Nzira Yokugadzirisa Maripo
Kubhadhara nekadhi rako kazhinji kacho nyaya yekupa kadi yako ruzivo kune biller yako. Inogona kunge yakajeka seyokutumira mumakadhi ako nezvemashoko (panzvimbo yekutarisa kwekare-kare), kana iwe unogona kushandura mushonga wose.
Bhara paIndaneti: Pinda kuAndikiti yako uye uchitarisa zvingasarudzwa kuti "uite mubhadharo" kana "kuisa zvinowanzobhadhara mari." Mune zvimwe zviitiko, iwe haufaniri kutoda kupinda-iwe uchagovera ruzivo rwakakwana kune biller kuti uwane kero yako. Zvisinei, zvakanakisa kupinda iwe kana iwe uine sarudzo, nokuti zvingava zviri nyore kutarisa (uye kudzivirira) chero matambudziko kana ukaita zvose paunenge uchipinda. Kubva ipapo, iwe uchapinda nhamba yako yekadhi uye unobvumirana nemashoko, kana uri kutora imwe nguva yekubhadhara kana kuisa bhizimisi yekutsvaga .
Bhadhara nekutumira kana kutumira foni: Unogona kubhadhara zvikwereti nekadhi, kunyange iwe unogamuchira zvinyorwa zvakadhindwa. Semuenzaniso, hofisi yezvokurapa inogona kutumira mushumo unopa maitiro akawanda ekubhadhara.
Mukuwedzera pakutumira cheki, unogona kudana uye kupa ruzivo rwekadhi rako pamusoro pefoni. Zvimwewo, iwe unogona kunyora kadhi rako ruzivo pamusoro pechikwereti chekubhadhara uye uchitumira mail zvakare. Kushandisa foni ndiyo nzira yakanakisisa kana iwe uchiuya musi wekubhadhara zuva rakakodzera.
Chero chero nzira yaunoshandisa, gadzirira kupa zvinotevera:
- Nhamba yekadhi
- Kero yako yekubhadharira kadhi
- Zita rako sekuratidzwa pane kadhi
- Zuva rokupera kwekadhi
- Iyo yenhamba nhatu yenhamba yekuchengetedza iri kumashure kwekadhi
Chii Chingaita Zvakaipa?
Kunyange zvazvo kubhadhara kadhi kwakanaka, dzimwe nzira dzinogona kuva nani kwauri, zvichienderana nemamiriro ako.
Chikwereti: Kana uri kushandisa kadhi rechikwereti, kupinda muchikwereti kune ngozi yakaipa. Zvikwereti zvako zvichawedzera pa kadhi rako rechikwereti, asi mabhenji ako ekuongorora mabhuku acharamba ari kumusoro. Kana iwe usina chirango chekubhadhara kadhi rose yakatarwa mwedzi woga woga, iwe uchaguma mune chikwereti.
Kana iwe uchifunga kuti iyo ingozi, ramba uchizviita nenzira yekare (hapana chakaipa neicho-zvose zvinokosha ndezvokuti iwe unozviziva iwe pachako uye uzvichengete uri kunze kwekukuvadza). Kuvhara chikwereti kunoreva zvikwereti zvekuda , uye iwe unogona kuguma mumugodhi kuti iwe haugone kubuda. Kadhi yebhadharo yakabatanidzwa neakaunti yako yekuongorora ingakubatsira kuti urege kubhadhara chikwereti, asi iwe uri kuisa kero yako yekuongorora iri pangozi .
Chikoro chenhamba: Unogona kuda kubhadhara iyo makadhi echikwereti kakawanda kupfuura mwedzi woga woga kudzivisa kukuvadza chikwereti chako. Kubhadhara zvikwereti zvinowanzopa zvikwata zvakakwirira paunoshandisa chikamu chiduku chekwereti yako yese iripo (pasi pe30% ndiyo yakanakisisa).
Kana iwe ukashandisa zvakanyanya-kunyange iwe uchibhadhara chikero chakazara mwedzi mumwe nomumwe- inogona kutarisa seuri kupinda mukati memusoro wako. Saka, iva nechokwadi chekubhadhara pasi zviyero zvako chero nguva yaunosvika 30 muzana. Semuenzaniso, kana chikwereti chako chikwereti $ 1,000, iwe unoda kuchengetedza chikero chako pasi pe $ 300. Izvozvo zvinogona kureva kugadzirisa mamiriyoni akawanda pamwedzi, kunyanya kana chero mari ipi zvayo inotora chikamu chikuru chekwereti yako chikwereti.
