Sei kuchengeta makadhi emakwereti haisi yakanakisisa
Chimwe chezvinhu zvinonyanya kukuvadza pamusoro pekutenga zviri kuramba zvichiendeswa kune imwe kadhi rechikwereti chezvitoro zvichichinjana ne10-15 kubva muzana yekutengesa pane zvekutenga zuva iroro. Mari inochengetwa inogona kurira kunyengedza, kunyanya kune kadhi rechikwereti rinobatana newaunofarira zvekutengesa zvekutengesa, asi makadhi ematokiti ezvitoro haasi makuru sezvaanoita. Zvechokwadi, pangave pane zvimwe zvigaro zvine imwe sadhi rechechi iyo iri kuedza. Zvisinei, muchikwereti chikuru chenhoroondo yako yechikwereti, zvipingamupinyi zvemakadhi ematokari ezvitoro kazhinji hazvina kukodzera mari shoma shoma.
01 Retail Credit Cards Kazhinji Ane Zvishoma Zvishoma
Chengetedza makadhi emakwereti anowanzozotanga iwe nechechi chikwereti chakaderera zvikuru-kana pakati pe $ 100 kusvika $ 500, kunyanya kana iwe uine chikwereti chakaipa. Kutenga kwako kunogona kukuisa nyore nyore pane chikwereti chakashandiswa -chiyero chekadhi rechikwereti kuchikwereti chekadhi rechikwereti-pane chinobatsira chikwereti chako.
Chero kushandiswa kwekwereti kunopfuura 30 muzana kwakanyanya uye kunopisa simba rako chikwereti chikoro. Pane kadhi rechikwereti rine $ 100 chikwereti chikwereti, zvinoreva kuti haufaniri kumbhadhara mari inodarika $ 30. Munzvimbo dzakawanda dzekutengesa, izvo hazvina t-shirt.
02 Vane Hunhu Hwakawanda
Dare rekutengesa kadhi makadhi inenge iri nguva dzose ine chido chakanaka. APRs pakati pe20 kubva muzana ne30 muzana inowanikwa, izvo zvinotakura kutengesa kunodhura zvikuru. Kana iwe usingafungi kubhadhara mubhadharo wako usati wapera nguva yenyasha , iwe uchasangana nemamwe mashomanana emitengo yemari. Iwe unogona kugumisa kubhadhara kaviri kutenga kwako kupfuura iwe kana waive wakabhadhara nemari uye izvo zvingakanganisa zvachose 10 kusvika ku15 muzana kudhura iwe wakagamuchira paunotenga pakutanga.
03 Retail Credit Cards Zvisina Kubatsira Pakudhura Zvikwereti
Kuenzaniswa nemakadhi makuru ekwereti, mabhidhiro emadhorodhi emakadhi ezvitoro ane zvishoma zvakakosha pamakero ako emari . Zvechokwadi, nhoroondo yakanaka yekubhadhara ichakubatsira kuvandudza chikwereti chako chikoro, asi makadhi echikwereti haasisina simba rakawanda pamusoro pekwereti yako chikamu sezvikwereti zvemakadhi makuru.
04 Usage Is Limited
Kazhinji makadhi emakwereti ezvitengesi anogona kungoshandiswa muchechi iyoyo. Kana dambudziko rako richibudira uye iwe unofanirwa kubhadhara kubhuta, kadhi rako rechikwereti rekuchengetedza hazvizokubatsiri. Kana uchida kuverenga matikiti emakwikwi ehozhi yako yezororo, hovha yako kadhi rechikwereti haibatsiri. Pane zvishoma zvadhidhi, seGAP khadi , iyo inogona kushandiswa mumhuri yezvitoro, asi kushandiswa kuchiri kukwana.
05 Retail Credit Cards Kurudzira Kushandiswa Kwakawanda
Chengetedza makadhi emakadhi anogona kukanganisa zvakanyanya chikwereti chenhamba yako. Kungoita chiito chekushandisa kadhi rechikwereti kunogona kuisa chiduku chechikwereti chako. Izvozvo ndezvokuti zvikwereti zvekwereti zvinogadzirwa apo iwe ukakumbira chikwereti kuita 10 muzana yekwereti yako chikoro. Nokuti makadhi emakadhi emakadhi anokurudzira kushandiswa kwakanyanya, chikwereti chako chikoro chichaderera sezvo bhayeri yako inoswedera pedyo nekwereti yako chikamu.
06 Vanokurudzira chikwereti
Pane mimwe miedzo yekushandisa kana iwe une kadhi rechikwereti rekutengesa. Iwe unowanzopiwa zvikurudziro zvekushandisa, sekutsvaga kwevashandi vemakadhi, emaimeri pamusoro pekutengesa, uye kunyange nemubairo pamashandisi ako. Kazhinji makadhi emakadhi ezvitengesi acharamba achiwedzera chikwereti chako chikwereti sezvaunowedzera kushandisa mari yako pakadhi.
Kana iwe usingarangwi nekwereti yako yekwereti, iwe unogona kuzviwana zviri nyore nekukanganiswa kusingadzorwiki. Tevera mitemo yekubhadhara chete izvo zvaunokwanisa uye nekuchengeta kuchengetedza kwako pasi pe30 muzana yemukwereti wechikwereti, pasinei nokuti yakakwirira sei chikwereti chako chemari chikakwira.
07 Mitemo Haisati Yakanyorerwa paChinyoresa
Kazhinji, kana iwe ukanyorera kadhi rechikwereti rekutengesa pane imwe nzvimbo yekutengesa, hauna kupa tsanangudzo yakazara yemitemo nemamiriro usati washandisa. Kunyange kana iwe ukapiwa bhurocha rine mazwi ekukwereta kadhi rechikwereti, iwe hauna nguva yakakwana yekuongorora mari uye kuenzanisa kune dzimwe makadhi emakwereti kuti uve nechokwadi chokuti uri kuwana zvakanaka.
Funga nezvesarudzo huru yemari, kunyanya kuzarura nhoroondo itsva. Ne makadhi ekukweretesa, hausi nguva dzose unopiwa mukana iwoyo.