Mishonga yeI Ini Ndinoda Mari Blues
Tichatanga nenzira dzokukwereta mari yaunoda. Asi kukwereta kungogadzirisa zvinetso zvenguva pfupi (uye zvinogona kutungamirira kune dzimwe nguva kwenguva yakareba), saka tichaisawo pfungwa pamusoro penzira dzekuvandudza chaizvo mamiriro ako emari - kuwana mamwe uye kushandisa zvishoma.
Ndinoda Mari Yokudzivisa Kufananidzira
Usati waita chikwereti, chengorora dzimwe nzira. Iwe unogona kukwanisa kupinda muchikwereti chekuita chikwereti nekwereti yako. Vanosarudza kugadzirisa zvinhu nemwi uye vodzivisa nzira yekufananidzira (sezvaunoita). Ona kuti mapurogiramu ekugadzirisa zvikwereti akashanda sei, kana kuti ongorora hurongwa hwehurumende hwekunatsiridza hwakagadzirirwa varidzi vekumba vakarova zvakaoma.
Ndinoda Mari kutenga Imotokari
Kana iri chikwata chitsva chemakumbo auri kutsvaga, iwe uchada chikwereti chemotokari . Iva nechokwadi chokuti uchengetedze chikwereti chako pasi pemakore mashanu kana kuti iwe ungangozviwana uchitarisana-pasi-uye usingakwanise kubvisa imotokari. Chinhu chinonyanya kukosha kuziva kana kutenga motokari kusaisa pfungwa pamubhadhara wemwedzi wega-tarisa mutengo wekutenga kupfuura zvimwe zvose.
Ndinoda mari kuenda kuchikoro
Ichi chiri nyore. Hurumende yeUnited States inoda kukubatsira kuti uwedzere mberi dzidzo yako, uye vezvemarikiti vepurogiramu vanouya nemhando dzakasiyana. Kana zvikwereti zvinotsigirwa nehurumende zvisingawanikwi, zvikwereti zvepachena zvinowanikwawo (asi usatora chero mari yega pachedu kusvikira wapedza kuongorora mari yevadzidzi ).
Nhanho yako yekutanga yekukwereta kuchikoro ndeyokuzadzisa Free Application yeGreek Student Aid uye chengeta nedhipatimendi rako reChechi yeAIDS yezvechikoro kuti uwedzere zvimwe zvinhu.
Ndinoda Mari kutenga Imba
Nzvimbo yaunotanga ndiyo Mortgages 101 peji. Iwe uchaona kuti ungawana sei mari yakanakisisa yekubhadhara imba iyoyo yezviroto zvako.
Iwe uchanzwawo kuti zvikwereti izvi zvinoshanda sei kuti uzive zvaunoshandisa uye kuti zvinorevei chaizvo kutenga imba.
Ndinoda Mari Kuti Ndibhadhare Bhizimisi Rangu
Vashambadziri vanogona kuita chero chipi nechipi nemari yakakodzera. Tanga nekutsvaga zvikwereti zviduku zvebhizimisi, asi usashamisika kana mabhanki achida kuti iwe pachako upe chikwereti chipi zvacho chavari kupa. Kana bhizimisi rako richikwira uye rinotanga kuvaka bhizinesi rechikwereti kuitira kuti urongwa hwako hukwanise kukura pasina kuvimba nechikwereti chako pachako.
Ndinoda Mari Yokuvandudza Pamba Kana Kugadzirisa
Vakawanda veimba vepamba vanoshandisa zvikwereti zvakaenzana pamusha kuti vabhadhara mari yekuvandudza mishonga. Iyo nzira yakanaka yekuwana mari yakawanda pamutengo wakanaka. Kuzvitenga kana kugadzirisa uye kuita shanduko panguva imwe chete, funga chikwereti cheFHA 203k chehurumende .
Ndinoda Mari Kuti Ndibhadhe Mimwe Chikwereti
Vamwe vanokwereta vanobatsirwa kubva purogiramu yekubatanidza chikwereti . Ichokwadi kuti izvi zvinongochinja chikwereti chako - hachibvise. Iwe uchada kudzivisa muedzo wokushandisa zvakare kana iwe uchiona zvikwereti zvako nezvikwereti zero zviyero . Kunyange zvakadaro, mapurogiramu aya anogona kukubatsira kubhadhara zvishoma muzvibereko uye kugadzira dent mune chikwereti chako.
Hakuna weMusoro, asi Ndichiri Kuda Mari!
Chero chii chaunoda kutenga, pane mukanano wakanaka unogona kukwereta kune imwe nzira.
Munhu kumunhu anenge achikweretesa, anozivikanwawo seP2P kana kuti shamwari yake kuti aite chikwereti, angave ari mhinduro kwauri.
Iwe unofanirwawo kushanyira chikwereti cheChristu kuti uwane mamwe mashoko pamusoro pemakadhi emakwereti uye zvikwereti zvevatengi
Zvadaro: Shandisa Zvishoma
Imwe yenzira dzinokurumidza kusunungura mari ndeyekupedza zvishoma. Zviri nyore kutaura pane kuzviita, asi iwe unogona kuvandudza mikana yako yekubudirira kana iwe une chirongwa uye kana ukawana mazano makuru kubva kuvanhu vagara varipo.
Chokutanga, tora mubatiro rako uye uone zvaunogona kuchera (hazvisi kunakidza, asi zvinoda kuitwa - kwechinguva). Kuti uwane mirayiridzo yekuti ungaita sei izvozvo zvose, ona Maitiro Okutora Budget yako.
Pakupedzisira: Gamuchira Zvimwe
Kana uchinge wawana zvinhu pasi pesimba, inguva yekushanda pane dzimwe shanduko dzinoshamisa dzichavandudza mamiriro ako. Kunyangwe uchipedza zvishomanana zvishoma mwedzi umwe neumwe zvakakosha, zvakanaka kuti uwedzere mari yako panguva imwe chete kuitira kuti ugone kuramba uri panzvimbo yakasimba kwehupenyu hwako hwose.
Kune nzira dzakawanda dzekuwana zvakawanda:
Kuvandudza unyanzvi hwako: dzimwe nguva dzidzo inogona kukubatsira kuti uwane basa (kana basa rinokubharira zviri nani kupfuura iro raunazvo). Zvechokwadi, dzidzo inobatanidzwa pakuwana simba. Kana iwe uchida dhigirii yepasikiriyiti, tanga iyo nzira, kana kutarisa muzvidzidzo zvakakwirira uye zviiti kana uchida.
Ita basa rako rairoti: kana iwe wakarova tende kubasa (kana kana iwe uchida basa), tsvaga basa rinozosimbisa hupenyu hwako hwaunoda. Izvi zvinogona kunge zvakaoma, asi vanhu vanowana mabasa matsva zuva rega rega - kunyange mumatambudziko akaipa. Kuti uwane mazano ekuita kuti basa racho risanyanya kuoma, verenga mapeji ekutsvaga aJobho.
Tanga rutivi rwegighi: kana iwe ukaenda mubhizinesi iwe pachako, uchawedzera mari yako yega pasina kurasa zuva rako basa (kana kuti usingambodi zuva rimwe basa). Pane nhamba dzisingagoneki dze nzira dzekuita izvi - tongororei zvaunofarira, izvo zvaunofarira, uye izvo vanhu vanoda kuzvibhadharira. Kuti uwane jisi yekusika inoyerera, kune zvimwe pfungwa dzakakurumbira pano.