Kufanirwa Kwakaitwa Sei
Paunotenga pfuma inodhura, yakadai seimba, iwe ungasava nemari yakakwana yekubhadhara mutengo wose wekutenga mberi.
Zvisinei, iwe unogona kubhadhara chikamu chemutengo nebhadharo yakaderera , uye kukwereta imwe mari yose (kubhadharwa mumakore anotevera).
Imba inogona kutenga mazana ezviuru zvemadhora, uye vanhu vakawanda havawani chero kupi neipi gore iroro gore negore. Nei vateresi vachida kupa zvikwereti zvakadaro zvakakura? Sechikamu chechibvumirano chechikwereti, unobvumirana kuti imba yako yaunotenga ichashandira semari yekubhadhara chikwereti : kana ukarega kubhadhara, uyo anokweretesa anogona kutora nhaka yeimba kuitira kuti adzorere mari yavakakweretesa.
Kuti uwane kodzero iyi, uyo anokweretesa ane chivako chepfuma yako , uye kuti awedzere mikana yavo yekuwana mari yakakwana , ivo (kazhinji) vanokweretesa chete kana iwe uine chikwereti chakanaka kukoshesa chiyero .
Migumisiro yekufananidzira
Dambudziko guru nekuenda kuburikidza nekufananidzira nderechokwadi, kuti iwe uchadzingwa kunze kweimba yako. Iwe uchada kuwana imwe nzvimbo yaunogara, uye iyo nzira inonetsa (pakati pezvimwe zvinhu) iwe nemhuri yako.
Kufananidza kunogonawo kudhura. Paunenge urega kubhadhara, wako chikwereti achabhadhara zvikwereti nemari yemutemo, uye iwe unogona kubhadhara mari yepamutemo kubva muhomwe kuti urwise kusvika mberi. Chero chero mari inowanikwa kuakaunti yako inowedzera chikwereti chako kumunhu ane chikwereti, uye iwe unogona kunge uchiripa mari mushure mokunge imba yako yatorwa uye inotengeswa kana mari yekutengesa isingakwanisi (inozivikanwa sekushaiwa ).
Kufananidzira kuchakuvadzawo chikwereti chikoro chenyu . Nhoroondo dzako dzekwereti dzicharatidza kufambisa, izvo zvikwereti zvinyorwa zvomuenzaniso zvichaona sechiratidzo chisina kunaka. Iwe uchava nenguva yakaoma kukwereta kutenga imwe imba kwemakore anoverengeka (kunyange iwe ungakwanisa kuwana mamwe mvumo yehurumende mukati memakore maviri kusvika maviri), uye iwe uchange uine zvakaoma kuwana kuwana zvikwereti zvinodhura zvemarudzi ose. Chikwereti chako chikoro chinogonawo kukanganisa dzimwe nzvimbo dzehupenyu hwako, zvakadai ((muzviitiko zvishoma) kukwanisa kwako kuwana basa kana inshuwarisi yako .
Nzira Yokudzivisa Kufananidzira
Kufananidza inzira yekupedzisira kune vateresi vakasiya tariro yekubhadharwa. Izvi zvinopedza nguva uye zvinodhura kwavari (asi vanogona kuedza kubhadhara mari iyo kwauri), uye hazvina kufadza zvikuru kune vakwereta. Saka ungazvidzivirira sei?
- Kukurukurirana: inogara iri pfungwa yakanaka yekukurukurirana nemutengi wako kana iwe une dambudziko remari. Taura iwe usati watanga kutadza kubhadhara uye bvunza kana chero chinhu chingaitwa. Kana iwe uchitanga kushayikwa mari, usakanganwa kutaurirana kubva kune wako chikwereti - uchagamuchira zvizivo zvakakosha kukuudza iwe uri kupi mukugadzirisa uye ndezvipi kodzero uye zvisarudzo zvaunenge uine. Taura nemunharaunda yemunharaunda yemugovera mazano kana HUD mudzimba wekupa mazano kuti unzwisise zviri kuitika.
- Tsvaga nzira dzakasiyana dzekuchengetedza imba yako: kana iwe uchiziva kuti hauzokwanisi kubhadhara, tsvaga kuti ndezvipi zvingasarudzwa iwe-kunyange iwe uchifunga kuti zvakanyanyisa. Iwe unogona kuwana rubatsiro kuburikidza nehurongwa hwehurumende hunotarirwa kune vanotambura vakwereta . Mutero wako angapa humwe rudzi rwekugadzirisa chikwereti, izvo zvaizoita kuti chikwereti chako chiwedzere . Iwe unogona kutokwanisa kuronga hurongwa huri nyore hwokubhadhara nemutengi wako kana iwe uchingodikanwa zororo kwe mwedzi kana maviri (kana iwe uri pakati pemabasa, kana kuti kushamiswa kwemari yekurapa, somuenzaniso).
- Nzira dzakasiyana dzekusiya imba yako: kufambisa inzira yakareba, isingafadzi, inodhura iyo inokuvadza chikwereti chako. Kana iwe wakagadzirira kuenda mberi (uye iwe unoda kuedza kuedza kuderedza dambudziko racho), ona kana wako chikwereti achibvuma kutengeswa pfupi . Izvi zvinokubvumira kutengesa imba uye kushandisa mari yekubhadhara chikwereti chako - kunyange kana chikwereti icho chisingadzokorwi zvakakwana. Chikwereti chako chicharamba chichirwadziwa, asi kwete chakaipa sezvazvaizoita mushure mekufananidzwa. Kana izvozvo zvisingashande, imwe sarudzo isingakoshi ndeye chiito panzvimbo yekufananidza .
