Nei Uchibhadhara Kupfuura Zvishoma?

3 zvikonzero zvekubhadhara kupfuura zvishoma

Zviri kuedza kubhadhara chete zvishoma pamakadhi ako ekwereti . Izvozvo zvikwereti zvishoma zviri nyore kuwana, saka unonzwa sokuti iwe uri kutarisira mari yako (kunze kwekuti iwe uine tani yemari chikwereti, uye zvishoma ndezvaunokwanisa kuwana). Iwe unogona kushamisika kuti nei mumwe munhu achizobhadhara kupfuura zvishoma zvinoda kubhadhara.

Kubhadhara zvishoma kunowanzoverengwa sezana yezana rako rose, uye kubhadhara 2 muzana kune 4 muzana kwakajairika.

Nokuti zvikwereti izvozvo zviduku, zvinetso zvakawanda zvinomuka paunofamba nezvishoma.

1. Uchabhadhara Inofarira

Dambudziko rekutanga ndeyekuti iwe uchabhadhara zvakawanda zvekufarira . Marikiti yemakadhi ndiwo maturo anodhura ekukwereta, uye iwe hausi kuda kuchengetedza chikwereti pane kadhi rechikwereti kwenguva refu. Kana iwe uchingobhadhara mari shoma, huwandu hwekubhadhara kwako kwepamwedzi huchadyiwa nekutora mari, uye iwe unongoderedza uwandu hwako nemari shoma.

Kuti uone muenzaniso wekutanga wekufarira mari (uye kuti yakawanda sei inotarisana nemari yako nebhadharo rimwe nerimwe) ona kuti ungaverenga sei kadhi rechikwereti . Shandisa chikwereti chako chazvino uye chikwereti semuenzaniso, wozoedza zvimwe-kana zviyero. Shandisa iyi calculator online kuti uone nhamba dziri muchiito.

2. Uchabhadhara Nokusingaperi

Zvinogona kunge zvisina kutora zvachose, asi zvichanzwa sokuti zvikwereti izvozvo zvichava newe kwehupenyu hwako hwose. Nebhadharo shoma, kubhadhara kadhi kunogona kutora makore gumi (kana kupfuura).

Zvakare, iwe uri kungoita chiduku chiduku mune chikwereti chako kana iwe uchinge waita mari shoma. Iwe unofanirwa kuribhadharira zvimwe kuti uwedzere kushanda .

Hazvingave zvakanaka here kuva nekwereti pane rimwe zuva? Panzvimbo yekuita zvikwereti zvinoda kuitwa zvisingakubatsiri (kunze kwekuti uchengetedze chikwereti uye kukubatsira kuti urege kudzivisa ), zviri nani kuva nekwanisi yekuisa mari kune zvinangwa zvinogutsa zvaunosarudza kubhadhara.

Iwe unogona kuvaka mari yekuchengetedza mari, kubhadhara kuripo kweimba, kana kubhadhara muchato nemari .

3. Zvakaoma Kukwereta

Kana iwe uchida kuwana imwe chikwereti, uri kuita zvinhu zvakaoma iwe pachako paunobva kadhi rechikwereti chikwereti ichienderera mberi. Somuenzaniso, unogona kukwereta kutenga imba kana motokari. Vatengesi vanoongorora kukoshesa kwako kubhadhara uye kubvisa chikwereti chako , uye zviri nyore kuti vaone kuti uri kungobhadhara chikwereti.

Mari inowanikwa: Kuti uwane motokari yakagamuchirwa kana chikwereti chemusha, unofanirwa kuratidza kuti une mari inowanikwa yekubhadhara chikwereti. Vatengesi vanoongorora chikwereti chako chiripo chiripo (kuti iwe uripo mari yakadini pamatare ako mwedzi mumwe nomumwe) uye kuongorora kana iwe uchikwanise kutenga mamwe mahomwe . Kana iwe uchibhadhara zvishoma zvingadiwa, iwe uchange uine chikwereti chakawanda, uye izvi zvinoreva kuti une mari shoma inowanikwa mwedzi mumwe nomumwe kuti ubhadhara zvikwereti zvitsva (maererano nekukweretesa zvikwereti). Mugumisiro? Iwe haugoni kuwana chikwereti chaunoda.

Chikoro chikoro: Unenge uine chikoro chechikwereti chiduku kana iwe usingabhadhari makadhi ako. 30 muzana yeFICO yako chikwereti chikwere chinobva kune "chikwereti chakweretwa": chiyero chemari yakawanda yaunayo-uye kuti yakawanda sei yako chikwereti chiripo chauri kushandisa ikozvino.

Kana iwe usingabhadhara chikwereti chako, zvinoratidzika kunge uri kuwedzera ma kadhi ako, uye zvimwe chikwereti chinogona kukuisa pamucheto. Kubhadhara zvikwereti zvemari hazvidi kuwona zviyero zvepamusoro pamakondomu aripo . Chengetedza zviyero zvako pasi pe30 muzana zvekwereti chako chechikwereti kuti usadzivisa kukuvadza kwakanyanya kune chikwereti chako.

Nzira Yokubhadhara Chikwereti

Kana iwe wakagadzirira kuenda kunze kwekubhadhara zvishoma, ita urongwa hwokubuda chikwereti:

1. Shandisa zvishomanana (hongu, zviri nyore kutaura pane kuzviita).
2. Kubhadhara zvinopfuura zvishoma-kunyange $ 10 kana $ 20 pamwedzi zvinokonzera kusiyana, asi zviri nani zviri nani, kunyanya kana iwe uine mari yekukurumidzira panzvimbo yezviitiko zvinoshamisa.
3. Gadzirisa zvikwereti kana uchikwanisa kuchengetedza pane zvinoda mari (kana kushandisa shanduro yekutsvaga kutengesa kupiwa kana uchikwanisa kuripa zvose mukati memwedzi mitanhatu kusvika kumwedzi gumi nemaviri).
4. Dzivisa muedzo wokukwereta chikwereti (zvakare) mushure mokubhadhara chikwereti chako.

Marikiti yemakadhi haisi kuipa. Asi zvinhu zvakaipa zvinoitika kana iwe uchibhadhara zvishoma pamwedzi mumwe nomumwe. Makadhi emakadhi anogona kuita kuti kushandiswa kwese kwezuva nezuva kuve nyore, uye ivo vanowanzochengetedza kushandisa mari kupfuura debit kadi . Asi zvakakosha kubhadhara mari yako yose mwedzi mumwe nomumwe.