Nzira Dzemari Mari Mari Dzinoshanda
Kune vanhu vazhinji, izvozvo zvinorevawo kuti kuroorana kunodhura. Zvakadini kana iwe usina mari yekukanda pati yaunoda? Zvine musoro here kutora chikwereti chemari yemuchato?
Zvechokwadi vanhu vanokweretesa kuroorana, asi kuchinja kunotyisa, uye iwe unoda kudzidziswa usati wadzika iyo nzira.
Unofanirwa Kushandisa Mari Yechikwereti
Zvingave zvisina kukodzera kukurukura zvaunogona kusarudza kunze kwokutanga kupa zano iri: usatora chikwereti kubhadhara mari yako. Iwe unoda kutanga pamakumbo akakodzera newawakaroorana naye, uye kutanga mukwereti hazvizobatsiri. Zvidzidzo zvinowanzoratidza kuti nyaya dzezvemari dzinowanzoonekwa (kana isingawanzozivikanwa) mutyairi wekushungurudzika muhukama. Sei uchizviisa iwe kana wako wako muchinzvimbo chakaoma?
Hazvingave zvakanaka here kutanga muchato wako nokuvaka ramangwana rako pamwe chete (kusiyana nekutamba kubata-up)? Iwe unogona kuchengetedza imba, kana-kana vana vari mumufananidzo - nekuda kwekudzidzisa kwemwana wenyu. Kunyanya iwe unofanirwa kuronga nekuchengetedza kwemakore ako endarama pamwechete. Kunyange kana kubhadhara kwemwedzi pamutengo wemuchato kuchiita sekanakisisa, mari iyo yaizowedzera zvakanyanya kana iwe ukavaregera kuti vawedzere mubhuku rekurega mari kwemakumi emakore mashomanana.
Kana iwe usina mari iye zvino, zvinhu zvingave zvakasiyana sei zuva mushure mechato chako?
Kana Iwe Uchisarudza Kukwereta
Kana iwe uchingoti uwane chikwereti chemuchato wako, chikwereta zvakanaka. Zvikwereti zvizhinji, kunyanya kana zvakatengeswa sezviitiko zvechato, zvinongova zvikwereti zvemunhu . Izvozvo zvinoreva kuti iwe hauchazobhadhara chikwereti - zvikwereti zvako zvikwereti uye mari yako ndeyezvikonzero zvinogadza kana kuti kwete iwe uchawana chikwereti.
Usati wasarudza, chengetedza chikwereti chako uye gadzirisa chero zvikanganiso kana zvinhu zvisina kunaka zvichakudzivirira kuti urege kuwana zvakanakisisa kubata .
Zvinogona kunge zvakakosha kubatanidza masimba. Kana iwe usingakwanisi kukweretesa chikwereti iwe pachako (nokuti une chikwereti chakaipa kana chakaipa kana usina kukwana mari yakakodzera kuti uwane), wako wako wemangwana angave achida kubhadhara mari yechikwereti . Izvi zvinoreva kuti mose muri vaviri mune zvekufananidza kubhadharwa - icho chakanaka kana chakaipa pfungwa zvichienderana nekutarisa kwako sei (kutarisirwa mutoro zvinoreva kuti iwe wakakodzana naye, asi kana chimwe chinhu chisina kukanganisa, imi mose muchaguma mune zvakaipa chikwereti). Nokuda kwemitemo yakanakisisa, tarisa zvikwereti nezviitiko zvinotevera:
- Zvikwereti zvisina kuchengetedzwa hazvitsvaki mari, uye haungarasi imba yako kana motokari kana iwe usingakwanisi kuripa
- Nguva pfupi yemari chikwereti inotora nguva shoma yekudzorera , saka iwe uchabhadhara zvishoma kudarika nguva yako yeupenyu (uye iwe unogona kuisa chikwereti shure kwako nokukurumidza)
- Chimwe chikwata chekuda kufarira chinoreva iwe uchaziva zvakanyatsobhadharwa iwe iwe kusvikira iwe uchibvisa chikwereti (kunyange iwe ungatora zvishoma zvishoma kana uchienda nechirwere chinowanikwa )
- Zvikwereti zvemari zvekugadzirisa zvikwereti kune imwe nguva-nguva yezvikwereti iwe unobhadhara pasi munguva
Kwokuenda kune Borrow
Nokuda kwematunhu akakwana, tora chikwereti chako kubva kubhangi, chikwereti chekambani , kana mutengesi wepaIndaneti .
