Wakaita chikamu chakaoma, wakamirira kubvumirwa kutsvaga kwekutengesa uye chaizvoizvo uchigamuchira mvumo yekuenda kunotanga.
Zvose zvayo zvinofanira kunge zvisiri nyore uye hazvisi zvakasiyana zvakasiyana nekugara kwekutengesa kwemahombekombe, chero bedzi pasina chinoshanduka uye iwe unogona kuzadzisa nguva yako yekuvhara.
Kutanga Kutanga Kuvhara Kutengesa Pfupi
Ongorora maonero ako akanaka ekutenda uye tsamba yekugamuchirwa nemutengi wako. Iva nechokwadi chokuti mari yekuvhara iyo mutengesi uye iwe wakabvumirana kuti mutengesi achabhadhara anogamuchirwa nebhengi shoma rekutengesa mu tsamba shoma rekutengesa kutengeswa .
Kana pane urombo, tsvaka kuti ndiani acharipa. Kana iri mutengesi, bhadha shoma rekutengesa rinobvumira mutengesi kubhadhara here? Iwe unoda humwe humwe huchapupu hwokuti mari yekuvhara inobvumirwa mutsamba inoenderana nemari inobvumidzwa muchato chako chekutenga. Iyi inogona kunge iri nyaya huru pakuvhara kana iwe uchinge warohwa nemari yekuvhara isingatarisirwi yekugadzirisa . Zvakare, zvinogona kunonoka kupedzisa kana uchida kuisa GFE itsva.
Chinopfuura Chimwe Chete Chakatengesa Kutengesa Tsamba Tsamba
Kana izvi zvinyorwa zvinosanganisira vaviri vatengesi vashoma vatengesi kana kuti mamwe, edzai kuti mabhii ekubvumirwa kwekutengeswa kwemashure mashoma anofanana.
Kana tsamba imwe inobvumira kubhadhara komisheni uye imwe tsamba inoderedza, hauna chibvumirano. Hezvino zvinhu zvinokosha izvo tsamba dzinofanira kunge dzine:
- Kubhadhara kune wechipiri chikwereti. Vose vatengesi vokutanga uye wechipiri vatengesi tsamba vanofanira kutsanangura mari yakabhadharwa kune wechipiri chikwereti, uye chikamu ichocho chinofanira kuva chakafanana.
- Vatengi vanobvumirwa. Dzimwe nguva vatengi vanoda kuwedzera vamwe vanhu kumabasa ekuvhara. Vanhu ivavo vanofanira kunyoreswa mushoko rekubvumirwa. Iwe haugoni kuva netsamba imwe kubva kumutengesi wekutanga uyo anobvumira Mary Jones semutengi, uye imwe tsamba kubva kune wechipiri chikwereti iyo inobvumira Mary Jones naDavid Jones sevatengi.
- Zuva rekuvhara. Kana iwe usingakwanise kuvhara nezuva rekutanga kupfuura mamwe mabhii maviri, ipapo iwe uchada kuwana shoma shoma yekutsvaga kubva kune iyo chikwereti.
Kutarisa Musha Usati Wavhura Kutengesa Pfupi
Nguva shoma yekutengesa inowanzozotengeswa mune yavo "sezvazviri" mamiriro ezvinhu. Izvi zvinowanzoshandurwa kureva kuti mutengesi haazogadziri kugadzirisa. Kana imba yako yekuongorora ichiratidza kukanganisa kana matambudziko, iyo haisi dambudziko revatengesi. Ndiyo yako. Heano mhinduro dzese:
- Gamuchira musha wacho "sezvaari" mamiriro ezvinhu
- Cancel kushambadzira pfupi
- Bvunza bhizimisi shoma rekutengesa kugadzirisa . Asi bhangi racho ringave rakaramba pfungwa iyoyo.
Kubhadhara mari shomanana Kutengesa Kunonoka Kuvhara
Pane matambudziko anowanikwa nekubhadhara mari shoma . Kubva pakuongororwa kwekunyora pasi, mirayiridzo inomanikidzirwa. Rimwe blip duku rinogona kukonzera chikwereti chiduku chekutengesa kuti chigadzikane pasi pekunyora pasi uye kurambwa.
Iwe unogona kunge uine mari yemari mune chikwereti ichocho.
Mubvunzo unogona kuva uyo anozochengetedza, anoti, Kuronga kweFHA kwakataurwa muongorori? Kana mutengesi ari kutengesa "sezvazviri," mutengesi angaramba kurarama nemari yemari. Asi nyika chaiye ndeyokuti mutengesi anoramba kubatsira mutengi kusangana nemari yemari, kutengeswa pfupi hakungapfumi kunze kwekuti mutengi achizviita. Vatengi havadi kuita kugadzirisa kumusha mutengi asina.
Kana mutengesi anoramba kubatsira kubhadhara mari yehupfumi, gadzirira kugadzirisa zvirongwa izvi iwe pachako. Uye uwane mvumo kubva kune mutengesi mukunyora. Vazhinji vatengesi vane mutoro vachabatsira mutengi kujekesa mari yemari.
Panguva yekunyora, Elizabeth Weintraub, DRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.