- Kushungurudza: kufungidzira kubhadhara inogona kana kuti isingabatsiri kana uri kutarisana mberi. Nyaya idzi dzakaoma, saka taura neye gweta renzvimbo kuti uwane ruzivo rwechokwadi rwakakonzerwa nemamiriro ako uye nzvimbo yako yekugara.
- Zviyamupinyi: nokuti uri mumamiriro ezvinhu akaoma, iwe uri chinangwa che con artists. Ngwarira chero ipi zvayo isina kukumbirwa kuti ikubatsire kudzivisa kufanirwa, uye sarudza zvakanyatsobatsira ndiani anokubatsira. Tanga kutsvaka rubatsiro kubva kune veHUD mazano ekupa mazano uye mamwe masangano anozivikanwa emunharaunda. Ziva zviratidzo zvekuregererwa kununura scams.
Nzira yekufananidzira
Kufananidza kunowanzoita zvishoma nezvishoma. Kana iwe uchinge uchitadza chikwereti chimwe chete kana zviviri, iwe hausi kutarisana nekudzingwa. Ndosaka zvakakosha kutaurirana nemukweretesi wako kana iwe wakawira panguva dzakaoma - zvingasave zvakanyanyisa. Zvinhu izvi zvinokonzerwa kubva kune chikwereti kune chikwereti uye mitemo yakasiyana muhurumende imwe neimwe, naizvozvo tsanangudzo iri pasi apa inongoratidzirwa zvakanyanya uye zvingasava izvo chaizvo zvaunosangana nazvo - verenga zvose zvezviziviso zvako uye zvibvumirano zvakanyatsonaka uye utaure neye gweta kana HUD dzimba Mupi wezano kuti ave nechokwadi chokuti unoziva zviri kuitika . Iyo yose inogona kutora gore kana maviri, kana inogona kufamba zvakakurumidza.
- Nhamba dzinotanga: kana uchinge usina kurasikirwa kwemwedzi mitatu, vazhinji vanokweretesa vanofunga kuti chikwereti chako hachina . Izvi ndizvo apo zvinhu zvinotambudza. Iwe unogona, zvechokwadi, kugamuchira zvinyorwa nokukurumidza paunenge usisipo kubhadhara (kana maviri), uye izvo zvinyorwa zvinogona kusanganisira chiziviso chechinangwa chekuenderera mberi nehutano hwekutsvaga.
- Ruramisiro uye kusasarura zvinoreva: d kuongorora pane mamiriro api mauri, iwe uchava nenguva yakawanda (uye ugamuchira mamwe maziso) kupfuura vamwe. Kune marudzi maviri ehurumende - nyaya dzekutonga uye kusasarura zvinotaura. Munyika dzekutonga, wako chikwereti anofanira kuunza mhosva yepamutemo kwauri iwe mumatare kuti uise mberi. Izvi zvinotora nguva refu, sezvo iwe unowanzova nemazuva makumi matatu kusvika ku90 pakati pezvimwe zviitiko. Mukusasarura, vanotipa chikwereti vanogona kufambisa mberi zvichienderana nezvibvumirano zvawakasina navo, uye mutongi haabatanidzwi. Sezvaunogona kufungidzira, zvinhu zvinokurumidza kukurumidza mukusasarura zvinotaura. Mhando ipi zvayo yehurumende, unogona kurwisana nekutsvaga mumatare - mumatare ekutonga iwe uchazoshandiswa nesheti, asi mukusarura nyika iwe uchada kuunza mutemo kune wakweretesa wako kuti udzivise matanho ekudzivirira. Taura neye gweta renzvimbo kuti uwane mamwe mashoko.
- Kugadzirisa dambudziko racho: munyika dzakawanda, vatengi vanofanirwa kupa vanokwereta imwe rudzi rwekuyamura kuti vasiye nzira yekudzivirira. Zvingangodaro kana kwete izvo zvingasarudzwa zvikaitika kana zvimwe zvinoitika ndeimwe nyaya. Vatengesi vangati iwe unogona kudzorera uye kugara mumba kana iwe ukaita zvose (kana chikamu chikuru) chekubhadhara kwako kusina kukwana uye kuvhara mari yepamutemo uye zvikwereti zvakapomerwa kusvikira zvino. Iwe unogonawo kuva nemukana wokubhadhara chikwereti zvachose (icho chichaitika chete kana iwe uchikwanisa kugadzirisa kana kuwana huwandu hwemari).
- Auction nekudzingwa: kana iwe usingakwanisi kudzivisa kutaridzika, nzvimbo yacho inowanikwa kune akakwidziridza pane imwe yenyika. Kana pasina mumwe munhu anotenga imba (iyo yakajairika), umwene hunoenda kumutengi. Panguva iyoyo, kana iwe uchiri mumba (uye usati waita urongwa hwokuchengetedza imba ), iwe unotarisana nemukana wekudzingwa uye inguva yekugadzirisa hugaro hutsva. Mitemo yemunharaunda inokurudzira kuti iwe ungagara sei mumba mushure mekufanirwa, uye iwe unofanirwa kugamuchira chiziviso kukuudza iwe kuti ungagara kwenguva yakareba sei. Bvunza wako wekare wakakwereta pamusoro pe "cash for keys" zvinokurudzira, izvo zvinogona kubatsira nyore kutendeukira kune dzimba itsva (uchifunga kuti wagadzirira kuenda nokukurumidza).