Vezera rekuona vatengesi vangavewo sarudzo - vanopa zvikwereti zvenguva pfupi pamakwikwi emitengo. Kana iwe usingakwanisi kubhadhara chikwereti mukati memakore mashomanana, zvingava zvakanaka kuti ufunge zvakare.
Marikiti yemakadhi ine ngozi yekubhadhara mari yako. Zvechokwadi, zviri nyore kushandisa, asi zvinhu zvinogona kubva kunze kwekutonga nyore nyore. Kana iwe uine chikwereti chikuru uye (chinonyanya kukosha) chirongwa chokubhadhara chikwereti chako mukati pemwedzi mitanhatu kana gore, unogona kushandisa 0% chekuita cheko chekutsvaga . Asi kana iwe usingabhadhari chikwereti iwe nokukurumidza iwe unenge wava kunyatsozviwana uri pamusoro pemusoro wako.
Nzira Dzakasiyana-siyana
Sezvo tatove takaparadza rudo rukuru, apa pane dzimwe nzira shomanana dzekutora chikwereti kumuchato wenyu. Kana iwe usina mari yakakwana yechato chako chechiroto, chimwe chinhu chinofanira kupa, zvingave zvino kana kuti gare gare.
- Budget uye uchengetedze: kunze kwekuti iwe uchiroora mwedzi unozotevera, une nguva yekugadzirira uye kuisa mari kune imwe. Chengetedza zvaunogona iwe pachako - kukudziridza tsika iyi ichakushandira zvakanaka mumakore ako ese pamwe chete. Tanga kuvaka hupenyu hwako pamwe chete usati waroora .
- Mhuri neshamwari: vamwe vanhu vaizogadziriswa kubvunza shamwari neshamwari kuti vabatsire nemuchato. Kana iwe usiri mumwe wavo, funga nezvenzira dzekugadzirira kuwana rubatsiro. Pamwe chete, iwe unogona kungokumbira mari uye crowdfund pamuchato. Zvimwe, shamwari dzako nemhuri zvinogona kupa nguva yavo , unyanzvi, nezvimwe zvinhu : zvimwe mumwe munhu ane pfuma yakaisvonaka yezuva guru, mumwe munhu ndiye mucheki anoshamisa (ane simba rekushumira vanhu vazhinji), uye iwewo unoitika kuti uzive mufananidzo mukuru (uyo asingazo "kukanganwa" kutora mifananidzo seusiku hunoenderera mberi). Vadiwa venyu vanoda chimwe chinhu kunze kwekukubatsirai kuenda kune hupenyu hunofadza pamwechete.
- Dzvitsa mari: zvimwe unogona kubvisa pakutenga ringinodhura iyoyo. Tanga nechimwe chinhu chaunogona kuwana ikozvino, uye uvandudze gare gare muupenyu (zvichida pamusangano unokosha, kana chero nguva yako yezvemari inobvumira).
- Dzokera shure: iwe ungada kuita zvisarudzo zvakaoma pamusoro pezuva rako remachato. Iwe unogona kukoka vanhu vashomanana here, kana kuita kuti chiitiko chacho chive chakazvininipisa? Zvichida bhura rakazaruka haisi mumakadhi. Vako vaeni vachayeuka manzwiro ezuva rose kupfuura izvo zvakataurwa (uyezve, ramangwana rako rekufara ndicho chinhu chinonyanya kukosha).