Maitiro Akaita Munzvimbo Yokufananidzira Inoshanda

Matt Kenyon / Ikon Images

Chiito panzvimbo yekufananidza (DIL) ndeimwe yezvimwe zvingasarudzwa zvekubuda muhomwe yemusha. Panzvimbo yekufamba kuburikidza nekufananidzira , iwe unogona kuzvipira uine umwene kune ako chikwereti (ndiani angadai akazvitora zvakadaro) - kunyanya iwe unyorera chiito chekuita uye wopa zvigetsi.

Sei DIL?

Kana iwe usingakwanisi kuita chikwereti chako chekubhadhara chikwereti, asingakwanisi kuwana kuchinjwa kwechikwereti uye asingakwanise kutengesa imba yako, mutauro weDIL ungava nzira yako yakanakisisa yekubuda.

Marikodhi yemitemo: DIL inotarisa zvakasiyana pane chikwereti chako kupfuura kufanirwa kwekare-kare, asi mugumisiro wekupedzisira wakafanana - bhangi rako rinotora pfuma uye rinotengesa kuti ribhadhe chikwereti chako. Muzviitiko zvizhinji, chikwereti chako chikoro chichadonha sokunge iwe wakafamba kuburikidza nekufananidzira. Asi iwe unogona kukwereta zvakare nokukurumidza, uye munhu anotarisa kuburikidza nemitemo yako yechikwereti (kusiyana nekombiyuta yekuenzanisa muenzaniso) angave akanzwa zviri nani pamusoro peDIL kupfuura kufanirwa. Kana iwe ukagona kuita chero chimwe chinhu (sekutengeswa pfupi , kuchinjwa kwechikwereti, kana kutengeswa kwemusika pachena), iwe uchabuda uchitarisa zviri nani.

Kushayikwa: apo mutengi wako anotengesa imba yako, imba inogona kutengesa zvishoma kudarika iwe unokwereta. Chii chinoitika kumari yaunenge uine chikwereti? Anokweretesa wako angaedza kuunganidza kushayikwa uku , zvinoreva kuti matambudziko ako haasati apera. Zvisinei, pane dzimwe nguva, iwe unogona kuva nekushayikwa kwakabviswa muDIL transaction. Iva nechokwadi chekudzokorora zvibvumirano zvako zvakanyatsonaka nemweyare, uye bvunza mutori wekodzero pamusoro pechinangwa chipi zvacho chaungave nacho.

Kachimbidzika: DIL inogona kukurumidza kupfuura dzimwe nzira, zvichireva kuti iwe unogona kumira kuita mari yako yepamwedzi (uye uende kune dzimwe dzimba dzinodhura).

Muchivande: kunyange iwe usingafungi (uye uye hapana mumwe munhuwo zvake), DIL haisi yevanhu kunze kwekufungidzira. Icho chibvumirano pakati pako nebhangi rako - kwete mutemo unotungamirirwa nehurumende yako.

Bhengi inobatsirawo apo iwe uchishandisa chiito panzvimbo yekufananidzira. Kufananidzira kunodhura, nguva inopedza, uye kune ngozi kune mabhangi. Vangada kuisa kuguma kwezvinhu nokukurumidza, ndicho chikonzero vanobvumirana nekutengeserana.

Izvozvo zvakati, mabhanga haabvumirani nguva dzose kukurega iwe usunungure imba yako nenzira iyi. Kana uine zvimwe zvivako paimba yako (zvichida une chikwereti chechipiri pane imwe nguva), bhandi rako ringasave richida kuenda mberi neDIL.

Drawbacks

Chirevo chikuru chechiito panzvimbo yekufananidzira ndechekuti iwe uchakuvadza chikwereti chako. Zvisinei, iwe unogona kunge usina zvimwe zvingasarudzwa, uye kana iwe uchinge uchinge uchinge uchinge uchinge ubhadhara zvikwereti zvemwedzi uye ugozoguma wakanganisa chero zvakadaro , izvo zvingave zvisina basa

Cherechedza kuti neDIL, unofanira kubva kunze kweimba yako. Iwe ucharega kubhadhara uye bhangi ichava yako pfuma, saka iwe uchada kuwana dzimwe nzvimbo dzekugara.

Zvichipa izvo zvinokanganisa, kutengeswa pfupi kunogona kunge kuri nani pane DIL. Nekutengeswa kwepfupi, iwe uchiri kukwanisa kuwana chero upi zvake uhwu hunodiwa (zvakare, uverenge kuburikidza nezvibvumirano nemupepeti wenharaunda), uye iwe unogona kuita zvishoma kukuvadza kune chikwereti chako.

Uyezve, DIL inongova chibvumirano pakati pako nekutora chikwereti chako . Kana iwe uine chikwereti kune vamwe (kwechipiri chikwereti, HOA mari, mitero, nezvakadaro), iwe uchine chikwereti icho mari.

DIL Process

Kuti uwane chikwereti chekubhadhara chikwereti, iwe unoda kushanda nemutengi wako. Mutero wega wega ane zvakasiyana siyana, saka iwe unoda kudana uye kubvunza pamusoro pekuita. Itai kuti vazive kuti iwe haugoni kubhadhara iwe, uye iva nechokwadi chekukurukurirana zvese zvinoshandiswa (zvakadai sekugadzirisa chikwereti, kutengeswa pfupi, zvirongwa zvehurumende seHARP 2.0 , nezvimwewo).

Nevakakweretesa vazhinji, iwe uchada kuzadza chikumbiro, uye iwe uchada kuratidzira uchapupu hwokuti haugoni kubhadhara yako. Ronga pakupa magwaro anoratidza mari yako, mwedzi dzemari, uye mabhanji emabhangi ebhengi. Bhengi yako inoda kunzwisisa kuti unotarisana nematambudziko asingakwanisi, uye kuti hapana nzira iyo iwe uchakwanisa kubhadhara.

Zvinotora nguva bhagheni yako kuti iite DIL yekushanda. Tarisira kumirira kwemazuva makumi matatu kana kupfuura usati wanzwa mhinduro, asi haambotambudzi kushevedza uye kukumbira chiitiko chemuitiro.

Hapana chichaitika nokukurumidza (asi ichi chichiri kukurumidza kukurumidza kufambisa kana kutengeswa kwemisika).

Iwe usati wasayina chero magwaro ekupedzisira (uye munguva yose yakagadziriswa), tora mazano kubva kune imwe nzvimbo yeimba yemugovera gweta. Izvi zvinodhura mazana emadhora emadhora, asi chero "kusanzwisisika" kunogona kutora kaviri zvakanyanya - kana zvakawanda. Iwe unoda kuva nechokwadi chaunonzwisisa kuti unonzwisisika sei kana urombo hupi huchabatwa.