Mubvunzo: Chii chinonzi Sale Equator Short?
Mumwe muverengi anobvunza kuti: "Mukutaura nemumiririri webasa rekutengesa kuWess Fargo Bank, ndakaudzwa kuti kutengeswa kwekfupi kuchagadziriswa neEquator uye kuti mushandi wangu aifanira kukwanisa kupinda kuEquator pane webhusaiti yayo. Kunze kwandaitaura nemuranda wangu uye haana kumbonzwa nezveEquator.Icho chinhu chandinoti ini, semudzidzi anoda kutengesa imba yangu sekutengeswa pfupi, ndinogona kuzviita ini?
Mhinduro: Equator maitengesi mashomanana haana kuumbwa nezuva rimwe chete, zvisinei nokuti chii chaunogona kunzwa. Nokuti, uchitenda kana kwete, kusati kwave nekutsvaga kwekutengesa, pane REOs . REO inotsanangurwa ne "real estate", iyo inzvimbo yakapfuura nenzira yekufananidzira uye iko zvino yava nebhangi. An REO inzvimbo chaiyo yebhangi.
Equator yakatanga senhandare yekubata mapepa uye mabasa eReO.
Nepo kutengeswa pfupi kunogona kuva chivako chiri mukufambisa uye kunotungamirirwa nehutano seReO, asi kutengeswa kwekfupi iwo imba inenge isingave iri pakufanirwa. Haisi mhedziso yekufunga kuti kutengesa kutsva kuchava REO nokuti hazvisi kutengesa zvishoma kunoda kuti mutengesi ave asina kukwana. Uyezve, havasi vatengesi vose vanoda kumira kugadzira chikwereti chekutengesa kuti vaite zvishomanana kutengesa. Asi kutengeswa pfupi nguva dzose inzvimbo iri pasi pemvura. Mune mamwe mazwi, pfuma shoma yekutengesa inokosha kudarika chikwereti chakweretwa kubhangi.
Asi kana imba iri REO, inogona kutarisirwa muEquator zvakangofanana neEquator kutengeswa pfupi kana bhangi richibvumira.
Ngarave Yakashambadzirwa Yakatanga Sei?
Imwe kambani yakagadzira gore-based platform yekuita REOs yebhangi yaiva REOTrans, iyo yakatenga zita rezita rekuda muna 2003. Iri shanduro yepaIndaneti yakwezva mabhanga akawanda makuru ndokupa chigadzirwa kuunza vatengesi vemassetti nevashambadzi venyika vaitengesa uye kuvhara REOs.
Vashandi vakabatana REOTrans kuita BPOs mune tariro yekugadzirisa ukama pamwe nemutariri weasset avo vaizozovagovera REO zvinyorwa. REOTrans yakava kubudirira zvikuru mubhizimusi REO. Yakanga iri kukura kwechisikigo re REOTrans kuita chinhu chimwechete nokuda kwekutengesa pfupi. Yakagadzira Equator.com muna 2009 kuti iite zvishomanana kutengesa. Nhoroondo pamusoro pekutengesa kweEquator shoma inogona kuwanikwa kubva kune imwe kombiyuta ine intaneti, chero bedzi muteri achipinda USER ID uye password.
Ndiani Anofanirwa KuEquator?
Maviri emapoka evanhu ndeeEquator. Real estate agents uye mabhangi. Mabhenji anopa ruzivo rwevatengesi vavo vashoma vekutengesa , uye vashandi vepambani vanosvika sevashandisi voga. Kazhinji, vanhu vose havasati vatora muEquator kutengeswa pfupi. Kutevera ndeyeruzhinji rwemashamba ekutengeswa madiki angashandisa Equator, vanouya uye vanoenda zvichienderana nemusika:
- America's Servicing Company (ASC)
- Bank of America
- Carrington
- GMAC / Ally
- Residential Home
- JP Morgan Chase
- Nationstar
- Wells Fargo
Nechirangaridzo Yakatengesa Sei Basa?
Mune dzimwe nzira, mabhangi akawana nzira kuburikidza neEquator kuti atumire huwandu hwebasa rekunyora kumushandi wekutengesa pfupi . Somunhu, handidi kuvimba nhengo yemuzinda ane simba guru iri, asi ndinofungidzira kufunga kwemugadziri iyo inyanzvi inofanira kukwanisa kunyora mazita, nhare dzerunhare, maizai e-mail uye mamwe mazano ehufundisi, kusanganisira mari yekutengesa uye mutengo wekutengesa .
Agent anozivikanwa nehutano hwavo hwekutengesa uye unyanzvi hwevanhu uye kwete chaizvo pamapepa avo ekunyora kana kutarisa mamwe mashoko.
Musanditenda ini? Enda mune chero hofisi yeimba yepamusoro uye ucheme "squirrel." Onai kuti misoro yakawanda inobata sei. Ha, ha, zvishoma joke. . . just messing with ya.
Iyo Equator kutengeswa shoma shoma shoma inoita "mabasa" uye inopa musi wekupedzisira wega basa rimwe nerimwe rinofanira kupedzerwa. Rimwe basa rakadaro ringangopinda muzita romutengesi, kero yepaimba, chikamu chemuti wechengeti chekuchengetedzwa kwevanhu uye nhamba yefoni. Sezvo vazhinji vashandi vasingatore ruzivo rwepachivande uye rwakavanzika, mamwe ezvo ruzivo rwakagadzirwa.
Bhengi imwe neimwe ine maitiro ayo eEquator kutengeswa pfupi uye maitiro ayo. Dzimwe mabhengi achaita kuti mutengesi weimba yekutengesa atange kutengeswa pfupi uye mamwe mabhengi achada kuti mushandi webhangi atange kutengeswa pfupi.
HUD imwe neimwe yakasiyana. Vatengesi venguva shoma uye vatengesi vebhangi vanotaurirana neEquator emails.
Mushure mokunge mapepa acho aendeswa kuEquator, uye mabhizimisi apedza mabasa avo emukati, kusanganisira BPO, chikwata chinogona kuitika. Kana kambani inopa inowanikwa muEquator, haisi iyo iwe waunofunga kana iwe uchinzwa izwi remashoko rinopa. Icho chipo chinomerera kune zvinotungamirirwa nomurimairi, izvo zvinowanzobatanidza kubvisa kana kuderedza zvimwe mari dzekutengesa. Asi zvinogonawo kusanganisira mutengo wekutengesa. Mukana mukuru wekutengesa angave anogamuchira kana kuverenga zvinopiwa chekupa.
Mushure memashoko ekupedzisira agamuchirwa pakati pemapoka, HUD yekupedzisira inowanzoiswa. Dzimwe mabhengi akaisa vavariro yakakwirira yepamusoro 2 HUDs - apo mamwe mabhanga akazivikanwa kukumbira 25 HUDs. Ndichakusiya iwe kuti ufungidzire kuti ibhengi ripi rine mhosva. Inotanga neB B. Kana mutengesi mukuru wekutengesa kugutsikana nezvinyorwa uye zvinyorwa zvekupa, tsamba yekubvumirwa inowanzogadzirwa nebhangi.
Kana mutengesi wavhara, mutengesi shoma shoma anotumira magwaro ekupedzisira ekuvhara kuEquator, uye faira yakavharwa. Tariro, kuti hatizomboonizve chiedza chezuva.
Panguva yekunyora, Elizabeth Weintraub, DRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.