Ko Muchiri Wangu Wemafoni Kutengesa Kunobatsira Kwandiri Chikwereti Chakwereta Here?

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Tinobhadhara mari yakawanda mwedzi mumwe nomumwe. Kunyange zvazvo vamwe vavo vachibatsira zvikwereti zvedu, pane zvimwe zvisingabatsiri zvikwereti zvedu, kunyange kana zvibhadharwa panguva. Mwedzi wose serofoni yekubhadhara foni inopinda munharaunda yekupedzisira.

Sei Tichifanira Kutengesa Mafoni Maferensi Usingakubatsiri Chikwereti Chako

Vashambadziri vemafoni havaregi kubhadhara zvikwereti kune zvikwereti zvekwereti kunyange zvazvo vakatarisa chikwereti chekwereti yako kuti asarudze kana angakubvumira kuti uve nechibvumirano chefoni here kana kuti chirongwa chegadziriro yefoni itsva.

Izvozvo zvinoreva kuti hazvinei pasinei kuti unoita kangani nguva yako kubhadhara foni yako nenguva, hazvizobatsiri chikwereti chako chikoro sezvo mari yacho isingatauri kune mari yechikwereti. Zvinoratidzika kusaruramisira zvishoma kuti chikwereti chako chinoshandiswa kuita sarudzo pamusoro pemari yemutoro isingagoni kubatsira chikwereti chako.

Vateresi vefoni vanozoongororawo chikwereti chako kana uchida kubhadhara foni itsva. Vakawanda vatakuretesa foni zvino vanoda kuti iwe utenge kana kutengesa foni itsva. Chero nzira, iwe ungangozoguma uine chirongwa chechigadziro chefoni yako itsva nemari shoma yedzimwe mwedzi yakabatanidzwa nemari yako yepamwedzi yebasa. Paunenge uchiwana foni itsva, mutakuri wacho achaita cheko chekwereti kuti aone kana iwe unokodzera kuwana mari uye pasi pemashoko api. Kunyangwe iwe uri kunyanya kubhadharwa chikwereti kubhadhara foni yako itsva, mari yako haizotauri kune mari yechikwereti uye haichazobatsiri chikwereti chako.

New Cell Phone Applications & Payment Late Zvimwe zvinogona kukuvadza chikamu chako

Inobvunzwa yakaitwa kune chikwereti chenhoroondo yako kana iwe ukatanga basa idzva kana mari yefoni inogona kuchinja yako chikwereti, kunyange zvikwereti hazviiti. Chikwereti mibvunzo ndeye 10% yekwereti yako chikoro uye inongopedza chikwereti chako kwemwedzi gumi nemaviri.

Mushure memwedzi 24, mibvunzo inowira chikwereti chako chekwereti zvachose.

Kunyange zvazvo nguva yakakodzera yepafoni isingabhadhari haibatsiri chikwereti chako, mari yekupedzisira inogona. Imwe chete kana maviri nguva yekubhadhara nguva yakawanda haigoni kukuvadza chikwereti chako, chero bedzi iwe uchinge wawana pane mari yakatarwa yakatarwa usati waita chibvumirano chako uye iwe wekare wekutakura anotenderera account yako kukohwa.

Kana iwe ukarega kutengesa foni uye iyo nhoroondo yako yakavharwa, mutakuri wefoni angatumira akaunti yako kune imwe sangano rinounganidza kubhadhara. Iko kuunganidza kunyoreswa pamushumo wekwereti yako uye ichakuvadza zvakanyanya chikwereti chako chikoro. Iwe unogona kukuvadza chikwereti chako chikwereti kana iwe ukagumisa kontrakiti yako nguva isati yapera kana kubvisa mapepa ako pasina kubhadhara zvakakwana mari yekuregererwa kwokutanga kana kuti chikoro chinoramba chiri pafoni yako.

Kana imwe nguva yekutengesa foni yerunhare iri pamushumo wekwereti yako, ichagara imomo kwemakore manomwe semamwe akawanda asingatauri ruzivo rwekwereti. Chikwereti chako chikwata chichatora chakanyanya kukunda mumakore mashomanana apfuura mushure mekunge kuwedzererwa kuwedzerwa kune chikwereti chako, asi chikwereti chako chikoro chinogona kuwedzerwa nenguva kana iwe uchinge waita zvikwereti zvako zvose zvekwereti nenguva uye udzivisa ramangwana chero zvikamu zvese zveramangwana.

A Potable Workaround?

Kunyange zvazvo nguva yakakodzera yekubhadhara foni haibatsiri chikwereti chako, chikwereti chekwereti panguva yakakodzera. Kana iwe uine kadhi rechikwereti rakazaruka, unogona kuishandisa kuti ita yako foni, uye tendeuka uye ubhadhe kadhi rako rechikwereti. Mari iyo yakakodzera panguva yako kadhi rako rekwereti ichabatsira kusimbisa chikwereti chako. Mamwe makadhi ekwereti anopa kunyange inshuwarisi yekuchengetedza foni kana iwe uchibhadhara chikwereti chako nekadhi rako rechikwereti. Chengetedza zvinyorwa zvepurogiramu yako yemakadhi emakadhi ekwereti kuti uone kana iyi ndiyo nyaya yekadhi rako rechikwereti.

Kana iwe uchida kuona kuti ndeapi mapeji eakaenzana akabatanidzwa pamushumo wekwereti yako, unogona kuraira kopi yakasununguka kuburikidza ne AnnualCreditReport.com.