. Imari yemhando iyi yechikwereti inoshandiswa kubhadhara chikwereti chaivepo, kazhinji pamutengo uri nani wekufarira uye / kana izwi. Inogona kuva chikwereti chimwe kana zvikwereti zviviri.
- Cashout Refinance kana Equity Equity: Rudzi urwu rwekubhadhara mari inowanikwawo mari yakaoma. Izvi chaizvoizvo chikwereti chakaipisisa chekukwereta kuti uve nemabhuku. Zvinoreva kuti uyo akwereta akaisa pamba pesa mari uye akashandisa mari iyo kumubhadharo. Zvinangwa izvi zvinowanzosiyana nekugadziriswa kwepamusoro uye kubva pakubhadhara dzidzo yekoroji kana mazano ekurapa anomhanyirira kune zvakawanda zvinoshandiswa zvinoshandiswa zvakadai sekubhadhara zororo reEurope kana kutenga zvigadziri. A cashout kugadziridza inowanzove chikwereti chimwe chete panzvimbo yekutanga; asi, chikwereti chekuwana chikwereti chinogona kutora mhando yezvikwereti zvitsva zvachose.
Kusvika Pfupi Kutengesa Mabhengi Shandisai 3 Mitambo Yenguva Pfupi
Chokutanga, zivai kuti mabhanga ose akasiyana; kutengeswa kamwe pfupi kunoshamisa. Mabhangi anotora mazano kubva kuvarimi vavo uye PSAs . Zvisinei, rudzi rwechikwereti bhangi rinokumbirwa kukanganwira runowanzotonga kuti mabhenji achapindura sei. Izvi zvinotarisa kufunga, zvechokwadi, kuti mutengesi shoma shoma anofanirwa kutengesa kutsva kuburikidza nenhamo. Kana hurumende yekutambudzika isipo, kutengeswa pfupi kunogona kusagamuchirwa, zvisinei.
- Kubvumirwa kwekutenga Mari Yakatengeswa Pfupi: Idzi ndidzo dzekutengesa zvishomanana zviri nyore zvebhangi kuti dzibvumirwe. Kunyanya kana akakwereta ari kutambura kutora chikwereti nekuda kwematambudziko emari. Muchiitiko ichi, hapana yemari yakapfuura nemaoko yakasikwa kune yakwereta; pakutanga pakutanga mari yaishandiswa kutenga imba . Zvisinei, hazvirevi kuti muridzi wemari achaita kuti muridzi wacho aende kure nemusha kuburikidza nokutengeswa pfupi pasina kugovera mutengesi . Asi mupiro, kana uripo, unogona kunge usina kunyanya kuduku.
- Kubvumirwa kweMari uye Kubhadharwa Kwemazuva Kutengesa Pfupi: Rudzi rwechikwereti runenge ruchienderana nemari yekubhadhara mari kunze kwekuti kune dzimwe nyika inotora chikwereti. Uyo anokweretesa angave ane kodzero yekushayikwa kwekutongwa . Nokuda kwechikonzero ichocho, uye nekuti haisi mari yechikwereti chemari, dzimwe nguva mabhanhire uye varimi vavo vachatsvaga mupiro wevatengesi. Izvozvo ndezvokuti kutengeswa kwepfupi kunogona kubatsira mutengesi kudarika kufanirwa . Iko mari yezvipo inogona kuvimba nekuwanda kwamabhangi nevarimi vayo vanozvitenda kuti inogona kuunganidza, zvichienderana nehuwandu hwemari hupi zvayo inotengeswa nemutengesi.
- Kubvumirwa kweCashout Refinance Senguva Pfupi: Hapana mubvunzo pamusoro payo - bhangi ichakumbira rudzi rwevatengesi . Mune rudzi urwu rwekutengeswa kwenguva pfupi, nyaya dzekutambudzika asi kwete zvakanyanya sekuti chokwadi bhengi rakapa mari hairi kudzoka. Zvinenge sokunge vamwe vatengesi vanoruramiswa nebhangi. Mipiro yevatengesi inogona kuva yakakwirira kudarika avo vakakumbira kusunungura chikwereti chemari kutenga. Vatengesi vangave vachida kukwereta gweta rine ruzivo rwenguva shoma rwokutengesa kurongedza rudzi urwu rwekutengesa kutsva.