A Pfupi Kutengesa Kuvhara Mari Dhegiro inozivikanwa seSeller Concession
Asi ndiri kutengesa 2 pavanhu vatatu venguva yekutanga vatengi vasingazivi kuti vanoda kuvhura mari . Sei vachifanira? Kana vasina kumbobvira vatenga imba kare, havazozivi nezvekuvhara mari .
Zvose zvekuvhara kwevatengi zvakanyatsotsanangurwa pamusoro pekutenda kwakanaka kwekutenda , kunowanikwa kubva kune chikwereti chemutengesi. Vanofukidza zvose zvinowanikwa kune mutengi zvinoda kubhadhara zvakadai semari yekukweretesa, kubhadhara, musoro uye nyanzvi uye nezvimwe.
Kana mutengi ari kuwana chikwereti chepasi -chekubhadhara FHA chikwereti , somuenzaniso, mari yekuvhara kwemutengesi inogona kunge yakawanda kana yakawanda sekubhadhara pasi. Ndiyo mari yakawanda kune vamwe vatengi. Kana iwe wakatarisa imba ye $ 200,000, mari yekuvhara yoga inogona kubva kubva ku $ 5,000 kusvika ku $ 8,000. Vatengi vanoti zvakaoma kukwanisa kubhadhara mubhadharo asi kubhadhara kune imwe $ 5,000 kusvika $ 8,000 kazhinji hazvibviri.
Ndokusaka vengi vatengi vanobvunza mutengesi kwekuvhara mari yekwereti. Hazvisi zvisiri izvo. Zvisinei, kana mutengi wekutanga weimba ari kuedza kutenga kutengeswa pfupi , kukumbira kuti mari yekuvhara mari ingakonzera dambudziko. Izvozvo ndezvokuti bhadha shoma rekutengesa rinofanira kubvumidza kugadzirisa mari yekwereti. Bhengi haigoni kuibvumira, kunyange kana mutengesi achibvuma nokuti, mukutengesa pfupi , bhangi ine shoko rokupedzisira, kwete mutengesi.
Kuvhara Mari Dheredhi a Short Sale Bank inogona kunge Yakagamuchirwa
- Kutsvaga Pfupi Cash Buyers . Chokutanga, ona kuti mabhizimisi ekutengesa mashoma anonyanya kuvanzwira tsitsi kune vakwereta vane zvishoma zvishoma kubhadhara. Kana iwe uri mutengi ari kubhadhara mari , iwe unogona kuva nechokwadi kuti bhangi inogona kuramba chikumbiro chako chekuvhara mari yemarikiti. Sei? Nokuti une mari. Nokuti bhagheni inofunga kuti unogona kukwanisa kuisa pasi mari yakawanda uye kuripa mari yako yekuvhara.
- Mutengo Wenguva Pfupi Inoshandiswa Vatengi vasina Mortgage Insurance . Kana iwe uri kuisa pasi 20% yemutengo wekutengesa kana zvimwe, bhizimisi rekutengesa diki hazviitike kuti ripe chikwereti chekuvhara mari. Mabhangi anoona vatengi vakaita saizvi sevanoshandisa mari. Kana iwe unokwanisa kuchengetedza 20% kana kupfuura, unogona kubhadhara mari yako yekuvhara, zvakare.
Zviduku kana kwete Pasi Kudhavha Pfupi Sale Saleers . Iwe une mukana wakaisvonaka wekuvhara mari yekubhadhara inotengwa nemutengesi uye unogamuchirwa nebhengi rekutengesa shoma kana mari yako yehupfumi ishoma. Mabhangi anoita seanonzwisisa kuti vatengi vari kuisa zvishoma zvishoma vanoda rubatsiro rwemari kana kuti havagoni kutengesa izvo zvishomanana kutengeswa. Anenge anenge achikweretesa ose achabvumira mari yekuvhara mari yechikwereti pane izvi, kupa mutengo wokutengesa wakakwana. Nhamba iyoyo inowanzoita 3% yemutengo wekutengesa. HUD, nokuda kweFHA kutengeswa pfupi , inobvumira kubvumira kudarika kune imwe mimwe chikwereti, kunyange zvakadaro.
Nzira yekuvandudza matambudziko A Short Sale Bank Inobhadhara Seller Credit
Chinhu chimwechetechete mutengi wekutengesa pfupi anoda ruzivo rwekuvhara chikwereti chingaita ndekubhadhara mutengo unotengeswa wekutengesa. Izvi zvinoreva kuti iwe haugoni kuita bhodhiball . Zvechokwadi, iwe unogona kuwedzera kuwanda kwemari yako yekuvhara pamusoro pekutengesa kwekutengesa kunonyengedza bhangi kuti igamuchire iyo.
Izvi zvinogona kuva mamiriro ezvinhu anonyadzisa nokuti haundi kubhadhara mari yakawandisa kumba. Kana iwe uchinge uchinge uchitengesa mutengo wekutengesa uri kure kwazvo, zvino zvichida hauzone kuongororwa nemutengi wako. Kana mukweretesi wako asingakwanisi kuriverenga, haungatori chikwereti kana bhizimisi rekutengesa pfupi risingadzokeri . Inogona kuva Catch-22 mamiriro ezvinhu.
Kuti uone kuti iwe hausi kumhanya mumatambudziko, bvunza agent yako yomutengesi kuti akupe chinyorwa kunze kwekutengeswa kwakafanana . Kana mutengo wako wekutengesa unowira mukati mekutengeserana kwakafanana, kuwedzera kwacho zvishoma kuti uise mutengesi wekutengesa kwekuvhara mari zvinogona kuva duku tweak iwe unoda kutenga yako shoma inotengeswa inogamuchirwa.