Usati watanga kuenda kunotenga imba yechipiri, iwe unogona kunge wakachengetedza urikuita kuti urege kuita chisarudzo pakarepo. Iwe unogona kushamisika kana yakanyanyisa, kunyanya kana wakakura nemafungiro emari kuti vanhu vakapfuma chete vanotenga imba yechipiri. Kana zvikwereti zviduku zvakaderera, kana iwe uchikwanisa kutenga mari yepamusoro yekubhadhara motokari, unogona kunge uine imba yechipiri; kukupa iwe usingaendi hog dzomusango uye uri kutsvaga imba iyi munzvimbo ine mutengo yakakodzera.
Danho 1: Sarudza Nzvimbo Yako
Iwe unogona kufunga kuti kusarudza pamutengo wekutengesa kutanga ndiyo danho rinokosha kupfuura dzose, uye kana mutengo unotakura uremu, haisi izvo zvinogara zvichifambisa chisarudzo chekutenga imba yechipiri. Kana uine mwoyo wako wakagadzika pamusha wezororo pamahombekombe , ngatitaurire, paHawaii Island, somuenzaniso, unogona kuzviwana zvichityisidzira kuti haugone kutenga imba imwe chete yemhuri mumvura kwehafu yemamiriyoni. Kana nzvimbo chete yaunokwanisa kutenga iri pedo nePuna uye iwe haugari kurarama kunonaya mvura yakawanda, ipapo kutsvaga kwako pachiwi ichocho kwapera.
Nzvimbo iyo inofambisa zvinhu mune zveimba. Ndokusaka iwe uchinzwa nzvimbo ye mantra , nzvimbo, nzvimbo yakadzokororwa zvakanyanya. Iwe unoda kusarudza kana iwe uchida kutenga imba yechipiri mukati memadiki kubva kumusha wako iye zvino kana iwe uchatora chitima kana kutiza kuti uende ikoko. Kwekanguva, hakuna Scotty kutinhira isu.
Unowanzoronga kushandisa imba yechipiri inobata zvakananga pane nzvimbo yayo.
Kana iri imba yekudzivirira kwevhiki, zvichida iwe unoda imba iyi mukati mechikwata chekufamba nyore. Kana imba yechipiri ndeyekugara kwemhuri shomanana pagore, inogona kupfuurira mberi kana iri mune imwe nyika kana nyika.
Danho 2: Sarudza Tsika Yeimba
Mhando yemusha waungasarudza kutenga imba yechipiri inogonawo kusanganisira nzvimbo.
Semuenzaniso, kana uri kuronga kutenga imba mumakomo, pamagumisiro anonyanya kukwana mabhuku maduku kusvika ku-high-end ski resort haciendas iyo inogona kufamba mumamiriyoni. Kana iwe uchida musha wegungwa, wakatarisana nechegungwa, kunyange nehomwe duku inotora mari yakawandisa kupfuura yaunofungidzira. Ichokwadi chakaoma chiri muhupfumi hwemazuva ano unogona kunge uchitarisa panzvimbo panzvimbo yegungwa.
Imba iri munyika iri pabhakisi rwandu rwevanhu vazhinji. Zvimwe unoda furazi kana nzvimbo yakanyarara yakawana pasi mumugwagwa usina tsvina uye seri kwegedhi rakavharwa? Kana kuti musha uri pagungwa? Kana kuti musha unochengetedza musha / wakagadzirwa unogona kuisa pane zvakawanda?
Zvichida imwe nharaunda kana yedhorobha ndiyo inowedzera mararamiro ako nokuti iwe unogona kusarudza zvimwe zvigadzirwa, basa rejeri risati riri pasi kana kuchengetedza. Condos inopawo mararamiro ekuvhara-uye-go, izvo zvinoita kuti vamwe vadzidzisi vasipo vanzwa kunzwa vakachengeteka pavanenge vachibva kumusha wavo wechipiri.
Nhanho 3: Sarudza Zvaunotenga Mutengo
Vatengi vanopinda pamusoro pemisoro yavo kazhinji vanogona kubviswa nekukura kwezvose, kana vakakundikana kugadzira chikamu chekumusoro-soro, mari yakawanda yavanoda kubhadhara kutenga imba yechipiri. Vatengi vakawanda vanoda kutenga imba yechipiri vachida kutenga mari iyo inotenga.