Mitero: Muzviitiko zvakawanda, hapana mari yekuwedzera kana iwe uchibhadhara zvikwereti nemapurasitiki. Asi mamwe masangano anotora zvishoma, saka iwe unofanirwa kubhadhara ma totals usati wavhara kuisa. Kana ukashandisa kadhi rechikwereti, iwe unogonawo kubhadhara mari yegore negore kumukiti wako. Iva nechokwadi kuti zvakakosha chaizvo kana uri kubhadhara zvikwereti zvine kadhi kuti uwane mibayiro.
Kurasikirwa nekurasikirwa: Paunobhadhara nebhadhiro kana kadhi rechikwereti, kunyanya kana iwe uchinge waita zvikwereti zvese, zvinhu zvinogona kubuda kunze kwekutora usati wazviona.
Iwe unogona kunge uchibhadhara zvishoma pamitemo yako uye unoshaya zvikanganiso zvinodhura kana kuwedzera kwekuwedzera. Kana ukashandisa kadhi yebhadhiro, pane mukana wakanaka wekuti iwe uchatora zvishomanana kuongorora kana kubhadharwa mari yepamusoro . Pakupedzisira, iwe unogona kungonzwa uchinge usiri kurwadziwa kwekushandisa, izvo zvinoita kuti zvive nyore kudhura mari.
Sei Uchishandisa Purazi?
Zvichipa njodzi dzinopfuura pamusoro, ungashamisika kana iri pfungwa yakanaka yekubhadhara zvikwereti nekadhi rako, asi pane zvakawanda zvakabatsirwa.
Makomborero: Makomborero kazhinji chikonzero chikonzero chekutanga vanhu vanofunga pamusoro pokubhadhara zvikwereti nekadhi rechikwereti. Zvechokwadi, unogona kukonzera mapepa kana kuwana mari zvakare, asi kune zvimwe zvikonzero zvakanaka zvakare. Kunyange kana iwe ukashandisa makadhi ekubvisa , izvo zvisingakwanisi kupa asi zvinogona kupa mibairo , iyo inogona kunge iri pfungwa yakanaka yekuisa zvikwereti pamakadhi ako.
Unyanzvi : Hapana chikonzero chekumirira tsamba, kunyora cheki, kuwana tampu, kana kutokwanisa kupinda mubhadharo yako yebhengi yemari yekubhadhara . Kana ukabata pepa zvachose, unogona kunyora pasi rako rekadhi rako rechikwereti uye uinyorere mukati, asi iwe unenge usingashandisi upi hwekuongorora. Nzira iri nyore ndeyekubhadhara zvakakwana, saka haufaniri kuita chero chinhu- asi izvi zvinogona kukonzera matambudziko sezvinotsanangurwa pamusoro apa.
Nyorekodha rekuchengetedza: Kufanana nemitsara yakafanana, zviri nyore kuchengetedza mari yekubhadhara kana iwe uchibhadhara nekadhi rechikwereti. Kadhi yako mumiriri wega anogadzira zvinyorwa zvemagetsi zvekutengeserana kose, saka zviri nyore kuronga mari yako kushandisa kuona kuti mari yako inofamba. Bhengi yako (kana imwe purogiramu yakadai seMint ) inogona kugovera zvikwereti zvako, saka zviri nyore kunzwisisa zvaunofunga zvekugara.
Chengetedza kubuda kwemari: Ndeapi mabhiriyoni aunowana mwedzi woga woga? Kana ichingopfuura zvishoma, upenyu hungava nyore kana iwe uchibhadhara nekadhi rechikwereti. Hapana chikonzero chekupindira kuakaunti yako yekuongorora nguva dzose apo bhiri rinouya nekuda kwekuona kuti pane mari yakakwana inowanikwa . Pane kudaro, iwe unogona kungoisa zvikwereti zvako pakadhi rako rechikwereti uye wozoita mutero umwe mukuru mwedzi wose. Zvisinei, kana ukashandisa kadi yebhadharo iwe uchada kuita kuti mari yakajeka iripo.