Nhoroondo Yakanga Yakanyanya Kukurukurwa
Nhoroondo yauri kutsvaga ingave yakabvisa ruzivo rwekwereti yako kana nokuti chikamu chekupa chikwereti chekwereti chakapfuura kana nguva yekuti chikwereti chekubudisira chikwereti chikwanise kugadzirisa iyo iyo yekodha yapera.
Nhoroondo dzakapfigwa muurombo hwakamira, kureva iwe wakanga uri kudarika apo iyo nhoroondo yakavharwa, ichawa kubva kumushumo wako wekwereti mushure memakore manomwe. Izvo zvinobva pachikwereti chekupa chikwereti nguva yakataurwa ne Fair Fair Reporting Act.
Dzimwe nhoroondo dzakachengetwa dzichawa pamushumo wekwereti mushure memakore gumi nemashanu kana zvakadaro, zvichienderana nekureba kwenguva iyo chikwata chekriti chinosarudza kuudza idzi marudzi eakaunti. Pane zvino mutemo unotsanangura kuwanda kwemabhuku akavharwa mukumira kwakanaka kunofanira kuwira purogiramu yako yechikwereti.
Bhizinesi Hazvirevi Kwazvo Chikwereti Bureau
Mune chikwereti chekupa chikwereti, mabhizimisi anosarudza kuti (kana isiri yose) yezvikwereti zvitatu zvekwereti ivo vachanyoresa.
Aunti yako haichaoneki pamushumo wekwereti kana bhizinesi risingabvumirani kune imwe nzvimbo yekwereti. Izvi zvinotsanangura kuti sei iwe ungaona nhaurirano pane imwe chete yemakero ako emari asi kwete mamwe maviri.
Bhizinesi Haritauri Kune Chero Chero Chikwereti Bhidhiyo
Nhoroondo yacho ingave isiri yekodha yemari yekwereti.
Nhoroondo dzakadai sezvibatsiro, kambani dzesebhendi, foni, mvura, nezvimwewo zvinowira munharaunda iyi. Zvichienderana nekambani nehurumende, zvimwe zvishandiso zvinogona kutaurira kune zvikwereti zvekwereti, asi hazvibvumirwi kuita saizvozvo. Zvinosuruvarisa, zvinyorwa zvinyorwa zvinonzi zvinoshushwa kunyange kana nguva dzose nguva dzebhadharo dzisiri. Saka zvakakosha kubhadhara pane nguva kunyange kana iwe usingaoni nhoroondo pamushumo wekwereti yako.
Zvikwereti zvakawanda zvebhadharo hazvionekwi kune vashandi vematarenda emakwereti, kunyanya kana uri kukwereta kubva kumwene weimba. Nhoroondo nemakambani makuru ekuchengetedza zvikwata zvinowanzooneka pane yako Experian kana TransUnion credit report. Nhoroondo yekare, kubhadhara zvikwereti hazvina kuratidzwa pamakero emarikiti - kunze kwezviitiko zvemhirizhonga yakanyanya - saka usashamisika kana nhoroondo yako yebhadharo isiri pamushumo wekwereti yako.
Kunyorwa Kwisina Kubudiswa Maitiro Kunobatsira Kwazvo Chikwereti Chakwereti
Chikwereti chikoro chinotarirwa chete kubva pane ruzivo rwekwereti yako yechikwereti panguva iyo chikoro chekwereti chinogadzirwa. Hazvifungi kuti chii chaimbova pane ramakatoti yako rekwereti gore rapera kana kunyange vhiki yapfuura. Kana kambani isati yakamboonekwa pamushumo wekwereti yako, haufaniri kuva nekushandura kune chikwereti chenhamba yako zvichienderana nemitemo yako yekubhadhara neyoyo yega yega.
Zvisinei, iwe unogona kushayikwa pane zvingaita kuti zvikwereti zvikwereti kubva pane zvakakodzera panguva yekambani.
Kune rumwe rutivi, chikwereti chako chikoro chinogona kumuka kana kuwira (maererano nekupedzisira nguva yaunotsvaga chikoro chako) kana iyo kambani inowira pasi pekwereti yako yekwereti, somuenzaniso nokuti chikamu chekupa chikwereti chekwereti chapfuura. Zvakaoma kufanotaura kuti nzira ipi yako chikwereti chikwereti chichaenda nokuti zvinoenderana nenhoroondo inowira uye mamwe mashoko ose pamusoro pekwereti yako yechikwereti.
Mabhizimisi haafaniri kutaurirwa kune zvikwereti zvekwereti; zvinonyanya kuzvidira. Kana nhoroondo isingaratidzi pamushumo wekwereti yako uye iwe unofunga kuti inofanira kunge iri, taura nebhizimisi kuti uwane zvinangwa zvekutumira chikwereti. Panove pane iko kukanganisa neakaunti yako uye bhizinesi rinogona kuvandudza mabhizimisi emarikodhi nemashoko akakodzera.