Chikamu chechikonzero chekutora chikwereti ndechekuti inopa mitsva inobviswa semitero yakadai senharaunda uye mitero yemitengo.
Kana iwe uchida kubhadhara mari yacho, mutengo wako wepamusoro unogona kuchinjwa nemari yemari, uye mari yebhadharo yako yekutenga (pamwe nemitero, nezvimwewo) inogona kunge yakakosha pane iwe kupfuura mutengo wekutengesa. Imwe nzira yekufungidzira kana iwe uchikwanise kutenga mari yekubhadhara chikwereti ndeyokutanga kuvhara iyo iyo mari muhomwe yekuchengetedza nguva yose yekubhadhara. Kana ichinakidzwa uye isati iri dambudziko mubhadharo yako, iwe unogona kunge wakarurama mumugwagwa, uchikupa iwe kuchengeta chikwata. Nyanzvi dzinokurudzira kwemwedzi mitanhatu yekuchengetedza mari.
Kana iwe uchitanga kuwana imomo misha shoma inotengeswa mumutengo wamatengo wawakagadzira, saka ndiyo nguva yekudzokazve matanho rimwe chete uye maviri. Iwe unogona kudiwa kuti uchinje zvaunotarisira.
Zvichida sarudza nzvimbo yakasiyana kana rudzi rwakasiyana rwemusha. Iwe uchacherechedza ini handina kuratidza kupfuura bhajeti yako.
Danho 4: Tsvaga Realtor
Kwete chete Realtor. Iyi haisi nguva yekubvisa muzukuru wako George kubva mumabhubhu uye kumubvunza kuti akubatsire kutenga imba yechipiri. Tsvaga mumiriri wemunzvimbo imomo anomiririra vatengi munzvimbo yaunoda kutenga. Mushandi wepanharaunda anofanira kunge ane ruzivo rwakakosha uye ruzivo munharaunda yacho.
Iva nechokwadi chokuti mushandi akazadzisa nhamba yakakwana yekutengeserana uye anogona kubudisa maitiro kubva kune vanogutsikana nevatengi.
Uyewo, usaita chikanganiso chokufunga kuti muongorori wekutsvaga achaita kuti unakidzwe pamwoyo kana kuti muenzanisi wekutsvaga achakupa kuputsika nenzira yakati nokuti haisi iyo inoshanda sei. Izvi hazvirevi kuti kune avo vasina maitiro anoshingaira mubhizinesi nokuti kune vakaipa vashandi mubhizinesi sevamwe chero basa, asi munoda here mutongi akaipa, asingashandisi kuti akumirire chero nenzira ipi zvayo, maitiro kana nzira? Zvichida kwete.
Danho 5: Chengetedza Tsamba Yokutanga
Nzvimbo yako yekutengesa imba yemugove angangodaro achitaura chikwereti chenharaunda kwauri. Iwe uchazobudirira zviri nani nechipo chako kana ukashandisa chikwereti mutengesi uye kuverenga mujeri vanoziva. Iwe unogona kushandisa mari yako pachako kumusha, asi iwe waunoda kukwereta angasaita chikwereti munzvimbo iyoyo. Uye, kana chisingazivikanwi chikwereti chikwereti chichakuvadza mukana wako paunotumira chipo, nei uchiwana mukana iwoyo?
Vazhinji vanongoronga mazano vachapa mazano kuvarengi vavo kuti varambe chipo kana zvikaonekwa vasina tsamba yekufananidza uye kune mari inobatanidzwa. Bvunza kana iwe unogona kuzadza chikwereti chekubhadhara paIndaneti. Iwe haunzwisisi, mumatambudziko mazhinji, kusangana nemutengo wekutora chikwereti mumunhu.
Uyewo, nekushandisa chikwereti chemunharaunda, unowedzera mikana iyo anokweretesa achakwevera muchengeti kubva kune rimwe dunhu revaongorori. Zvakakosha kuva nomudzidzisi wekune imwe nzvimbo uyo anoziva nharaunda kuti aone imba yako. Vamwe "muIndaneti" vanotenga chikwereti vatengesi vanopedzisa nevadzidzisi vemunharaunda, uye iyo ndiyo imwe nzira yekuwana kuongorora kwakaderera kunogona kupfura mutengesi wako.
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.