Chii chaunofanira kuita kana iwe wakashandurwa kune kadhi rechikwereti
Iwe wakanyorera kadhi rechikwereti, uye sarudzo yako yakarambwa. Zvino chii? Kuva nekadhi kadhi rako rechikwereti rakarambwa hakunakidze. Zvamunoita mushure mokunge chikwereti chako chekadhi rechikwereti chikarambidzwa chinokosha pakuita chokwadi kuti usakukuvadza chikwereti chako zvakare.
01 Shandisa zvakare zvakare Kuchenjerera
Mhinduro dzinogona kuratidzira purogiramu yako yechikwereti pakarepo, saka kana chikwata chako chekadhi rechikwereti chakarambidzwa, zvakanakisisa kumirira kusvikira iwe uchiziva kuti nei usati waita kune imwe kadhi rechikwereti.
02 Verenga Nyaya Yenyu Yakaipisisa Tsamba
Mumazuva manomwe kusvika kwemazuva gumi ebhizinesi, uchagamuchira tsamba yakabva kune kadhi rechikwereti inotaura chikonzero chaicho kana zvikonzero zvekushanda kwekadhi yemakadhi. Inogona kunge yakabatana nechimwe chinhu pamushumo wekwereti yako, ikozvino kwekubhadhara kwemazuva mashoma kana zvikwereti zvemakadhi echikwereti semuenzaniso. Kana zvakadaro, une kodzero yekupa kopi yemukana wekwereti yako yemarikiti kuti uone kuti ruzivo mauri rwakarurama.
Kana iwe wakarambidzwa nekuda kwekwereti yako chikoro, kadhi rechikwereti chikwereti chinotumira kopi yemakadhi echikwereti uye zvinhu zvakakosha zvinopa chikwereti chako chikwereti.
Iwe unogonawo kurambwa nokuda kwechikonzero chisingawirirani nechikwereti chako, sekuwana mari yako kana nhoroondo yemabasa.
03 Kumbira Bhizimusi Rako Rokusununguka
Kana chikoro chako chekadhi rechikwereti chikarambidzwa nekuda kwemashoko pamusoro pekwereti yako yemari, iwe uchava nememazuva makumi matanhatu ekukumbira kopi yekusununguka yemugumo wekwereti inoshandiswa muchisarudzo. Kana iwe uchida kutarisa zvikwereti zvekwereti kubva kune dzimwe nzvimbo dzepahofisi, iwe unofanira kuiraira ivo pachavo.
Kana ukangorayira chikwereti chako chekwereti, unogona kukakavara chero ruzivo rwakashata rwakadaro rwakave rwakaita kuti chikwata chako chekadhi chekwereti chirambe chakarambidzwa. Mushure mokunge mharidzo yako yechikwereti yave ichivandudzwa, funga kubvunza chikwereti chekwereti chikwereti kuti uongorore chikoro chako chekadhi rechikwereti zvakare Iwe unogona kukumbira chikwereti chekwereti kuti udzosere regiroti yako gwaro rekwere kune ani zvake anozviongorora munguva ichangopfuura.
04 Ongorora Chikwereti Chako Chekwereti
MaBanki zvino anoda kutumira chikwereti chekwereti pasina chikwereti apo kadhi yako yekadhi yemakadhi yakarambidzwa. Kusiyana nechakaipa chiito credit report, haufaniri kuita chimwe chinhu kuti uwane chikwereti chako chekwereti chepachena; uyo ane chikwereti anofanira kutumira iyo pakarepo mushure mekuramba chikoro chako chekadhi rechikwereti. Iko mari yechikwereti isingabhadharwa inonyorawo zvishoma zvinhu zvinokonzera chikwereti chako, semuenzaniso, zviyero zvepamusoro kana zvikamu zvishomanana zvikwereti.
Chikwereti chako chikwata, pamwe neshoko rakashata rechiitiko, chichakupa kunzwisisa kwakanakisisa kweiko iwe wakarambwa. Shanda mukuvandudza chikwereti chako chekwereti kuti uwedzere mikana yako yekuita kuti chikumbiro chako chigamuchirwe nguva inotevera.
05 Kugadzirisa Ukwereta
Kushanda kwako kadhi rechikwereti kungave rakarambwa nokuti une chikwereti chakaipa . Zvikwereti zvisina kubhadharwa, kuenzaniswa kwemazuva ano, uye zvikwereti zvekadhi rechikwereti zvakakwirira zvinhu zvose zvinoda kugadziriswa usati wagone kubvumirwa kune kadhi rechikwereti (kana kuti rakanaka pane zvishoma).
Shandisai mushumo wenyu wechikwereti sekutanga kwekugadzira chikwereti chako. Iwe unogona kuvandudza chikwereti chako nekukakavadzana zvikanganiso, kubatwa pamusoro pezvakaitika kare, kubhadhara pasi zviyero zvepamusoro, nekuderedza nhamba yezvikwereti zvitsva zvekwereti zvaunoita.
06 Shingairira Retail Store Card
Kuchengeta makadhi emakwereti kazhinji zviri nyore kugamuchirwa kupfuura zvikwereti zvekwereti, kunyangwe iwe une chikwereti chechikwereti chakaderera. Kana iwe ukanyorera uye uchibvumirwa nekadhi rechikwereti redura, iwe ungangove watanga nekwakaderera chikwereti chekwereti. Nenzira yakanaka, iwe unogona kuwedzera chikwereti chako chekwereti pane imwe nguva zvichienderana nekutenga kwako uye nemari yekubhadhara .
Nhamba dzechikwereti pamakadhi ematokiti ezvitoro zvinowanzopfuura, saka chenjerera nezvekutakura chikero. Chengeta zvaunotenga zvishoma uye ubhadhara zvakakwana kuti urege kubhadhara mari inodhura mari yemari pamari yako.
Shandisa kadhi rechikwereti chezvitoro zvine njere rinogona kukubatsira kuti uvandudze chikwereti chako uye uwane kadhi rakanaka mune ramangwana.
07 Wana Chekuchengetedza Kadhi Yakachengeteka
A kadhi rechikwereti rakachengetedzwa ndeimwe nzira yekuwana kadhi rechikwereti kana usina chikwereti chakanakisisa. Iko rudzi rwekadhi rechikwereti rinoda kubhadharwa kwekuchengetedzwa kwekuchengetedzwa kunopesana nekwereti yechikwereti chekadhi. Iko mari yacho inowanikwa munhoroondo yekuchengetedza uye inoshandiswa chete kana iwe usina kukwana pabhadharo rako rekwereti.
Mushure mekunge maita mari yako pamwedzi kwemwedzi mitanhatu kusvika kumwedzi gumi nembiri, vamwe vatengi vemakadhi ekukwereta vachashandura kadhi yako yekwereti kune vasina kuchengetedzwa. Kana uchinge washandura account yako, kuchengeteka kwako mari ichadzorerwa kwauri.
Kunyange kana iwe wakachengetwa kadhi rechikwereti isingashanduki, iwe unogona kukwanisa kuwana kadhi rechikwereti nguva dzose mushure mekushandisa kadhi yako yakachengeteka kwegore.