Bhuku reMunhu Pamwechete
Chibvumirano chako pachako chinobatsira varimi vebhizimisi kuti vabvumirwe chikwereti. Kuti uite chivimbiso, unopikira kubhadhara zvikwereti zvemabhizimisi uchishandisa zvinhu zvako zvemunhu, kusanganisira mari, dzimba, uye zvimwe zvinhu.
Zvakanaka, bhizinesi richabhadhara chero zvikwereti, uye iwe pachako unhu hunoita kuti uchengetedze. Asi vanokweretesa vanonyanya kuda kana vane chibvumirano chavo-kungoitika kana.
Chibvumirano: Kutsigirwa kwepamwechete chikamu chesungano yechikwereti. Panguva yekushandira (kana kubvumirwa), vateresi vanoda vhizimisi vebhizimisi kuti vasaina gwaro rinonyatsoratidza kuti uyo anokweretesa anogona kuunganidza sei kana bhizimisi risingakwanisi kubhadhara chikwereti.
Zvaunopika: Chirongwa chako pachako chinogona kuchengetedzwa kana kusachengeteka, zvichienderana neunokweretesa. Iwe unogona kutora zvinhu zvakadai, semusha, kana mari inobatwa mune zvemari.
Nhaka uye chikwereti: Pamusoro pezvinhu zvaunovimbisa, chikwereti chako pachako chiri mumuganhu kana chikwereti chacho chisati chabhadharwa sezvakabvumiranwa.
Zvisizvo zvishoma? Chibvumirano chega chega chinoderedza kudzivirirwa kwekodzero kubva pakuisa (kuburikidza nekuumba LLC, S-Corp, kana chimwe chinhu). Vashandi vebhizimisi vanobvumirana pachena kubhadhara chikwereti, saka kurasikirwa kwebhizimisi kunogona kuva kurasikirwa nemunhu.
Chikonzero nei Vatengi Vanoda Chivimbo Chedu
Vatengesi nguva dzose vanoongorora vakwereti kuti vataure kana vachizobhadhara kana kwete. Kune zvikwereti zvevatengi, zvikwereti zvekwereti nemamwe magwaro ezvinyorwa zviripo kuti zvibatsire nechisarudzo. Asi mabhizinesi-kunyanya makambani matsva kana avo avo vasina kumbobhadhara-kazhinji havana bhizinesi- yekodzero yemhoroondo yechikwereti.
Neine ruzivo rushoma, zvakaoma kune vateresi kuita sarudzo. Vaizova vakasununguka kana vakaona kuti wakakwereta mari munguva yakapfuura uye nguva dzose wakagadzirisa zvikwereti. Asi pasina ruzivo rwezvakaitika kare kuti rubatsire pakugadzirisa zvisarudzo, vateresi vanoda chimwe chekuchengeteka (kana kuti vanobhadhara chikwereti chakakwirira kwazvo). Iko kuchengeteka kazhinji kunouya nenzira yehutano hwemunhu. Asi dzimwe nzira, dzakadai sekubvumira bhizimusi mari sechibvumirano , inogonawo kuva sarudzo.
Pasina chibvumirano chega, mabhizimisi maduku mazhinji haagoni kuwana zvikwereti. Mabhangi anoda kuvandudza mikana yavo yekubhadhara, uye vanoziva kuti mabhizimisi anokundikana nguva yose.
Vatengesi vanoda sarudzo yekuunganidza pasinei nezvinoitika kune bhizinesi renyu. Kuisa chibvumirano chako pachako kunogonawo kuva chiratidzo: Sei vateresi vachifanira kutora njodzi kana iwe, semuridzi webhizimisi, usingadi kuisa ganda mumutambo?
Ndeipi Dambudziko?
Apo iwe unopa chibvumirano chako pachako, unobvumira chikwereti kukutsvakira iwe pachako kana iwe usingagoni kubhadhara chikwereti chebhizimisi. Izvozvo zvinogona kureva zvinhu zvakasiyana, zvichienderana nesungano yako yechikwereti. Sechikamu chechibvumirano, iwe ungadai wakapiwa bhangi mvumo yekutora zvinhu, zvakadai seimba yako (inosanganisira imba yako nezvimwe zvinhu zvinokosha) kana maakaiti ekutsvaga.
Chiito chepamutemo: Kana zvinhu zvisingakwanisi kubhadhara chikwereti chako, zvinogonawo kuti vanokwereta vanogona kutora matanho emutemo pamusoro pako. Kutonga kunogona kukuvadza chikwereti chako pachako uye kuita kuti zvive zvakaoma kukwereta mune ramangwana. Uyezve, kutora chikwereti kunogona kuita kuti zvive zvakaoma kuwana basa, kutenga inshuwarisi , kana kubhadhara nzvimbo yekugara.
Mhuri yemhuri: Chibvumirano chako pachako pane chikwereti chemabhizimisi chingakanganisa mhuri yako. Kurasikirwa neimba zviri pachena chinetso. Zvimwe zvikwereti zvinogonawo kutora chikwangwani chawakaroorana naye kuitira kuti zvinhu zvakachengetwa chete muzita romumwe wako ndezvakanaka mutambo pamwe chete. Kana zvisina kudaro, iwe unogona kuedzwa kuendesa zvinhu kune zita romumwe wako kuti uite chikwereti pasina.
Kubhadhara vashandi pamwe chete: Kana iwe uine vashandi pamwe chete, unogona kunge uri pachikwereti kune zvimwe zvinopfuura chikamu chako chechikwereti kana iwe ukasaina chibvumirano che "joint and several".
Urongwa uhwu hunobvumira bhangi kuedza kutora chikamu chose kubva kune chero ani kana kune vose vanobatsirana avo pachavo vanovimbisa zvikwereti zvebhizimisi. Kana vamwe vakaroorana vasingagoni kubhadhara, bhanhire rinogona kukumbira chikwereti chose kubva kwauri. Kunyange kana iwe usati uri muzana wemapurisa, unogona kuva zana muzana unokonzera chikwereti . Pakupedzisira, vateresi vanotevera mushure meivo vane zvidziko zvakadzika uye vanogona kubhadhara.
Nzira Yokushandisa Nayo Ngozi
Kuti iwe unofanirwa kuisa chibvumirano chako pachako kana kuti kwete iwe pachako kunobva pakukwanisa kwako kuisa njodzi. Izvo zvakare kuchenjera kuderedza ngozi yako nekukwanisa.
Kukurukurirana: Vatengesi vangapa chibvumirano chechidimbu chinokukumbira kuti usayane upenyu hwako, asi iwe unogona kugara uchikumbira kuchinja kune chibvumirano ichocho. Ona kana zvichibvira kuchengeta zvinhu zvemhuri kubva patafura, kana kana iwe unogona kuvimbisa zvishoma pane 100 muzana yemari yemari. Izvo zviri nani mushandi wako wekubhadhara chikwereti, iyo imwe nzvimbo yekutaurirana iwe uchange uine. Saka nyora mufananidzo wakajeka wekuti sei bhizimisi rako richizobudirira uye kuti iwe hauzove nechinetso chekubhadhara chikwereti.
Zviparadzanisa iwe: Zvakanakisisa kuti uende kubva pane zvaunofunga iwe pachako sezvo bhizinesi rako richichinja. Kana uchinge wavaka chikwereti chebhizimisi rako uye unounganidza zvinhu zvekuchengetedza, iwe unogona kurega kuvimbisa zvikwereti iwe pachako. Panguva ino, kuderedza dambudziko rako nekukwereta nekuchenjera.